Abstract: Systems and methods for dynamic escrow management are disclosed. A method executed by an escrow management computer program may include: receiving an escrow agreement between a first party and a second party to a deal; extracting, using natural language processing, identifications of and authorized signors for the first party and the second party and terms of the escrow agreement; receiving an escrow deposit from the first party or the second party; confirming that an amount of the escrow deposit meets a term of the escrow agreement; depositing the escrow deposit into an escrow account; receiving an escrow instruction from the first party as a completed instruction template at a web interface; retrieving an identification of authorized signor for the first party; routing the escrow instruction to the authorized signor from the first party; receiving approval for the escrow instruction; and causing execution of the escrow instruction.

Abstract: A system for transaction-based rewards optimization and intelligent account selection comprising an optimization manager that receives transaction information and rewards program information, compares transaction information with rewards program information, and produces optimized rewards program selections, and a dynamic priority subsystem that orders the optimized rewards program selections based on priority preferences, and a method for transaction-based rewards optimization and intelligent account selection.