Abstract: A biometrics authentication system using biometrics media simplifies the process, and reduces the costs, of issuing a portable communication terminal having biometrics functions. A biometrics application program is downloaded from a server to a portable communication terminal, an area for authenticated biometrics information is caused to be created, and biometrics information on an individual card of the user is stored in a common area of the portable communication terminal. Thus, the portable communication terminal has the functions of an individual card storing biometrics information, and the portable communication terminal can be used as an individual card for biometrics authentication.

Abstract: A biometrics authentication system using biometrics media simplifies the process, and reduces the costs, of issuing a portable communication terminal having biometrics functions. A biometrics application program is downloaded from a server to a portable communication terminal, an area for authenticated biometrics information is caused to be created, and biometrics information on an individual card of the user is stored in a common area of the portable communication terminal. By this means, the portable communication terminal has the functions of an individual card storing biometrics information, and the portable communication terminal can be used as an individual card for biometrics authentication.

Abstract: In a transaction record storing device of a transaction machine, electronic journal data including transaction contents are stored into a storage medium whose stored data is unalterable or a storage medium which keeps its data alteration record. This ensures a guarantee of the truth with respect to the electronic journal data stored in the storage medium.

Abstract: A service providing system includes an automated transaction machine (ATM), installed in a nonbank location of a fee recipient entity under a payment-by-results contract with a service provider, a history information obtaining unit for obtaining electronic history information of the ATM, and an ATM placement fee determination unit, operatively connected with the history information obtaining unit, for determining an ATM placement fee, which is to be paid to the fee recipient entity, based on the electronic history information obtained in the history information obtaining unit. In the service providing system, an ATM placement fee is fairly determined based on contribution to the service provider, such as the number of transactions performed on the individual ATM, and the fee recipient entity keenly tries to keep the ATM in proper condition for service.

Abstract: An interactive I/O terminal supplies information to a user and inputs information based on operations of the user in accordance with the information supplied to the user. The interactive I/O terminal includes an I/O display panel for displaying a predetermined screen having a display area on which messages are to be displayed and operation keys for outputting signals corresponding to the operation keys operated by the user; a first controller for controlling the I/O display panel so that messages are displayed on the display area in the screen formed on the I/O display panel, a second controller for controlling the I/O display panel so that the screen is maintained on the I/O display panel until operations corresponding to a plurality of messages displayed on the display area are completed, and a processing unit for performing processes corresponding to the signals supplied from the I/O display panel based on operations of the user.