Abstract: A payment making system comprises an electronic cash register and a payment making terminal device connected to the register and is adapted for use with a bank card issued by a bank to a person having a deposit account with the bank. The bank card has recorded therein at least data relating to the account number of the holder of the card, data relating to the bank where the account is opened and data for identifying the holder. The case register comprises a keyboard for entering data relating to goods and including the prices of the goods and a first card reader for reading the data in the bank card and calculates the total sum of the prices entered as the sum payable. The terminal device is connected to and communicates with a control center provided with a file having stored therein data relating to the accounts of users and stores and with the function of transferring sums payable from users' account to stores' accounts.

Abstract: A transaction payment system including a central processing system. The central processing system has an account file including a file portion having stored therein data relating to the accounts of users and a file portion having stored therein data relating to the accounts of stores, and an outstanding transaction file for storing outstanding transaction data. The central processing system comprises a CPU for checking with the transaction data on the outstanding transaction file whether a predetermined period of indulgence has elapsed from the date of each transaction. The sum of transaction involving lapse of the indulgence period and included in the transaction data on the outstanding transaction file is withdrawn from the corresponding user account on the account file and stored in the corresponding store account thereon.

Abstract: An electronic cash register comprises a keyboard having a cashing key for dispensing cash from a drawer and numerical keys for entering cashing sums, and keys or a card reader for entering customer identifying symbols. The register has a memory including a cashing file for storing cashing sums in corresponding relation to the customer identifying symbols. When a cashing sum is entered and the cashing key is depressed, the cashing sum entered and the corresponding customer identifying symbol are stored in the cashing file.

Abstract: A deposit mode for inserting cash into an inserting opening for cash deposit and an envelope deposit mode for putting cash into an envelope and inserting the envelope into an opening for deposit are selectively set by a transaction mode setting unit. In the cash deposit mode, acceptance of cash inserted into the inserting opening for deposit is judged by a judgement unit. A deposit mode processing unit is provided to effect deposit processing for acceptable cash and to effect return processing for unacceptable cash which is not capable of being transacted, in accordance with the result of the judgement. An inquiry is made by a display unit to a depositor concerning whether or not returned money will be deposited in an envelope. In the envelope deposit mode, a request instructing unit instructs a client to input a value for an amount of cash to be placed into an envelope.

Abstract: A terminal device for making payments for credit transactions is connected to and adapted to communicate with a control center which includes a memory having stored therein data relating to a plurality of users of credit cards and to a deposit account of at least one credit company, the control center having the function of transferring a specified sum payable from an account of each user to the account of the credit company.

Abstract: An electronic cash register comprising a keyboard having keys for cash registration, a card reader for reading the data recorded in a card, a communication control unit for communicating with a center provided with a customer file having stored therein information as to customers, a device for converting data relating to the credit standing of the customer and forwarded from the center to visible information, a memory for storing data as to cash registration and data as to credit inquiries, and a control unit for processing cash registration, controlling transmission of the data read from the card to the center to be made in response to a communicaiton starting instruction and controlling conversion of the data received from the center to visible information.

Abstract: An automatic monetary value dispensing system wherein a card previously issued to each customer having an account therein is used to actuate the system. The card has recorded thereon necessary data such as the identification number and the current off-line balance of the account, with the on-line balance thereof being recorded in a central processing unit. Dispensation of the requested amount of value is determined by comparing the amount with the on-line and off-line balances of the account.