Patents by Inventor Kebin Lu

Kebin Lu has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 10997597
    Abstract: Past electronic records may be studied using a computer learning algorithm in order to make predictions of future use of the electronic accounts.
    Type: Grant
    Filed: July 12, 2019
    Date of Patent: May 4, 2021
    Assignee: VISA INTERNATIONAL SERVICE ASSOCIATION
    Inventors: Guangyu Wang, Kebin Lu, Sang Hwang, Debesh Kumar, Preeti Jindal, Lawson Lau, Melissa Lawu Tran, Japneet Kaur Giglio
  • Publication number: 20200175607
    Abstract: Segmentation algorithms may operate on vast quantities of data to segment the data into a useful data the model. The segmentation data model may then be applied to additional data that may be received in real time. Further, the real time data may be given a score based on the segmentation model and the desires of the user. The segmentation of the data and the score may be returned to a user and the user may determine if additional actions make logical sense based on the score and segmentation.
    Type: Application
    Filed: December 3, 2018
    Publication date: June 4, 2020
    Inventors: Charles Ding, Kebin Lu, Thomas Shieh
  • Publication number: 20200005314
    Abstract: Past electronic records may be studied using a computer learning algorithm in order to make predictions of future use of the electronic accounts.
    Type: Application
    Filed: July 12, 2019
    Publication date: January 2, 2020
    Inventors: Guangyu Wang, Kebin Lu, Sang Hwang, Debesh Kumar, Preeti Jindal, Lawson Lau, Melissa Lawu Tran, Japneet Kaur Giglio
  • Patent number: 10387883
    Abstract: Past electronic records may be studied using a computer learning algorithm in order to make predictions of future use of the electronic accounts.
    Type: Grant
    Filed: February 9, 2017
    Date of Patent: August 20, 2019
    Assignee: VISA INTERNATIONAL SERVICE ASSOCIATION
    Inventors: Guangyu Wang, Kebin Lu, Sang Hwang, Debesh Kumar, Preeti Jindal, Lawson Lau, Melissa Lawu Tran, Japneet Kaur Giglio
  • Publication number: 20180350013
    Abstract: Described are a method and system for automatically generating a classification of at least one lodging provider and acting thereon. The method includes determining or receiving transaction data representative of a plurality of transactions between the at least one lodging provider and a plurality of financial device holders in a first time period. The method also includes assigning, based at least partially on a predictive model and the transaction data, a classification to the at least one lodging provider, the classification being selected from a plurality of predetermined classifications. The method further includes generating, based at least partially on the assigned classification, identification data of at least one financial device holder of the plurality of financial device holders. The method further includes automatically generating and transmitting at least one communication to the at least one financial device holder.
    Type: Application
    Filed: June 1, 2017
    Publication date: December 6, 2018
    Inventors: Kebin Lu, Debesh Kumar, Guangyu Wang
  • Publication number: 20180225667
    Abstract: Past electronic records may be studied using a computer learning algorithm in order to make predictions of future use of the electronic accounts.
    Type: Application
    Filed: February 9, 2017
    Publication date: August 9, 2018
    Inventors: Guangyu Wang, Kebin Lu, Sang Hwang, Debesh Kumar, Preeti Jindal, Lawson Lau, Melissa Lawu Tran, Japneet Kaur Giglio
  • Patent number: D1002111
    Type: Grant
    Filed: October 29, 2021
    Date of Patent: October 17, 2023
    Inventor: Kebin Lu