Abstract: A wireless payment, money transfer, and vending system is disclosed. The present system acts as a digital wallet and permits the real time transaction of funds without the need for physical currency, physical cards, or even mobile phones. The system comprises a proprietary software into which a seller or a buyer may log in to transact business. The system may further comprise proprietary hardware, such as point-of-sale terminals or automated teller machines to provide additional functionality to a user. A user may access the system from anywhere the proprietary software is installed, whether they are at the transaction location or remote from the location, and may make instantaneous payments for goods or services. A user may also access the funds in their digital wallet by accessing a proprietary automated teller machine or such a machine that also integrates the proprietary software. The system proprietary software may also be installed into vending machines, and the like, to permit digital purchases.

Abstract: A system and method for multi-user security monitoring and remote notarization provides image capturing devices allow legal guardians to remotely observe and communicate with dependents in real time. The image capturing device comprises a motion and voice activated lens that articulates to follow and capture the image and sound of the dependent. The image capturing device is configured with a two-way communication network that allows for communications between the legal guardians and the dependent. An algorithm is programmable to control articulation of the motion and voice activated lens of the image capturing device. A password manager generates a unique password for the legal guardians to enable access to the image capturing device. A predetermined noise capturing device and an airborne residue capturing device relay emergency messages upon detection of predetermined noise and residue.