Patents by Inventor Keith BARRON

Keith BARRON has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20240104644
    Abstract: Systems and methods for providing a separate interest rate for an individual transaction are disclosed. A system may provide a service associated with a account having an account balance and an associated first interest rate. The system may include a service device having one or more memory devices storing instructions and one or more processors configured to execute the instructions to perform a separate interest rate service process. The process may include providing a separate interest rate service offer to a client device and receiving a separate interest rate selection from the client device. The process may also include determining a selected portion of the account balance corresponding to an amount to which a second interest rate, different from the first interest rate, is to be applied based on the separate interest rate selection.
    Type: Application
    Filed: December 4, 2023
    Publication date: March 28, 2024
    Applicant: Capital One Services, LLC
    Inventors: Marcie APELT, Megan EDDS, Keith BARRON, Ashley GIBBS, Matthew VISCHULIS, Carl ASHBY, Baining HU, Yi LIU, David SCHARDT
  • Patent number: 11875399
    Abstract: Systems and methods for providing a separate interest rate for an individual transaction are disclosed. A system may provide a service associated with a account having an account balance and an associated first interest rate. The system may include a service device having one or more memory devices storing instructions and one or more processors configured to execute the instructions to perform a separate interest rate service process. The process may include providing a separate interest rate service offer to a client device and receiving a separate interest rate selection from the client device. The process may also include determining a selected portion of the account balance corresponding to an amount to which a second interest rate, different from the first interest rate, is to be applied based on the separate interest rate selection.
    Type: Grant
    Filed: March 7, 2023
    Date of Patent: January 16, 2024
    Assignee: Capital One Services, LLC
    Inventors: Marcie Apelt, Megan Edds, Keith Barron, Ashley Gibbs, Matthew Vischulis, Carl Ashby, Baining Hu, Yi Liu, David Schardt
  • Publication number: 20230222573
    Abstract: Systems and methods for providing a separate interest rate for an individual transaction are disclosed. A system may provide a service associated with a account having an account balance and an associated first interest rate. The system may include a service device having one or more memory devices storing instructions and one or more processors configured to execute the instructions to perform a separate interest rate service process. The process may include providing a separate interest rate service offer to a client device and receiving a separate interest rate selection from the client device. The process may also include determining a selected portion of the account balance corresponding to an amount to which a second interest rate, different from the first interest rate, is to be applied based on the separate interest rate selection.
    Type: Application
    Filed: March 7, 2023
    Publication date: July 13, 2023
    Applicant: Capital One Services, LLC
    Inventors: Marcie APELT, Megan EDDS, Keith BARRON, Ashley GIBBS, Matthew VISCHULIS, Carl ASHBY, Baining HU, Yi LIU, David SCHARDT
  • Publication number: 20230111601
    Abstract: Described herein are systems and methods for using artificial intelligence (AI) in real-time to assess the difficulty level of a patient being scanned and assigning an objective scanning difficulty level (SDL) to the patient to help inform medical personnel and educators of the difficulty of scanning said patient.
    Type: Application
    Filed: October 11, 2022
    Publication date: April 13, 2023
    Applicant: University of South Carolina
    Inventors: Richard Hoppmann, Floyd Bell, Robert Haddad, Keith Barron
  • Patent number: 11625773
    Abstract: Systems and methods for providing a separate interest rate for an individual transaction are disclosed. A system may provide a service associated with a account having an account balance and an associated first interest rate. The system may include a service device having one or more memory devices storing instructions and one or more processors configured to execute the instructions to perform a separate interest rate service process. The process may include providing a separate interest rate service offer to a client device and receiving a separate interest rate selection from the client device. The process may also include determining a selected portion of the account balance corresponding to an amount to which a second interest rate, different from the first interest rate, is to be applied based on the separate interest rate selection.
    Type: Grant
    Filed: April 12, 2021
    Date of Patent: April 11, 2023
    Assignee: Capital One Services, LLC
    Inventors: Marcie Apelt, Megan Edds, Keith Barron, Ashley Gibbs, Matthew Vischulis, Carl Ashby, Baining Hu, Yi Liu, David Schardt
  • Publication number: 20210304893
    Abstract: The subject matter disclosed herein is generally directed to methods and systems for generating, projecting, and displaying a patient's disease state based on the patient's medical images wherein the projected disease state can be compared to the patient's present state of health to provide data and material for patient education, healthcare provider education, clinical practice, and medical research.
    Type: Application
    Filed: February 24, 2021
    Publication date: September 30, 2021
    Applicant: University of South Carolina
    Inventors: Richard Hoppmann, Keith Barron, JR., Robert Haddad, Steven Wilson, Floyd E. Bell, III
  • Publication number: 20210233161
    Abstract: Systems and methods for providing a separate interest rate for an individual transaction are disclosed. A system may provide a service associated with a account having an account balance and an associated first interest rate. The system may include a service device having one or more memory devices storing instructions and one or more processors configured to execute the instructions to perform a separate interest rate service process. The process may include providing a separate interest rate service offer to a client device and receiving a separate interest rate selection from the client device. The process may also include determining a selected portion of the account balance corresponding to an amount to which a second interest rate, different from the first interest rate, is to be applied based on the separate interest rate selection.
    Type: Application
    Filed: April 12, 2021
    Publication date: July 29, 2021
    Applicant: Capital One Services, LLC
    Inventors: Marcie Apelt, Megan Edds, Keith Barron, Ashley Gibbs, Matthew Vischulis, Carl Ashby, Baining Hu, Yi Liu, David Schardt
  • Patent number: 10977726
    Abstract: Systems and methods for providing a separate interest rate for an individual transaction are disclosed. A system may provide a service associated with a account having an account balance and an associated first interest rate. The system may include a service device having one or memory devices storing instructions and one or more processors configured to execute the instructions to perform a separate interest rate service process. The process may include providing a separate interest rate service offer to a client device and receiving a separate interest rate selection from the client device. The process may also include determining a selected portion of the account balance corresponding to an amount to which a second interest rate, different from the first interest rate, is to be applied based on the separate interest rate selection.
    Type: Grant
    Filed: September 5, 2019
    Date of Patent: April 13, 2021
    Assignee: CAPITAL ONE SERVICES, LLC
    Inventors: Marcie Apelt, Megan Edds, Keith Barron, Ashley Gibbs, Matthew Vischulis, Carl Ashby, Baining Hu, Yi Liu, David Schardt
  • Publication number: 20200069219
    Abstract: A portable device for receiving pulmonary function test data and displaying and analyzing same with both real-time and recorded patient clinical data such as that obtained with ultrasound and/or an electronic stethoscope.
    Type: Application
    Filed: September 4, 2019
    Publication date: March 5, 2020
    Applicant: University of South Carolina
    Inventors: Richard A. Hoppmann, Keith Barron, Robert Haddad, Duncan Norton
  • Publication number: 20190392516
    Abstract: Systems and methods for providing a separate interest rate for an individual transaction are disclosed. A system may provide a service associated with a account having an account balance and an associated first interest rate. The system may include a service device having one or memory devices storing instructions and one or more processors configured to execute the instructions to perform a separate interest rate service process. The process may include providing a separate interest rate service offer to a client device and receiving a separate interest rate selection from the client device. The process may also include determining a selected portion of the account balance corresponding to an amount to which a second interest rate, different from the first interest rate, is to be applied based on the separate interest rate selection.
    Type: Application
    Filed: September 5, 2019
    Publication date: December 26, 2019
    Applicant: Capital One Services, LLC
    Inventors: Marcie APELT, Megan EDDS, Keith BARRON, Ashley GIBBS, Matthew VISCHULIS, Carl ASHBY, Baining HU, Yi LIU, David SCHARDT
  • Patent number: 10445825
    Abstract: Systems and methods for providing a separate interest rate for an individual transaction are disclosed. A system may provide a service associated with a account having an account balance and an associated first interest rate. The system may include a service device having one or more memory devices storing instructions and one or more processors configured to execute the instructions to perform a separate interest rate service process. The process may include providing a separate interest rate service offer to a client device and receiving a separate interest rate selection from the client device. The process may also include determining a selected portion of the account balance corresponding to an amount to which a second interest rate, different from the first interest rate, is to be applied based on the separate interest rate selection.
    Type: Grant
    Filed: December 5, 2017
    Date of Patent: October 15, 2019
    Assignee: CAPITAL ONE SERVICES, LLC
    Inventors: Marcie Apelt, Megan Edds, Keith Barron, Ashley Gibbs, Matthew Vischulis, Carl Ashby, Baining Hu, Yi Liu, David Schardt
  • Patent number: 10402900
    Abstract: Systems and methods for providing a separate interest rate for an individual transaction are disclosed. A system may provide a service associated with a account having an account balance and an associated first interest rate. The system may include a service device having one or more memory devices storing instructions and one or more processors configured to execute the instructions to perform a separate interest rate service process. The process may include providing a separate interest rate service offer to a client device and receiving a separate interest rate selection from the client device. The process may also include determining a selected portion of the account balance corresponding to an amount to which a second interest rate, different from the first interest rate, is to be applied based on the separate interest rate selection.
    Type: Grant
    Filed: September 8, 2015
    Date of Patent: September 3, 2019
    Assignee: CAPITAL ONE SERVICES, LLC
    Inventors: Marcie Apelt, Megan Edds, Keith Barron, Ashley Gibbs, Matthew Vischulis, Carl Ashby, Baining Hu, Yi Liu, David Schardt
  • Publication number: 20180096424
    Abstract: Systems and methods for providing a separate interest rate for an individual transaction are disclosed. A system may provide a service associated with a account having an account balance and an associated first interest rate. The system may include a service device having one or more memory devices storing instructions and one or more processors configured to execute the instructions to perform a separate interest rate service process. The process may include providing a separate interest rate service offer to a client device and receiving a separate interest rate selection from the client device. The process may also include determining a selected portion of the account balance corresponding to an amount to which a second interest rate, different from the first interest rate, is to be applied based on the separate interest rate selection.
    Type: Application
    Filed: December 5, 2017
    Publication date: April 5, 2018
    Applicant: Capital One Financial Corporation
    Inventors: Marcie Apelt, Megan Edds, Keith Barron, Ashley Gibbs, Matthew Vischulis, Carl Ashby, Baining Hu, Yi Liu, David Schardt
  • Publication number: 20160071203
    Abstract: Systems and methods for providing a separate interest rate for an individual transaction are disclosed. A system may provide a service associated with a account having an account balance and an associated first interest rate. The system may include a service device having one or more memory devices storing instructions and one or more processors configured to execute the instructions to perform a separate interest rate service process. The process may include providing a separate interest rate service offer to a client device and receiving a separate interest rate selection from the client device. The process may also include determining a selected portion of the account balance corresponding to an amount to which a second interest rate, different from the first interest rate, is to be applied based on the separate interest rate selection.
    Type: Application
    Filed: September 8, 2015
    Publication date: March 10, 2016
    Inventors: Marcie APELT, Megan EDDS, Keith BARRON, Ashley GIBBS, Matthew VISCHULIS, Carl ASHBY, Baining HU, Yi LIU, David SCHARDT
  • Patent number: 6298307
    Abstract: The best-in-time forecasting system customizes its output forecast to the specific needs of a user and an identified event, which forecast is optimized as a function of the length of time between the receipt of the request and the time of the event. The best-in-time forecasting system comprises a data ingest & assimilation system that obtains the time-varying phenomena characteristic data from a plurality of external data sources and processes this information into a form and content appropriate for the needs of the best-in-time forecasting system. The processed data is stored in an information server for use by a presentation content system which functions to receive, process and respond to the user-provided information requests. A plurality of databases are included in the presentation content system to provide a subset of the time-varying characteristic data that the phenomena forecaster requires to process the forecast request.
    Type: Grant
    Filed: October 29, 1997
    Date of Patent: October 2, 2001
    Assignees: University Corporation for Atmospheric Research, WITI Corporation
    Inventors: John M. Murphy, Wayne Crosby Moore, Robert Keith Barron