Patents by Inventor Keith BARRON
Keith BARRON has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Publication number: 20240104644Abstract: Systems and methods for providing a separate interest rate for an individual transaction are disclosed. A system may provide a service associated with a account having an account balance and an associated first interest rate. The system may include a service device having one or more memory devices storing instructions and one or more processors configured to execute the instructions to perform a separate interest rate service process. The process may include providing a separate interest rate service offer to a client device and receiving a separate interest rate selection from the client device. The process may also include determining a selected portion of the account balance corresponding to an amount to which a second interest rate, different from the first interest rate, is to be applied based on the separate interest rate selection.Type: ApplicationFiled: December 4, 2023Publication date: March 28, 2024Applicant: Capital One Services, LLCInventors: Marcie APELT, Megan EDDS, Keith BARRON, Ashley GIBBS, Matthew VISCHULIS, Carl ASHBY, Baining HU, Yi LIU, David SCHARDT
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Patent number: 11875399Abstract: Systems and methods for providing a separate interest rate for an individual transaction are disclosed. A system may provide a service associated with a account having an account balance and an associated first interest rate. The system may include a service device having one or more memory devices storing instructions and one or more processors configured to execute the instructions to perform a separate interest rate service process. The process may include providing a separate interest rate service offer to a client device and receiving a separate interest rate selection from the client device. The process may also include determining a selected portion of the account balance corresponding to an amount to which a second interest rate, different from the first interest rate, is to be applied based on the separate interest rate selection.Type: GrantFiled: March 7, 2023Date of Patent: January 16, 2024Assignee: Capital One Services, LLCInventors: Marcie Apelt, Megan Edds, Keith Barron, Ashley Gibbs, Matthew Vischulis, Carl Ashby, Baining Hu, Yi Liu, David Schardt
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Publication number: 20230222573Abstract: Systems and methods for providing a separate interest rate for an individual transaction are disclosed. A system may provide a service associated with a account having an account balance and an associated first interest rate. The system may include a service device having one or more memory devices storing instructions and one or more processors configured to execute the instructions to perform a separate interest rate service process. The process may include providing a separate interest rate service offer to a client device and receiving a separate interest rate selection from the client device. The process may also include determining a selected portion of the account balance corresponding to an amount to which a second interest rate, different from the first interest rate, is to be applied based on the separate interest rate selection.Type: ApplicationFiled: March 7, 2023Publication date: July 13, 2023Applicant: Capital One Services, LLCInventors: Marcie APELT, Megan EDDS, Keith BARRON, Ashley GIBBS, Matthew VISCHULIS, Carl ASHBY, Baining HU, Yi LIU, David SCHARDT
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Publication number: 20230111601Abstract: Described herein are systems and methods for using artificial intelligence (AI) in real-time to assess the difficulty level of a patient being scanned and assigning an objective scanning difficulty level (SDL) to the patient to help inform medical personnel and educators of the difficulty of scanning said patient.Type: ApplicationFiled: October 11, 2022Publication date: April 13, 2023Applicant: University of South CarolinaInventors: Richard Hoppmann, Floyd Bell, Robert Haddad, Keith Barron
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Patent number: 11625773Abstract: Systems and methods for providing a separate interest rate for an individual transaction are disclosed. A system may provide a service associated with a account having an account balance and an associated first interest rate. The system may include a service device having one or more memory devices storing instructions and one or more processors configured to execute the instructions to perform a separate interest rate service process. The process may include providing a separate interest rate service offer to a client device and receiving a separate interest rate selection from the client device. The process may also include determining a selected portion of the account balance corresponding to an amount to which a second interest rate, different from the first interest rate, is to be applied based on the separate interest rate selection.Type: GrantFiled: April 12, 2021Date of Patent: April 11, 2023Assignee: Capital One Services, LLCInventors: Marcie Apelt, Megan Edds, Keith Barron, Ashley Gibbs, Matthew Vischulis, Carl Ashby, Baining Hu, Yi Liu, David Schardt
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Publication number: 20210304893Abstract: The subject matter disclosed herein is generally directed to methods and systems for generating, projecting, and displaying a patient's disease state based on the patient's medical images wherein the projected disease state can be compared to the patient's present state of health to provide data and material for patient education, healthcare provider education, clinical practice, and medical research.Type: ApplicationFiled: February 24, 2021Publication date: September 30, 2021Applicant: University of South CarolinaInventors: Richard Hoppmann, Keith Barron, JR., Robert Haddad, Steven Wilson, Floyd E. Bell, III
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Publication number: 20210233161Abstract: Systems and methods for providing a separate interest rate for an individual transaction are disclosed. A system may provide a service associated with a account having an account balance and an associated first interest rate. The system may include a service device having one or more memory devices storing instructions and one or more processors configured to execute the instructions to perform a separate interest rate service process. The process may include providing a separate interest rate service offer to a client device and receiving a separate interest rate selection from the client device. The process may also include determining a selected portion of the account balance corresponding to an amount to which a second interest rate, different from the first interest rate, is to be applied based on the separate interest rate selection.Type: ApplicationFiled: April 12, 2021Publication date: July 29, 2021Applicant: Capital One Services, LLCInventors: Marcie Apelt, Megan Edds, Keith Barron, Ashley Gibbs, Matthew Vischulis, Carl Ashby, Baining Hu, Yi Liu, David Schardt
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Patent number: 10977726Abstract: Systems and methods for providing a separate interest rate for an individual transaction are disclosed. A system may provide a service associated with a account having an account balance and an associated first interest rate. The system may include a service device having one or memory devices storing instructions and one or more processors configured to execute the instructions to perform a separate interest rate service process. The process may include providing a separate interest rate service offer to a client device and receiving a separate interest rate selection from the client device. The process may also include determining a selected portion of the account balance corresponding to an amount to which a second interest rate, different from the first interest rate, is to be applied based on the separate interest rate selection.Type: GrantFiled: September 5, 2019Date of Patent: April 13, 2021Assignee: CAPITAL ONE SERVICES, LLCInventors: Marcie Apelt, Megan Edds, Keith Barron, Ashley Gibbs, Matthew Vischulis, Carl Ashby, Baining Hu, Yi Liu, David Schardt
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Publication number: 20200069219Abstract: A portable device for receiving pulmonary function test data and displaying and analyzing same with both real-time and recorded patient clinical data such as that obtained with ultrasound and/or an electronic stethoscope.Type: ApplicationFiled: September 4, 2019Publication date: March 5, 2020Applicant: University of South CarolinaInventors: Richard A. Hoppmann, Keith Barron, Robert Haddad, Duncan Norton
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Publication number: 20190392516Abstract: Systems and methods for providing a separate interest rate for an individual transaction are disclosed. A system may provide a service associated with a account having an account balance and an associated first interest rate. The system may include a service device having one or memory devices storing instructions and one or more processors configured to execute the instructions to perform a separate interest rate service process. The process may include providing a separate interest rate service offer to a client device and receiving a separate interest rate selection from the client device. The process may also include determining a selected portion of the account balance corresponding to an amount to which a second interest rate, different from the first interest rate, is to be applied based on the separate interest rate selection.Type: ApplicationFiled: September 5, 2019Publication date: December 26, 2019Applicant: Capital One Services, LLCInventors: Marcie APELT, Megan EDDS, Keith BARRON, Ashley GIBBS, Matthew VISCHULIS, Carl ASHBY, Baining HU, Yi LIU, David SCHARDT
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Patent number: 10445825Abstract: Systems and methods for providing a separate interest rate for an individual transaction are disclosed. A system may provide a service associated with a account having an account balance and an associated first interest rate. The system may include a service device having one or more memory devices storing instructions and one or more processors configured to execute the instructions to perform a separate interest rate service process. The process may include providing a separate interest rate service offer to a client device and receiving a separate interest rate selection from the client device. The process may also include determining a selected portion of the account balance corresponding to an amount to which a second interest rate, different from the first interest rate, is to be applied based on the separate interest rate selection.Type: GrantFiled: December 5, 2017Date of Patent: October 15, 2019Assignee: CAPITAL ONE SERVICES, LLCInventors: Marcie Apelt, Megan Edds, Keith Barron, Ashley Gibbs, Matthew Vischulis, Carl Ashby, Baining Hu, Yi Liu, David Schardt
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Patent number: 10402900Abstract: Systems and methods for providing a separate interest rate for an individual transaction are disclosed. A system may provide a service associated with a account having an account balance and an associated first interest rate. The system may include a service device having one or more memory devices storing instructions and one or more processors configured to execute the instructions to perform a separate interest rate service process. The process may include providing a separate interest rate service offer to a client device and receiving a separate interest rate selection from the client device. The process may also include determining a selected portion of the account balance corresponding to an amount to which a second interest rate, different from the first interest rate, is to be applied based on the separate interest rate selection.Type: GrantFiled: September 8, 2015Date of Patent: September 3, 2019Assignee: CAPITAL ONE SERVICES, LLCInventors: Marcie Apelt, Megan Edds, Keith Barron, Ashley Gibbs, Matthew Vischulis, Carl Ashby, Baining Hu, Yi Liu, David Schardt
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Publication number: 20180096424Abstract: Systems and methods for providing a separate interest rate for an individual transaction are disclosed. A system may provide a service associated with a account having an account balance and an associated first interest rate. The system may include a service device having one or more memory devices storing instructions and one or more processors configured to execute the instructions to perform a separate interest rate service process. The process may include providing a separate interest rate service offer to a client device and receiving a separate interest rate selection from the client device. The process may also include determining a selected portion of the account balance corresponding to an amount to which a second interest rate, different from the first interest rate, is to be applied based on the separate interest rate selection.Type: ApplicationFiled: December 5, 2017Publication date: April 5, 2018Applicant: Capital One Financial CorporationInventors: Marcie Apelt, Megan Edds, Keith Barron, Ashley Gibbs, Matthew Vischulis, Carl Ashby, Baining Hu, Yi Liu, David Schardt
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Publication number: 20160071203Abstract: Systems and methods for providing a separate interest rate for an individual transaction are disclosed. A system may provide a service associated with a account having an account balance and an associated first interest rate. The system may include a service device having one or more memory devices storing instructions and one or more processors configured to execute the instructions to perform a separate interest rate service process. The process may include providing a separate interest rate service offer to a client device and receiving a separate interest rate selection from the client device. The process may also include determining a selected portion of the account balance corresponding to an amount to which a second interest rate, different from the first interest rate, is to be applied based on the separate interest rate selection.Type: ApplicationFiled: September 8, 2015Publication date: March 10, 2016Inventors: Marcie APELT, Megan EDDS, Keith BARRON, Ashley GIBBS, Matthew VISCHULIS, Carl ASHBY, Baining HU, Yi LIU, David SCHARDT
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Patent number: 6298307Abstract: The best-in-time forecasting system customizes its output forecast to the specific needs of a user and an identified event, which forecast is optimized as a function of the length of time between the receipt of the request and the time of the event. The best-in-time forecasting system comprises a data ingest & assimilation system that obtains the time-varying phenomena characteristic data from a plurality of external data sources and processes this information into a form and content appropriate for the needs of the best-in-time forecasting system. The processed data is stored in an information server for use by a presentation content system which functions to receive, process and respond to the user-provided information requests. A plurality of databases are included in the presentation content system to provide a subset of the time-varying characteristic data that the phenomena forecaster requires to process the forecast request.Type: GrantFiled: October 29, 1997Date of Patent: October 2, 2001Assignees: University Corporation for Atmospheric Research, WITI CorporationInventors: John M. Murphy, Wayne Crosby Moore, Robert Keith Barron