Patents by Inventor Keith Robert Larsen

Keith Robert Larsen has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 8473411
    Abstract: Portable Consumer Payment Devices (PCPDs), such as gift cards, can be bulk activated and thereby be made ready to use in a commercial transaction. The bulk activation is provided through a web service giving a user experience that includes an online interactive user interface that receives an order for PCPDs and a request to activate all PCPDs in the order. The respective accounts of the PCPDs in the order are funded upon activation and a fee is assessed for the activations. Thereafter, each activated PCPD can be used in a transaction with a merchant who submits the transaction to an acquirer for processing by a transaction handler who requests an issuer of the account of the PCPD to obtain payment for the transaction from the account corresponding to the PCPD.
    Type: Grant
    Filed: May 29, 2008
    Date of Patent: June 25, 2013
    Assignee: Visa U.S.A. Inc.
    Inventors: David Ross Baumgartner, IV, Keith Robert Larsen
  • Publication number: 20080301001
    Abstract: Consumer Payment Device (PCPD)s, such as gift cards, can be bulk activated and thereby be made ready to use in a commercial transaction. The bulk activation is provided through a web service giving a user experience that includes an online interactive user interface that receives an order for PCPDs and a request to activate all PCPDs in the order. The respective accounts of the PCPDs in the order are funded upon activation and a fee is assessed for the activations. Thereafter, each activated PCPD can be used in a transaction with a merchant who submits the transaction to an acquirer for processing by a transaction handler who requests an issuer of the account of the PCPD to obtain payment for the transaction from the account corresponding to the PCPD.
    Type: Application
    Filed: May 29, 2008
    Publication date: December 4, 2008
    Inventors: David Ross Baumgartner, IV, Keith Robert Larsen