Abstract: A method and apparatus to lease a dwelling with a computer coupled to a network is disclosed. The method includes printing using a printer, a deposit exemption policy and renter insurance policy for a renter backed by a third party in lieu of a security deposit and/or a last month rent for the dwelling. The policies are funded by the resident paying one-time pricing program fee equal to a portion of a first month's rent into an account. Funds are transferred from the account to pay one or more of the owner, the underwriter, sales and leasing agents, deposit exemption claims, credit score forbearance agreements, royalties and renters insurance.

Abstract: A method and apparatus to lease a dwelling with a computer coupled to a network is disclosed. The method includes printing using a printer a deposit exemption policy and renter Insurance policy for a renter or resident of the dwelling backed by a third party in lieu of a security deposit and/or a last month rent for the dwelling. The policies are funded by the resident paying one-time pricing program fee equal to a portion of a first month's rent into an account. Funds are transferred from the account to pay one or more of the owner, the underwriter, sales and leasing agents, deposit exemption claims, credit score forbearance agreements, royalties and renters insurance.

Abstract: A method and apparatus to create and manage a lease agreement is disclosed. A pre-programmed lease control computer processes information regarding a potential lessee for a lease of a property and carry's out tasks of a lease control intermediary and stores data regarding the potential lessee. A physical manifestation of a service product in the form of a guaranty directed to periodic lease payments paid by an actual lessee to the lessor is produced. The guaranty is determined based on payments from said lessee to said lessor. The guaranty is for a predetermined monetary amount defining a guaranty limit to be paid by the lease control intermediary or a 3rd party insurer to 1) the lessor upon failure of said potential lessee to pay periodic lease payments and/or eviction by the lessor, 2) the lessor upon damages by the lessee to the property, 3) to a party upon injuries to the party while on the property, and/or 4) to the lessee upon damages or loss to the lessee's contents on the property.