Abstract: A computing system includes a processing circuit configured to generate, responsive to an input regarding establishment of a new account, an interface prompting a user to capture a first image of an identification item, prompt the user to capture a second image of the user, identify an issuing entity of the identification item, compare a template signature with an identification item signature of the identification item, verify an authenticity of the identification item based on the identification item signature matching the template signature within a threshold tolerance; extract, responsive to verifying the authenticity of the identification item, user information from the first image, transmit a validation request comprising the user information, receive a validity notification verifying the user information, verify an identity of the user based on a comparison of the first image with the second image, and create, responsive to the verification, the new account for the user.

Abstract: A computing system includes an account management circuit configured to generate, responsive to receiving an input from the user device regarding establishment of a new account, an interface overlay on a user interface. The interface overlay includes an outline for an identification item. The circuit is also configured to determine that the identification item is contained within the outline of the interface overlay. The circuit is also configured to capture, automatically based on the determination that the identification item is contained within the outline, a first image of the identification item of the user. The circuit is also configured to verify an identity of the user based on a comparison of the first image with a second image of the user. The circuit is also configured to create, responsive to the verification of the identity of the user, the new account for the user.

Abstract: A financial institution computing system associated with a financial institution includes an account management circuit configured to prompt a user via a user device to capture a first image of an identification item of the user and a second image of the user using the user device in response to receiving, over a network via a network interface, an input from the user device regarding establishing a new account at the financial institution. The account management circuit is further configured to receive, over the network via the network interface, the first image and the second image, verify the identity of the user by comparing the first image with the second image, and create the new account for the user by generating an account number for the user and storing the account number in the accounts database in response to the identity of the user being verified.