Patents by Inventor Kelly Jurgens

Kelly Jurgens has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20090199094
    Abstract: A system and method of integrating financial information and rewards data in a computer system of a financial institution such as an online banking computer system. The method generally comprises providing to a customer of a financial institution access to a computer system comprising financial information and rewards data, and presenting the financial information and rewards data to the customer of the financial institution in a presentation layer viewable by the customer.
    Type: Application
    Filed: February 5, 2008
    Publication date: August 6, 2009
    Applicant: Wachovia Corporation
    Inventors: Kelly Jurgens, Dean Nolan, Steve Boehm
  • Publication number: 20090198572
    Abstract: A method of optimizing rewards earned by a customer of a financial institution comprises presenting data in an online banking computer system of rewards earned by a customer of a financial institution, and presenting data in the online banking computer system of rewards the customer of the financial institution could have earned. Methods for determining the rewards that the customer of the financial institution could have earned are described herein.
    Type: Application
    Filed: February 5, 2008
    Publication date: August 6, 2009
    Applicant: Wachovia Corporation
    Inventor: Kelly Jurgens
  • Publication number: 20090099947
    Abstract: A system and method for electronic payment in a computer payment network. The system comprises a choice engine communicatively connected to a computer payment network for electronically providing a purchaser with an option to select a funding source for a purchase. The funding source is selected pre-purchase, during purchase, post-purchase, or a combination thereof. The founding source is a liquid funding account or a credit vehicle. The purchaser may use a universal payment device to make the purchase.
    Type: Application
    Filed: October 16, 2007
    Publication date: April 16, 2009
    Applicant: Wachovia Corporation
    Inventors: Steve Boehm, Kelly Jurgens, Dean Nolan, David Bellinger