Patents by Inventor Kelly Kraus

Kelly Kraus has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Central risk pricing system and method
    Patent number: 11830072
    Abstract: A pricing administration and calculation tool comprises user interface logic, pricing administration logic and pricing calculation logic that cooperates with the user interface logic to generate display screens configured to receive user inputs specifying credit guarantee pricing and user inputs specifying terms and conditions for mortgage backed security (MBS) loan commitments. The inputs are specific to individual external user (seller). The credit guarantee price is a fee for guaranteeing to an investor the timely payment of principal and interest from the mortgages underlying a mortgage backed security. The credit guarantee pricing may be specified via the display screens on a seller-by-seller basis, a mortgage product-by-product basis, an issue month-by-issue month, and a coupon-by-coupon basis.
    Type: Grant
    Filed: February 28, 2022
    Date of Patent: November 28, 2023
    Assignee: Fannie Mae
    Inventors: Roger Blum, Mike Smale, Juoaquina Washington, Kelly Kraus
  • Central risk pricing system and method
    Patent number: 11263693
    Abstract: A pricing administration and calculation tool comprises user interface logic, pricing administration logic and pricing calculation logic that cooperates with the user interface logic to generate display screens configured to receive user inputs specifying credit guarantee pricing and user inputs specifying terms and conditions for mortgage backed security (MBS) loan commitments. The inputs are specific to individual external user (seller). The credit guarantee price is a fee for guaranteeing to an investor the timely payment of principal and interest from the mortgages underlying a mortgage backed security. The credit guarantee pricing may be specified via the display screens on a seller-by-seller basis, a mortgage product-by-product basis, an issue month-by-issue month, and a coupon-by-coupon basis.
    Type: Grant
    Filed: October 16, 2014
    Date of Patent: March 1, 2022
    Assignee: Fannie Mae
    Inventors: Roger Blum, Mike Smale, Juoaquina Washington, Kelly Kraus