Abstract: The likelihood of a successful transaction may vary according to associated variables (e.g., time of day, day of week or month, proxy or API used, etc.) and/or depending on the transaction route that is used. Accordingly, success rates may be generated for transaction routes using associated variables, which may be used to update rules relating to transaction routing. In addition, fault-tolerant routing may be used to ensure that a transaction ultimately succeeds even if a first or even a second transaction attempt fails. Rules may be used to ensure that customer guarantees are satisfied (e.g., that the transaction is completed on time or by a specified due date), that additional information is requested from the customer as needed (e.g., as may be required by an alternative payment method), and that the customer remains apprised of the status of his or her payments.

Abstract: In examples, a user computing device provides an indication to a resource manager to transfer a resource to a transaction recipient. Accordingly, the resource manager provides an indication of the transaction to a transaction platform. The transaction platform may generate or determine an alias with which to transfer the resource. The transaction platform generates transaction instructions usable by a recipient computing device to complete the transaction. The transaction platform may receive a verification request as a result of the recipient computing device executing the transaction instructions. Accordingly, the transaction platform verifies the transaction and, if the transaction is not verified successfully, user input to confirm or reject the transaction may be requested. As a result, the user need not provide potentially sensitive information to transact with the recipient and, further, is able to proactively verify transactions rather than retroactively address transaction issues.