Patents by Inventor Kelsey Ditto

Kelsey Ditto has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • SYSTEM, METHOD AND APPARATUS FOR PROVIDING MIXED CART FINANCING OPTIONS
    Publication number: 20230103904
    Abstract: A method for employing item-level financing offers in relation to extension of a loan to a user for an online cart including multiple items may include receiving information identifying a first item in the online cart and receiving information identifying a second item in the online cart. The method may further include performing a first credit extension decision with respect to the first item, performing a second credit extension decision with respect to the second item, and providing, based on the first and second credit extension decisions, a financing offer to the user with respect to financing a transaction including both the first and second items. The financing offer includes item-level information regarding details of the first and second credit extension decisions.
    Type: Application
    Filed: September 27, 2022
    Publication date: April 6, 2023
    Inventors: Daniel E. Kaufman, Vishal Kapoor, Ajai Karthikeyan, Kelsey Ditto, Jesse Kendrick, Huyen Phan, Xiaojing Cui