Patents by Inventor Kelvan Patrick Howard

Kelvan Patrick Howard has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 11341482
    Abstract: Provided are systems, methods, techniques, instruction sequences, and computer program products associated with and configured to the technical field of special purpose machines that facilitate generation and provision of application program interfaces (or APIs). The APIs automatically compare the geographic position of a user resource with a known database of events to determine the likelihood that the user is attending the event. In response to determining that the likelihood exceeds a predetermined limit, the APIs communicate notifications to update user information to service providers, such as financial networks, to improve the performance of the user's portable financial devices and reduce financial fraud associated with offline transactions.
    Type: Grant
    Filed: August 23, 2019
    Date of Patent: May 24, 2022
    Assignee: Visa International Service Association
    Inventor: Kelvan Patrick Howard
  • Publication number: 20210099540
    Abstract: The present disclosure is directed to a computer-implemented method, hardware storage device, and system that include a rapid and efficient manner to communicate to a service provider the occurrence of an event that may affect the user's relationship with the service provider, and, in response to communication of the event to the service provider, update at least one feature of a user account associated with the service provider.
    Type: Application
    Filed: October 1, 2019
    Publication date: April 1, 2021
    Inventor: Kelvan Patrick Howard
  • Publication number: 20210056553
    Abstract: A computer-implemented method, computer program product, and system related to automatically updating a consumer's location with a service provider to ensure the desired performance of a consumer's services.
    Type: Application
    Filed: August 19, 2019
    Publication date: February 25, 2021
    Inventor: Kelvan Patrick Howard
  • Publication number: 20210056538
    Abstract: Provided are systems, methods, techniques, instruction sequences, and computer program products associated with and configured to the technical field of special purpose machines that facilitate generation and provision of application program interfaces (or APIs). The APIs automatically compare the geographic position of a user resource with a known database of events to determine the likelihood that the user is attending the event. In response to determining that the likelihood exceeds a predetermined limit, the APIs communicate notifications to update user information to service providers, such as financial networks, to improve the performance of the user's portable financial devices and reduce financial fraud associated with offline transactions.
    Type: Application
    Filed: August 23, 2019
    Publication date: February 25, 2021
    Inventor: Kelvan Patrick Howard