Abstract: A mobile computing device configured to manage a digital wallet card within a mobile wallet on the device by communicating with a central server. The mobile computing device continually communicates with the central server that stores policy information for an account associated with the digital wallet card. If the central server detects an update to the digital wallet card then, based on such indication, the mobile computing device generates an alert such as a notification to be displayed on a user interface of the mobile computing device indicating the existence of the update. The mobile computing device displays concurrently the notification of an update and an embedded link that when selected triggers downloading the update and replacing the digital wallet card with an updated digital wallet card in the mobile wallet.

Abstract: A computer-implemented method may include: receiving, from a first electronic device during an unauthenticated session, a request for provisioning data, the request associated with identification data insufficient to begin an authenticated session; determining, based on the identification data, whether the request for the provisioning data is associated with an existing account; when the request for the provisioning data is determined to be associated with an existing account, obtaining the provisioning data based on a modifier not available if the request for the provisioning data is not determined to be associated with an existing account; and sending the provisioning data to the first electronic device.