Patents by Inventor Kenneth C. Aguiar

Kenneth C. Aguiar has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Providing access to account information using authentication tokens
    Patent number: 9830591
    Abstract: Methods, systems, and computer-readable media for providing access to account information using authentication tokens are presented. In some embodiments, a customer of a financial institution may visit an account information aggregator site and request to add an account maintained by the financial institution to a collection of accounts for which the aggregator collects account information on behalf of the customer. Rather than providing their username, password, or other bank login credentials to the aggregator, the customer may be redirected to a page provided by the financial institution where the customer can enter the customer's credentials and authenticate with the financial institution. After authenticating the customer, the financial institution may generate a token and provide the token to the aggregator.
    Type: Grant
    Filed: May 27, 2015
    Date of Patent: November 28, 2017
    Assignee: Bank of America Corporation
    Inventors: Kapil Pruthi, Wenhui Meng, Harigopal K. Ponnapalli, Ashish Arora, Kenneth C. Aguiar, Andrew T. Keys, Yair Frankel
  • Providing access to account information using authentication tokens
    Patent number: 9824351
    Abstract: Methods, systems, and computer-readable media for providing access to account information using authentication tokens are presented. In some embodiments, a customer of a financial institution may visit an account information aggregator site and request to add an account maintained by the financial institution to a collection of accounts for which the aggregator may collect account information on behalf of the customer. Rather than providing their username, password, and/or other bank login credentials to the aggregator, the customer may be redirected to a page provided by the financial institution where the customer can enter their credentials and authenticate with the financial institution. After authenticating the customer, the financial institution may generate a token and provide the token to the aggregator.
    Type: Grant
    Filed: May 27, 2015
    Date of Patent: November 21, 2017
    Assignee: Bank of America Corporation
    Inventors: Kapil Pruthi, Wenhui Meng, Harigopal K. Ponnapalli, Ashish Arora, Kenneth C. Aguiar, Andrew T. Keys, Yair Frankel
  • Providing Access to Account Information Using Authentication Tokens
    Publication number: 20160350748
    Abstract: Methods, systems, and computer-readable media for providing access to account information using authentication tokens are presented. In some embodiments, a customer of a financial institution may visit an account information aggregator site and request to add an account maintained by the financial institution to a collection of accounts for which the aggregator may collect account information on behalf of the customer. Rather than providing their username, password, and/or other bank login credentials to the aggregator, the customer may be redirected to a page provided by the financial institution where the customer can enter their credentials and authenticate with the financial institution. After authenticating the customer, the financial institution may generate a token and provide the token to the aggregator.
    Type: Application
    Filed: May 27, 2015
    Publication date: December 1, 2016
    Inventors: Kapil Pruthi, Wenhui Meng, Harigopal K. Ponnapalli, Ashish Arora, Kenneth C. Aguiar, Andrew T. Keys, Yair Frankel
  • Providing Access to Account Information Using Authentication Tokens
    Publication number: 20160350747
    Abstract: Methods, systems, and computer-readable media for providing access to account information using authentication tokens are presented. In some embodiments, a customer of a financial institution may visit an account information aggregator site and request to add an account maintained by the financial institution to a collection of accounts for which the aggregator may collect account information on behalf of the customer. Rather than providing their username, password, and/or other bank login credentials to the aggregator, the customer may be redirected to a page provided by the financial institution where the customer can enter their credentials and authenticate with the financial institution. After authenticating the customer, the financial institution may generate a token and provide the token to the aggregator.
    Type: Application
    Filed: May 27, 2015
    Publication date: December 1, 2016
    Inventors: Kapil Pruthi, Wenhui Meng, Harigopal K. Ponnapalli, Ashish Arora, Kenneth C. Aguiar, Andrew T. Keys, Yair Frankel