Abstract: A method for dynamically calculating a reimbursement rate for vehicle usage including accessing expected cost factors that include a plurality of specific expected costs, deriving a geographically specific regional baseline CPM reimbursement rate that includes the expected cost factors; accessing a geopoint trip record comprised of a sequence of geopoints that include generated cost factors including a plurality of specific generated costs for the driven vehicle, individually comparing generated cost factors with associated expected cost factors to determine if the generated cost factors are greater than, less than, or equal to the expected cost factors, generating a positive cost allotment for each generated cost factor that is greater than the associated expected cost factor, generating a negative cost allotment for each generated cost factor that is less than the associated expected cost factor, and deriving a dynamic CPM reimbursement rate by adjusting the geographically specific regional baseline CPM rei

Abstract: A method and apparatus digitally receive data for a property selected from a group consisting of: digitally retrieved digitized property records system data for the property; a digitally retrieved graphic of the property; and an input nature of a claim regarding the property. Based on the received data, and initial hierarchical scripted claim questionnaire is displayed. An estimate for the property is displayed utilizing responses to the modified questionnaire.

Abstract: A method and apparatus receive a graphic of the property, determine a characteristic of the property from the received graphic, modify a modifiable hierarchical scripted questionnaire based on the characteristic of the property determined based upon the received graphic, display the questionnaire as modified, based on the characteristic of the property determined from the received graphic and display an estimate pertaining to the property based on the graphic and the responses to the questionnaire.

Abstract: Methods and systems electronically integrate a claims workflow management system and a claim handling application with a property records system.