Patents by Inventor Kent J. Yan

Kent J. Yan has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20020152116
    Abstract: The present invention is directed to a method and system for dynamically generating and distributing rebates to a credit cardholder in response to credit card payment transactions initiated by the credit cardholder. The method comprises the steps of processing a credit card transaction initiated by a credit cardholder, storing transaction data corresponding to the credit card transaction in a transaction database, accessing the transaction data stored on the transaction database on a periodic basis to produce a billing statement listing a debt incurred by the credit cardholder, generating a dynamic rebate amount for effecting a discount of the incurred debt for the cardholder, and updating the billing statement to reflect the discount provided by the dynamic rebate amount.
    Type: Application
    Filed: March 23, 2001
    Publication date: October 17, 2002
    Inventors: Kent J. Yan, Haijun Li