Patents by Inventor Kent Steger

Kent Steger has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 12438974
    Abstract: Methods, apparatus, and systems for detection and remediation of an identified attempt of impersonation of a digital entity. The methods may include authenticating a call received by a user device. The methods may include instantiating an entity-operated application on the user device. The methods may include detecting one or more keywords indicating that the call is associated with a predefined entity. The methods may include generating and transmitting a one-time token to the predefined entity. The methods may include identifying, during the call, a first voice and a second voice, the second voice being different from the first voice. The methods may include processing words identified as being uttered by the second voice into groups of text utterances using a natural language processing (“NLP”) model. The methods may include detecting, during a predetermined time period, if any text utterances from the groups of text utterances correspond to the one-time token.
    Type: Grant
    Filed: November 2, 2023
    Date of Patent: October 7, 2025
    Assignee: Bank of America Corporation
    Inventors: Kent Steger, Ramakrishna Yannam, Tao Huang, Jorge Kara, Sarah M. Fatemi, Ali Salim, Anuradha Girish Sethuram, Christine Co
  • Publication number: 20250150445
    Abstract: Methods, apparatus, and systems for detection and remediation of an identified attempt of impersonation of a digital entity. The methods may include authenticating a call received by a user device. The methods may include instantiating an entity-operated application on the user device. The methods may include detecting one or more keywords indicating that the call is associated with a predefined entity. The methods may include generating and transmitting a one-time token to the predefined entity. The methods may include identifying, during the call, a first voice and a second voice, the second voice being different from the first voice. The methods may include processing words identified as being uttered by the second voice into groups of text utterances using a natural language processing (“NLP”) model. The methods may include detecting, during a predetermined time period, if any text utterances from the groups of text utterances correspond to the one-time token.
    Type: Application
    Filed: November 2, 2023
    Publication date: May 8, 2025
    Inventors: Kent Steger, Ramakrishna Yannam, Tao Huang, Jorge Kara, Sarah M. Fatemi, Ali Salim, Anuradha Girish Sethuram, Christine Co
  • Patent number: 12229299
    Abstract: A one-way data migration system may shift authentication data from a legacy database to a current database. The system may include one or more databases, a mobile device, a mobile device processor, a backend server, a backend receiver, a backend processor, and a backend transmitter. The backend transmitter may transmit requests to the mobile device. The backend receiver may receive the usernames and passwords. The backend processor may authenticate the input usernames and passwords using a hash previously stored within a first database. The backend processor may create a current or updated hash for the password. The system may change the underlying pathway from a pathway associated with the hash previously stored within the first database to a current pathway associated with the current hash. A second database may store the current hash. Following storage of the current hash, the processor may flag the username and/or password as migrated.
    Type: Grant
    Filed: October 19, 2023
    Date of Patent: February 18, 2025
    Assignee: Bank of America Corporation
    Inventors: Tao Huang, Kent Steger, Ramakrishna Yannam, Xianhong Zhang
  • Patent number: 8868483
    Abstract: The invention described herein provides a load engine and method for efficiently accomplishing mass conversions of customer data into an existing customer database. In particular, the method incorporates existing business rules for validating new customer data and for creating tables for the new customer data, creates load files for the new customer data, and provides a means for running multi-threaded data loads of the new customer data tables onto an existing customer database.
    Type: Grant
    Filed: October 26, 2009
    Date of Patent: October 21, 2014
    Assignee: Bank of America Corporation
    Inventors: Sushil Golani, Kent Steger, Raja Gottumukkala, Satish Dandamudi, Sangeetha Mohan, Johnson Athial
  • Patent number: 8275739
    Abstract: The invention described herein provides a load engine and method for efficiently accomplishing mass conversions of customer data into an existing customer database. In particular, the method incorporates existing business rules for validating new customer data and for creating tables for the new customer data, creates load files for the new customer data, and provides a means for running multi-threaded data loads of the new customer data tables onto an existing customer database. The disclosure further provides a method for gathering data regarding the status of a data load or conversion and creating a user interface for tracking the progress of a specific data load.
    Type: Grant
    Filed: March 4, 2010
    Date of Patent: September 25, 2012
    Assignee: Bank of America Corporation
    Inventors: Sushil Golani, Raja Gottumukkala, Kent Steger, Satish Dandamudi, Sangeetha Mohan, Johnson Althial
  • Publication number: 20110099170
    Abstract: The invention described herein provides a load engine and method for efficiently accomplishing mass conversions of customer data into an existing customer database, such as an IBM® Websphere® Customer Center (WCC). In particular, the method incorporates existing business rules for validating new customer data and for creating tables for the new customer data, creates load files for the new customer data, and provides a means for running multi-threaded data loads of the new customer data tables onto an existing customer database.
    Type: Application
    Filed: October 26, 2009
    Publication date: April 28, 2011
    Inventors: Sushil Golani, Kent Steger, Raja Gottumukkala, Satish Dandamudi, Sangeetha Mohan, Johnson Athial
  • Publication number: 20110099503
    Abstract: The invention described herein provides a load engine and method for efficiently accomplishing mass conversions of customer data into an existing customer database, such as an IBM® Websphere® Customer Center (WCC). In particular, the method incorporates existing business rules for validating new customer data and for creating tables for the new customer data, creates load files for the new customer data, and provides a means for running multi-threaded data loads of the new customer data tables onto an existing customer database. The disclosure further provides a method for gathering data regarding the status of a data load or conversion and creating a user interface for tracking the progress of a specific data load.
    Type: Application
    Filed: March 4, 2010
    Publication date: April 28, 2011
    Applicant: BANK OF AMERICA CORPORATION
    Inventors: Sushil Golani, Kent Steger, Raja Gottumukkala, Satish Dandamudi, Sangeetha Mohan, Johnson Athial