Patents by Inventor Kerry Michael Thomas

Kerry Michael Thomas has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 10997596
    Abstract: Disclosed are exemplary embodiments of systems and methods for analyzing declined payment account transactions. In an exemplary embodiment, a method generally includes accessing, by a computing device, a declined transaction associated with a payment account, and applying, by the computing device, at least one rule to transaction data associated with the payment account and/or transaction data associated with a merchant involved in the declined transaction. The method also includes, based on the at least one applied rule, appending, by the computing device, a fraud accuracy tag to the declined transaction in a data structure, where the fraud accuracy tag is indicative of whether the decline of the transaction is a true positive decline or a false positive decline, whereby the fraud accuracy tag is suitable to provide insight into accuracy of a fraud strategy implemented in connection with the declined transaction.
    Type: Grant
    Filed: August 23, 2016
    Date of Patent: May 4, 2021
    Assignee: MASTERCARD INTERNATIONAL INCORPORATED
    Inventors: Kerry Michael Thomas, Monica Marie Mifflin