Abstract: Apparatus and methods are provided for executing a rules-based authentication of an electronic transaction. The method may include receiving first and second payment authorization parameters and second payment authorization parameters. The method may also include receiving from a Point of Sale device a request for payment information and a purchase amount. The method may also include, determining if first or second parameters are satisfied. The first parameters may include a first time range, a pairing of the electronic device to a first apparatus, a first geolocation of the electronic device, and a first maximum transaction value. The second parameters may include a second time range, a pairing of the electronic device to a second apparatus, a second geolocation of the electronic device, and a second maximum transaction value, wherein the second time range does not include the first time range.

Abstract: A method for aggregating outage data via an edge computing system is provided. The method may include transmitting, by each edge-node included in a network, a self-identifying, self-locating, communication. The method may include receiving, at each edge-node included in the network, self-identifying, self-locating, communications from one or more edge-nodes included in the network. The method may include detecting an outage relating to a first edge-node included in the network. The outage may be detected by at least one edge-node included in the network. The at least one edge-node may not be the first edge-node. The at least one edge-node may be the first edge-node operating in limited capacity. The method may include identifying a most-recently confirmed location of an entity co-located with the first edge-node. The method may include dispatching outage-restoration-assistance to the most-recently confirmed real-time location of the entity co-located with the first edge-node.

Abstract: A system for providing private, secure travel is provided. The system may include a transceiver. The transceiver may be operable to receive and transmit communication from and to a plurality of travelers and a plurality of service providers. The system may include an itinerary booking module. The itinerary booking module may process itinerary communications received from the plurality of travelers. The itinerary booking module may determine a plurality of legs included in each received itinerary. The itinerary booking module may book, via the transceiver, at least one service provider for each leg of each itinerary. The system may include a unique identifier generator. The unique identifier generator may generate a unique identifier for each of the plurality of travelers.

Abstract: Systems for dynamic authentication and event processing are provided. In some examples, a system may receive a request to process an event. In response to receiving the request to process the event, the system may transfer an amount of funds associated with the event from a first account of a first user who is a party to the event to a second account. The system may generate a profile for each user who is a party to the event. In some examples, the information in a profile may be anonymized. Users who are parties to the event may use the profiles to authenticate and authorize or cancel the event. In some examples, a notification may be transmitted to the system that the event is authorized for processing. The amount of funds may be transferred from the second account to a third account associated with a second user who is a party to the event. If the event is cancelled, the funds may be transferred from the second, temporary account to the first account.

Abstract: Apparatus and methods are provided for executing a rules-based authentication of an electronic transaction. The method may include receiving first and second payment authorization parameters and second payment authorization parameters. The method may also include receiving from a Point of Sale device a request for payment information and a purchase amount. The method may also include, determining if first or second parameters are satisfied. The first parameters may include a first time range, a pairing of the electronic device to a first apparatus, a first geolocation of the electronic device, and a first maximum transaction value. The second parameters may include a second time range, a pairing of the electronic device to a second apparatus, a second geolocation of the electronic device, and a second maximum transaction value, wherein the second time range does not include the first time range.

Abstract: Apparatus and methods are provided for executing a rules-based authentication of an electronic transaction. The method may include receiving first and second payment authorization parameters and second payment authorization parameters. The method may also include receiving from a Point of Sale device a request for payment information and a purchase amount. The method may also include, determining if first or second parameters are satisfied. The first parameters may include a first time range, a pairing of the electronic device to a first apparatus, a first geolocation of the electronic device, and a first maximum transaction value. The second parameters may include a second time range, a pairing of the electronic device to a second apparatus, a second geolocation of the electronic device, and a second maximum transaction value, wherein the second time range does not include the first time range.

Abstract: Aspects of the disclosure relate to systems for processing transactions between two entities. A transaction control platform may determine attributes associated with different transfer channels between the two entities. Based on the determined attributes, the transaction control platform may determine a transfer channel to be used for transmitting a message corresponding to the transaction. The transaction control platform may use machine learning algorithms to identify an optimal transfer channel that meets particular desired factors.

Abstract: Aspects of the present disclosure are directed to electronic computer implemented methods of data communication. The method may include via a computer-based originating data communication network, receiving a smart data payload including an originating node attribute, an injectable tracking attribute and at least one data element associated with a computer readable record; electronically processing the smart data payload including the ID attribute, the injectable tracking attribute and the at least one data element associated; electronically extracting the injectable tracking attribute to determine a network location and electronically transmitting a data element associated with injectable tracking attribute to the originating data communication network for storage in a computer readable database.

Abstract: Aspects of the disclosure relate to voice-based time-sensitive task processing over a high generation cellular network. A computing platform may establish a communication channel with a computing device. The computing platform may authenticate a user of the computing device, where the user is authorized to access the enterprise server. Then, the computing platform may detect, via the communication interface, a voice-based interaction from the authenticated user. The computing platform may cause the voice-based interaction to be captured as audio data. Subsequently, the computing platform may transform the audio data to textual data. The computing platform may analyze the textual data to identify a time-sensitive task related to an entity. Then, the computing platform may generate, based on the identified time-sensitive task, one or more instructions to execute the time-sensitive task.

Abstract: Aspects of the disclosure relate to voice-based time-sensitive task processing over a high generation cellular network. A computing platform may establish a communication channel with a computing device. The computing platform may authenticate a user of the computing device, where the user is authorized to access the enterprise server. Then, the computing platform may detect, via the communication interface, a voice-based interaction from the authenticated user. The computing platform may cause the voice-based interaction to be captured as audio data. Subsequently, the computing platform may transform the audio data to textual data. The computing platform may analyze the textual data to identify a time-sensitive task related to an entity. Then, the computing platform may generate, based on the identified time-sensitive task, one or more instructions to execute the time-sensitive task.

Abstract: Systems for dynamic authentication are provided. In some examples, a system may receive a request to process an event. In some examples, the request to process the event may include additional details associated with the event. The system may initiate dynamic authentication functions and may retrieve data from a plurality of sources. In some examples, the data from the plurality of sources may be analyzed using machine learning to dynamically generate authentication data, such as one or more authentication questions. The system may also generate one or more corresponding responses or answers to the one or more authentication questions. In some examples, the one or more authentication questions may be transmitted to a user device or other device and may be displayed to the user. The user may provide authentication response data that may be analyzed by the system to determine whether it matches the generated response or answer. If so, the user may be authenticated and/or the event may be processed.

Abstract: Apparatus and methods are provided for executing a rules-based authentication of an electronic transaction. The method may include receiving first and second payment authorization parameters and second payment authorization parameters. The method may also include receiving from a Point of Sale device a request for payment information and a purchase amount. The method may also include, determining if first or second parameters are satisfied. The first parameters may include a first time range, a pairing of the electronic device to a first apparatus, a first geolocation of the electronic device, and a first maximum transaction value. The second parameters may include a second time range, a pairing of the electronic device to a second apparatus, a second geolocation of the electronic device, and a second maximum transaction value, wherein the second time range does not include the first time range.

Abstract: Aspects of the disclosure relate to dynamically optimizing mobile device communication modes in a multi-network environment. A computing device may scan for at least one network connection associated with at least one device support server. Based on the scanning, the computing device may establish a first connection via a first network with a first device support server in a first communication mode. Subsequently, the computing device may exchange first data with the first device support server in the first communication mode. Then, the computing device may switch from the first communication mode to a second communication mode different from the first communication mode. Based on switching from the first communication mode to the second communication mode different from the first communication mode, the computing device may exchange second data with the first device support server in the second communication mode.

Abstract: Aspects of the disclosure relate to voice-based time-sensitive task processing over a high generation cellular network. A computing platform may establish a communication channel with a computing device. The computing platform may authenticate a user of the computing device, where the user is authorized to access the enterprise server. Then, the computing platform may detect, via the communication interface, a voice-based interaction from the authenticated user. The computing platform may cause the voice-based interaction to be captured as audio data. Subsequently, the computing platform may transform the audio data to textual data. The computing platform may analyze the textual data to identify a time-sensitive task related to an entity. Then, the computing platform may generate, based on the identified time-sensitive task, one or more instructions to execute the time-sensitive task.

Abstract: A method for aggregating outage data via an edge computing system is provided. The method may include transmitting, by each edge-node included in a network, a self-identifying, self-locating, communication. The method may include receiving, at each edge-node included in the network, self-identifying, self-locating, communications from one or more edge-nodes included in the network. The method may include detecting an outage relating to a first edge-node included in the network. The outage may be detected by at least one edge-node included in the network. The at least one edge-node may not be the first edge-node. The at least one edge-node may be the first edge-node operating in limited capacity. The method may include identifying a most-recently confirmed location of an entity co-located with the first edge-node. The method may include dispatching outage-restoration-assistance to the most-recently confirmed real-time location of the entity co-located with the first edge-node.

Abstract: Apparatus and methods for a federated edge-node computing system are provided. The federated system may allow customers to work in offline mode (e.g., during a disaster). Local data stored on edge-nodes may be used to process offline transactions. Offline transactions may include money transfers and merchant payments using mobile wallets. A plurality of nodes may form a consortium. The consortium may be formed based on geographic proximity of nodes. Member of the consortium may locally store geographically relevant data for authorizing offline transactions.

Abstract: A bottom-up hierarchical computer network architecture is provided. The architecture may include a central server. The architecture may also include a plurality of edge nodes that may be coupled to the central server. At least a first one of the edge nodes may be configured to process a transaction, compile data associated with the transaction, and store the data as a master dataset in the first edge node. The architecture may also include a data administration module. The data administration module may be configured to compare the master dataset in the first edge node to transactional data in the central server. When the transactional data in the central server is inconsistent with the master dataset in the first edge node, the data administration module may be configured to update the transactional data in the central server to be consistent with the master dataset in the first edge node.

Abstract: Apparatus and methods are provided for a system for tracking a movement of a dollar bill. The apparatus may include a dollar bill. The dollar bill may include an embedded sensor. The sensor may be embedded in a thickness of the bill. The sensor may have a thickness of less than 0.0043 inches. The sensor may include a memory for storing data and a transmitter. The apparatus may also include a receiver positioned on a brick and mortar banking center. The receiver may be configured to detect data transmitted from the bill and a direction of movement of the bill.

Abstract: Aspects of the disclosure relate to utilizing smart data tags to track and control secure enterprise data. A computing platform may receive, from an enterprise user computing device, enterprise data. Subsequently, the computing platform may determine one or more tags to be applied to the enterprise data. Then, the computing platform may generate a smart data object based on the enterprise data received from the enterprise user computing device and the one or more tags determined to be applied to the enterprise data received from the enterprise user computing device. Next, the computing platform may send, to an enterprise data storage platform, the smart data object, and sending the smart data object to the enterprise data storage platform may cause the enterprise data storage platform to store the smart data object in a repository comprising a plurality of smart data objects maintained by the enterprise data storage platform.

Abstract: A method for pre-authenticating a user on the user's mobile device is provided. The method may be implemented on the device. The method may include tracking commonly accessed applications over a pre-determined amount of time. The method may include tracking and storing on the mobile device, application data associated with each commonly accessed application. When a determined current time of day is a pre-determined amount of time prior to the tracked start time of access to a one or more commonly accessed applications, the method may include capturing, autonomously, via each of a plurality of sensors, an attribute associated with the user. The method may further include comparing a value of the attribute captured to a historically stored attribute value. The method may further include verifying and pre-authenticating the user based on the comparing. The method may also include pre-loading the user's mobile device with the commonly accessed application.