Patents by Inventor Kevin A. Ingram

Kevin A. Ingram has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 12170657
    Abstract: Dynamic security queries are generated based on historical records for purposes of knowledge-based authentication. The dynamic nature of the queries and answers means that once generated, the queries and the answers are exclusively stored in temporary memory (i.e., Random Access Memory (RAM) or the like). As such, the queries and answers are permanently erased from RAM after they have been presented to the user or, at a maximum, are erased from RAM once the computing session is terminated. Moreover, since the queries/answers are determined from dynamic user-specific datasets compiled at the time of authentication, the present invention is able to generate knowledge-based queries that are not capable of identification by other parties from any level of personal record searching.
    Type: Grant
    Filed: July 29, 2021
    Date of Patent: December 17, 2024
    Assignee: BANK OF AMERICA CORPORATION
    Inventors: Joseph Benjamin Castinado, Brandon Ingram, Naoll Addisu Merdassa, Kevin Graham Robberts, Ann Ta
  • Publication number: 20240354384
    Abstract: A heightened level of security is provided in a computing platform by monitoring usage of applications and/or services residing on or accessible to a computing platform to determine abnormal usage patterns. In response to determining an abnormal pattern of usage, the user is required to provide biometric data, such as voice data, facial feature data, fingerprint data or the like, as a means of authenticating the user. The abnormal pattern of usage may be determined dynamically by comparing current usage patterns to known user baseline usage patterns. Alternatively, the abnormal pattern of usage is predefined, such as the resetting of passwords in a predefined number of applications and/or services over a predefined period of time.
    Type: Application
    Filed: June 28, 2024
    Publication date: October 24, 2024
    Applicant: BANK OF AMERICA CORPORATION
    Inventors: Joseph Benjamin Castinado, Brandon Ingram, Naoll Addisu Merdassa, Kevin Graham Robberts, Ann Ta
  • Patent number: 12095918
    Abstract: Embodiments of the invention are directed to systems, methods, and computer program products for generation of dynamic authentication tokens for use in system-to-system transaction authorization and user identity verification. The system utilizes user biometric data to generate unique authentication tokens which are customized to a particular user. Furthermore, the system rotates not only the encryption algorithms used, but also the datasets being encrypted in order to provide a high level of security such that even if a user's biometric data was compromised, it would be highly unlikely that an attacker would be able to recreate the authentication token stemming from said biometric data at any given point in time. The system eliminates the need for user-provided authentication credentials and provides a more secure and more efficient method of authenticating data exchange between multiple systems or applications.
    Type: Grant
    Filed: August 3, 2023
    Date of Patent: September 17, 2024
    Assignee: BANK OF AMERICA CORPORATION
    Inventors: Joseph Benjamin Castinado, Brandon Ingram, Naoll Addisu Merdassa, Kevin Graham Robberts, Ann Ta
  • Patent number: 12093357
    Abstract: A heightened level of security is provided in a computing platform by monitoring usage of applications and/or services residing on or accessible to a computing platform to determine abnormal usage patterns. In response to determining an abnormal pattern of usage, the user is required to provide biometric data, such as voice data, facial feature data, fingerprint data or the like, as a means of authenticating the user. The abnormal pattern of usage may be determined dynamically by comparing current usage patterns to known user baseline usage patterns. Alternatively, the abnormal pattern of usage is predefined, such as the resetting of passwords in a predefined number of applications and/or services over a predefined period of time.
    Type: Grant
    Filed: July 29, 2021
    Date of Patent: September 17, 2024
    Assignee: BANK OF AMERICA CORPORATION
    Inventors: Joseph Benjamin Castinado, Brandon Ingram, Naoll Addisu Merdassa, Kevin Graham Robberts, Ann Ta
  • Publication number: 20240244293
    Abstract: Embodiments of the present invention provide a system for analyzing using artificial intelligence engines depicted in audio visual content. The system is configured for determining that a user has accessed a first audio visual content on an audio visual content providing platform, performing a frame-by-frame analysis to determine one or more resources depicted in the first audio visual content, identifying one or more third party systems associated with the one or more resources, crawling the one or more third party systems associated with the one or more resources, extracting resource information associated with the one or more resources from the one or more third party systems based on crawling the one or more third party systems, and embedding the resource information associated with the one or more resources in the first audio visual content.
    Type: Application
    Filed: January 13, 2023
    Publication date: July 18, 2024
    Applicant: BANK OF AMERICA CORPORATION
    Inventors: Joseph Benjamin Castinado, Hope Barus, Oscar Guzman, Brandon Ingram, Naoll Addisu Merdassa, Kevin Graham Robberts
  • Publication number: 20240244302
    Abstract: Embodiments of the present invention provide a system for embedding extractable metadata elements within a channel-agnostic layer of audio-visual content. The system is configured for receiving a content file, determining products displayed in the content file, and delivering resource metadata related to the products displayed in the content file in an interactive and secure manner. The invention may further include various ways in which to automatically display resource metadata in an intuitive manner in conjunction with streaming the content file to a user device via one or more platforms or channels.
    Type: Application
    Filed: January 17, 2023
    Publication date: July 18, 2024
    Applicant: BANK OF AMERICA CORPORATION
    Inventors: Joseph Benjamin Castinado, Naoll Addisu Merdassa, Brandon Ingram, Oscar Guzman, Kevin Graham Robberts, Hope Barus
  • Publication number: 20070098610
    Abstract: A method is shown for retarding the reactivity of quicklime. The quicklime is contacted with an aqueous solution of a boron-containing compound after being calcined. The boron-containing solution can be sprayed on the quicklime as it moves past on a conveyor belt. The retarded quicklime can be used for various industrial purposes and is especially useful as a reactant in a glass making operation.
    Type: Application
    Filed: November 2, 2005
    Publication date: May 3, 2007
    Inventors: Kevin Ingram, Fred Huege
  • Publication number: 20060032327
    Abstract: A method is shown for briquetting quicklime fines. A source of quicklime or dolomitic quicklime fines is combined with a binder in the form of a pseudo-plastic carbon containing material which will deform under briquetting conditions of elevated temperature and pressure and flow and which will also return to a solid phase and bind the quicklime fines upon cooling. An external force is applied to the mixture of fines and binder, as with a briquetting machine, sufficient to form the mixture into a briquette having requisite strength and durability characteristics. Suitable classes of carbon containing materials include Gilsonite®, a solid coal tar pitch and recycled plastics such as polyethylene and polypropylene.
    Type: Application
    Filed: August 10, 2004
    Publication date: February 16, 2006
    Inventors: Fred Huege, Kevin Ingram
  • Publication number: 20020161690
    Abstract: A system, method and medium for performing electronic fixed income trading that allows users to specify and/or control price and/or time limits associated with potential trades while preserving buyer and seller anonymity. According to at least some of the embodiments of the present invention, a pricing module receives financial information from at least one financial data provider, and transmits the data to one or more trading entities. Purchase and/or sell offers are transmitted to a trading module, and can be defined according to any of a plurality of pricing methods. Depending on the user specified parameters that comprise the offer, the system can automatically place the user into the market, or automatically take the user out of the market. Once a trade is executed, a clearing module monitors and records the transactions executed in clearing the trade.
    Type: Application
    Filed: March 16, 2001
    Publication date: October 31, 2002
    Applicant: TruMarkets, Inc.
    Inventors: Peter J. McCarthy, Kevin Ingram
  • Patent number: 5491916
    Abstract: An animated display having a case defining a display chamber with a top and bottom. An object is provided within the display chamber so as to be visible from externally of the case. Structure is provided for continuously circulating a plurality of discrete particles through the display chamber in a pattern that extends through in excess of 180.degree. around a vertical axis extending through the object.
    Type: Grant
    Filed: March 10, 1994
    Date of Patent: February 20, 1996
    Assignee: Thomas A. Schutz Co., Inc.
    Inventors: Kevin A. Ingram, Marvin L. Adenau