Patents by Inventor Kevin A. Ingram
Kevin A. Ingram has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Patent number: 12170657Abstract: Dynamic security queries are generated based on historical records for purposes of knowledge-based authentication. The dynamic nature of the queries and answers means that once generated, the queries and the answers are exclusively stored in temporary memory (i.e., Random Access Memory (RAM) or the like). As such, the queries and answers are permanently erased from RAM after they have been presented to the user or, at a maximum, are erased from RAM once the computing session is terminated. Moreover, since the queries/answers are determined from dynamic user-specific datasets compiled at the time of authentication, the present invention is able to generate knowledge-based queries that are not capable of identification by other parties from any level of personal record searching.Type: GrantFiled: July 29, 2021Date of Patent: December 17, 2024Assignee: BANK OF AMERICA CORPORATIONInventors: Joseph Benjamin Castinado, Brandon Ingram, Naoll Addisu Merdassa, Kevin Graham Robberts, Ann Ta
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Publication number: 20240354384Abstract: A heightened level of security is provided in a computing platform by monitoring usage of applications and/or services residing on or accessible to a computing platform to determine abnormal usage patterns. In response to determining an abnormal pattern of usage, the user is required to provide biometric data, such as voice data, facial feature data, fingerprint data or the like, as a means of authenticating the user. The abnormal pattern of usage may be determined dynamically by comparing current usage patterns to known user baseline usage patterns. Alternatively, the abnormal pattern of usage is predefined, such as the resetting of passwords in a predefined number of applications and/or services over a predefined period of time.Type: ApplicationFiled: June 28, 2024Publication date: October 24, 2024Applicant: BANK OF AMERICA CORPORATIONInventors: Joseph Benjamin Castinado, Brandon Ingram, Naoll Addisu Merdassa, Kevin Graham Robberts, Ann Ta
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Patent number: 12095918Abstract: Embodiments of the invention are directed to systems, methods, and computer program products for generation of dynamic authentication tokens for use in system-to-system transaction authorization and user identity verification. The system utilizes user biometric data to generate unique authentication tokens which are customized to a particular user. Furthermore, the system rotates not only the encryption algorithms used, but also the datasets being encrypted in order to provide a high level of security such that even if a user's biometric data was compromised, it would be highly unlikely that an attacker would be able to recreate the authentication token stemming from said biometric data at any given point in time. The system eliminates the need for user-provided authentication credentials and provides a more secure and more efficient method of authenticating data exchange between multiple systems or applications.Type: GrantFiled: August 3, 2023Date of Patent: September 17, 2024Assignee: BANK OF AMERICA CORPORATIONInventors: Joseph Benjamin Castinado, Brandon Ingram, Naoll Addisu Merdassa, Kevin Graham Robberts, Ann Ta
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Patent number: 12093357Abstract: A heightened level of security is provided in a computing platform by monitoring usage of applications and/or services residing on or accessible to a computing platform to determine abnormal usage patterns. In response to determining an abnormal pattern of usage, the user is required to provide biometric data, such as voice data, facial feature data, fingerprint data or the like, as a means of authenticating the user. The abnormal pattern of usage may be determined dynamically by comparing current usage patterns to known user baseline usage patterns. Alternatively, the abnormal pattern of usage is predefined, such as the resetting of passwords in a predefined number of applications and/or services over a predefined period of time.Type: GrantFiled: July 29, 2021Date of Patent: September 17, 2024Assignee: BANK OF AMERICA CORPORATIONInventors: Joseph Benjamin Castinado, Brandon Ingram, Naoll Addisu Merdassa, Kevin Graham Robberts, Ann Ta
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Publication number: 20240244293Abstract: Embodiments of the present invention provide a system for analyzing using artificial intelligence engines depicted in audio visual content. The system is configured for determining that a user has accessed a first audio visual content on an audio visual content providing platform, performing a frame-by-frame analysis to determine one or more resources depicted in the first audio visual content, identifying one or more third party systems associated with the one or more resources, crawling the one or more third party systems associated with the one or more resources, extracting resource information associated with the one or more resources from the one or more third party systems based on crawling the one or more third party systems, and embedding the resource information associated with the one or more resources in the first audio visual content.Type: ApplicationFiled: January 13, 2023Publication date: July 18, 2024Applicant: BANK OF AMERICA CORPORATIONInventors: Joseph Benjamin Castinado, Hope Barus, Oscar Guzman, Brandon Ingram, Naoll Addisu Merdassa, Kevin Graham Robberts
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Publication number: 20240244302Abstract: Embodiments of the present invention provide a system for embedding extractable metadata elements within a channel-agnostic layer of audio-visual content. The system is configured for receiving a content file, determining products displayed in the content file, and delivering resource metadata related to the products displayed in the content file in an interactive and secure manner. The invention may further include various ways in which to automatically display resource metadata in an intuitive manner in conjunction with streaming the content file to a user device via one or more platforms or channels.Type: ApplicationFiled: January 17, 2023Publication date: July 18, 2024Applicant: BANK OF AMERICA CORPORATIONInventors: Joseph Benjamin Castinado, Naoll Addisu Merdassa, Brandon Ingram, Oscar Guzman, Kevin Graham Robberts, Hope Barus
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Publication number: 20070098610Abstract: A method is shown for retarding the reactivity of quicklime. The quicklime is contacted with an aqueous solution of a boron-containing compound after being calcined. The boron-containing solution can be sprayed on the quicklime as it moves past on a conveyor belt. The retarded quicklime can be used for various industrial purposes and is especially useful as a reactant in a glass making operation.Type: ApplicationFiled: November 2, 2005Publication date: May 3, 2007Inventors: Kevin Ingram, Fred Huege
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Publication number: 20060032327Abstract: A method is shown for briquetting quicklime fines. A source of quicklime or dolomitic quicklime fines is combined with a binder in the form of a pseudo-plastic carbon containing material which will deform under briquetting conditions of elevated temperature and pressure and flow and which will also return to a solid phase and bind the quicklime fines upon cooling. An external force is applied to the mixture of fines and binder, as with a briquetting machine, sufficient to form the mixture into a briquette having requisite strength and durability characteristics. Suitable classes of carbon containing materials include Gilsonite®, a solid coal tar pitch and recycled plastics such as polyethylene and polypropylene.Type: ApplicationFiled: August 10, 2004Publication date: February 16, 2006Inventors: Fred Huege, Kevin Ingram
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Publication number: 20020161690Abstract: A system, method and medium for performing electronic fixed income trading that allows users to specify and/or control price and/or time limits associated with potential trades while preserving buyer and seller anonymity. According to at least some of the embodiments of the present invention, a pricing module receives financial information from at least one financial data provider, and transmits the data to one or more trading entities. Purchase and/or sell offers are transmitted to a trading module, and can be defined according to any of a plurality of pricing methods. Depending on the user specified parameters that comprise the offer, the system can automatically place the user into the market, or automatically take the user out of the market. Once a trade is executed, a clearing module monitors and records the transactions executed in clearing the trade.Type: ApplicationFiled: March 16, 2001Publication date: October 31, 2002Applicant: TruMarkets, Inc.Inventors: Peter J. McCarthy, Kevin Ingram
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Patent number: 5491916Abstract: An animated display having a case defining a display chamber with a top and bottom. An object is provided within the display chamber so as to be visible from externally of the case. Structure is provided for continuously circulating a plurality of discrete particles through the display chamber in a pattern that extends through in excess of 180.degree. around a vertical axis extending through the object.Type: GrantFiled: March 10, 1994Date of Patent: February 20, 1996Assignee: Thomas A. Schutz Co., Inc.Inventors: Kevin A. Ingram, Marvin L. Adenau