Patents by Inventor Kevin A. James

Kevin A. James has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 7774209
    Abstract: A method for issuing both a virtual card and a physical card to a cardholder comprises issuing a virtual card to a cardholder, with the virtual card comprising an identifier and an associated database record of a stored value. A physical card is also issued to the cardholder. The physical card includes an identifier that is different from the virtual card identifier, and the physical card is in an inactive state until the physical card is activated by linking of the physical card identifier to the database record of the stored value.
    Type: Grant
    Filed: July 22, 2008
    Date of Patent: August 10, 2010
    Assignees: First Data Corporation, The Western Union Company
    Inventors: Kevin A. James, Peter A. Pridgeon, David L. Cox, Ryan G. Teixeira
  • Publication number: 20090001159
    Abstract: A method for issuing both a virtual card and a physical card to a cardholder comprises issuing a virtual card to a cardholder, with the virtual card comprising an identifier and an associated database record of a stored value. A physical card is also issued to the cardholder. The physical card includes an identifier that is different from the virtual card identifier, and the physical card is in an inactive state until the physical card is activated by linking of the physical card identifier to the database record of the stored value.
    Type: Application
    Filed: July 22, 2008
    Publication date: January 1, 2009
    Applicant: First Data Corporation
    Inventors: Kevin A. James, Peter A. Pridgeon, David L. Cox, Ryan G. Teixeira
  • Patent number: 7418398
    Abstract: A method for issuing both a virtual card and a physical card to a cardholder comprises issuing a virtual card to a cardholder, with the virtual card comprising an identifier and an associated database record of a stored value. A physical card is also issued to the cardholder. The physical card includes an identifier that is different from the virtual card identifier, and the physical card is in an inactive state until the physical card is activated by linking of the physical card identifier to the database record of the stored value.
    Type: Grant
    Filed: May 10, 2006
    Date of Patent: August 26, 2008
    Assignee: First Data Corporation
    Inventors: Kevin A. James, Peter A. Pridgeon, David L. Cox, Ryan G. Teixeria
  • Patent number: 7054842
    Abstract: A method for issuing both a virtual card and a physical card to a cardholder comprises issuing a virl card to a cardholder, with the virtual card comprising an identifier and an associated database record of a stored value. A physical card is also issued to the cardholder. The physical card includes an identifier that is different from the virtual card identifier, and the physical card is in an inactive state until the physical card is activated by linking of the physical card identifier to the database record of the stored value.
    Type: Grant
    Filed: October 3, 2001
    Date of Patent: May 30, 2006
    Assignee: First Data Corporation
    Inventors: Kevin A. James, Peter A. Pridgeon, David L. Cox, Ryan G. Teixeira
  • Publication number: 20040098326
    Abstract: A method for performing financial transactions in different currencies proceeds by entering an identifier of a presentation instrument into a point-of-sale device along with a redemption amount in a transaction currency that is different from the base currency that is associated with the presentation instrument. The identifier, the redemption amount and a transaction currency code are transmitted to a host computer system. In turn, the host computer system transmits back to the point-of-sale device a new balance in the base currency.
    Type: Application
    Filed: November 1, 2002
    Publication date: May 20, 2004
    Applicant: First Data Corporation
    Inventors: Kevin A. James, David R. Baumgartner, Keith A. Newbrough, Peter A. Pridgeon, Ryan G. Teixeira, Danielle E. Cox
  • Publication number: 20030065624
    Abstract: A method for issuing both a virtual card and a physical card to a cardholder comprises issuing a virtual card to a cardholder, with the virtual card comprising an identifier and an associated database record of a stored value. A physical card is also issued to the cardholder. The physical card includes an identifier that is different from the virtual card identifier, and the physical card is in an inactive state until the physical card is activated by linking of the physical card identifier to the database record of the stored value.
    Type: Application
    Filed: October 3, 2001
    Publication date: April 3, 2003
    Applicant: First Data Corporation
    Inventors: Kevin A. James, Peter A. Pridgeon, David L. Cox, Ryan G. Teixeira