Abstract: According to one embodiment, an apparatus may comprise a memory, a network interface, and a processor communicatively coupled to the memory and to the network interface. The memory may store a name of a foreign country where a previous loan occurred. The network interface may receive a request for a currency exchange rate for a loan in the foreign country. The processor may determine that the previous loan occurred in the foreign country. The processor may determine a competitor for the requested loan and an employee available to service the requested loan. The processor may determine a currency exchange rate for the previous loan and the currency exchange rate for the requested loan. The network interface may communicate a message indicating the currency exchange rate for the requested loan. The currency exchange rate for the requested loan is used to determine whether to apply for the requested loan.

Abstract: According to one embodiment, an apparatus may comprise a memory, a network interface, and a processor communicatively coupled to the memory and the network interface. The memory may store contact information associated with a plurality of lenders. The network interface may receive a request for a loan, wherein a portion of the loan is to be funded by a first lender, and receive a second request indicating a second lender selected from the plurality of lenders. The processor may determine an offer for a second portion of the loan to be funded by the second lender. The network interface may further communicate the offer based at least in part upon the contact information associated with the second lender. The second portion may not funded by the first lender.

Abstract: According to one embodiment, an apparatus may comprise a memory, a network interface, and a processor communicatively coupled to the memory and to the network interface. The memory may store at least one location-based rule, and store a template. The network interface may receive a message indicating a location associated with a loan. The processor may determine, based at least in part upon the location, at least one location-based rule, and modify the template based at least in part upon the at least one location-based rule to form a second template. The network interface may further communicate a second message comprising the second template in order to provide information associated with the loan.

Abstract: According to one embodiment, an apparatus may comprise a memory, a network interface, and a processor communicatively coupled to the memory and to the network interface. The memory may store information associated with a previous loan. The network interface may receive a request associated with a loan. The processor may determine, based at least in part upon the information, that the previous loan is related to the loan, and predict, in response to the determination that the previous loan is related to the loan, information associated with the loan based at least in part upon the stored information associated with the previous loan. The network interface may further communicate a message indicating the predicted information.

Abstract: According to one embodiment, an apparatus may comprise a memory, a network interface, and a processor communicatively coupled to the memory and to the network interface. The memory may store a regulation subscription associated with a loan regulation and a tax subscription associated with a tax regulation. The network interface may receive a regulation feed and a tax feed. The processor may determine, based at least in part upon the regulation feed and the tax feed, that at least one of the loan regulation and the tax regulation has changed. The network interface may further communicate, in response to the determination that at least one of the loan regulation and tax regulation has changed and based at least in part upon at least one of the regulation subscription and the tax subscription, a message indicating that at least one of the loan regulation and the tax regulation has changed.

Abstract: According to one embodiment, an apparatus may comprise a memory, a network interface, and a processor communicatively coupled to the memory and the network interface. The memory may store information associated with a loan, the information comprising a first date on which the information was generated and a plurality of previous dates associated with a previous loan. The processor may determine, based at least in part upon the first date and the plurality of previous dates, a second date on which the loan is estimated to close, and determine, based at least in part upon the first date and the plurality of previous dates, a third date on which a task associated with the loan should be completed in order for the loan to close by the second date. The network interface may communicate a message indicating the first date, the second date, the third date, and the task.

Abstract: According to one embodiment, an apparatus may comprise a memory, a network interface, and a processor communicatively coupled to the memory and to the network interface. The memory may store information associated with a first loan, the information comprising a competitor product selected to fund the first loan. The network interface may receive a request associated with a second loan. The processor may determine that the first loan is similar to the second loan. The network interface may further communicate, in response to the processor determining that the first loan is similar to the second loan, a message indicating that the competitor product should be offered to fund the second loan.

Abstract: According to one embodiment, an apparatus may comprise a memory unit and a processing unit. The memory unit may store loan and tax regulations of a plurality of countries. The processing unit may receive a country designation and a currency designation. The processing unit may determine, based at least in part upon the loan regulations associated with the country designation, at least one service location that is allowed to service a loan according to the currency designation and the country designation. The processing unit may further determine, based at least in part upon the retrieved tax regulations associated with the country designation, a tax withholding on the loan.

Abstract: In an exemplary embodiment, a method includes receiving a request from a client access module to access loan information from a loan system, wherein the request is initiated by a selected one of a client and a participant. A processor determines whether the request is initiated by the participant and retrieves loan information associated with the request. The retrieved loan information is communicated through the client access module to the participant if the request is initiated by the participant.