Patents by Inventor Kevin Oliver

Kevin Oliver has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20240135764
    Abstract: Disclosed herein are system, method, and computer program product embodiments for providing secure access to a locker of a locker system based on a token that includes token data and a message authentication code (MAC) to authenticate the token data. The token data includes at least the unique locker identifier for the locker. The MAC can be generated using a secret key. The secret key can be obtained based on a unique derivation key associated with a master key. The locker system can determine whether the token is valid based on the token data, the MAC, and the secret key. In response to a determination that the token is valid, the locker system can send a signal to unlock the locker.
    Type: Application
    Filed: January 2, 2024
    Publication date: April 25, 2024
    Applicant: Capital One Services, LLC
    Inventors: Kevin OSBORN, Matt OLIVER, Lin Ni Lisa CHENG
  • Publication number: 20240127244
    Abstract: A distributed enhanced payment processing system includes a merchant point of sale (POS) terminal system and a remote payment management system. The POS terminal system initiates a transaction that includes receiving a payment amount, a purchaser account identifier, a virtual electronic payment indicator, and a merchant ID via a payment client. Subsequently, the POS terminal system outputs the transaction to the remote payment management system which generates a token for the transaction. The payment management system then provides the purchaser account identifier, a merchant account identifier, and the payment amount to a remote virtual electronic payment (VEP) entity system. Upon receiving a VEP entity system response, the payment management system outputs the response and token to the POS terminal system.
    Type: Application
    Filed: December 27, 2023
    Publication date: April 18, 2024
    Inventors: Matthew D. OZVAT, Michelle K. PLOMSKE, Charles E. WATTS, Robert BONESTELL, Daniel J. OURADA, Kevin OLIVER
  • Patent number: 11900376
    Abstract: A distributed enhanced payment processing system includes a merchant point of sale (POS) terminal system and a remote payment management system. The POS terminal system initiates a transaction that includes receiving a payment amount, a purchaser account identifier, a virtual electronic payment indicator, and a merchant ID via a payment client. Subsequently, the POS terminal system outputs the transaction to the remote payment management system which generates a token for the transaction. The payment management system then provides the purchaser account identifier, a merchant account identifier, and the payment amount to a remote virtual electronic payment (VEP) entity system. Upon receiving a VEP entity system response, the payment management system outputs the response and token to the POS terminal system.
    Type: Grant
    Filed: June 19, 2020
    Date of Patent: February 13, 2024
    Assignee: Worldpay, LLC
    Inventors: Matthew D. Ozvat, Michelle K. Plomske, Charles E. Watts, Robert Bonestell, Daniel J. Ourada, Kevin Oliver
  • Publication number: 20230237457
    Abstract: Systems and methods for payment processing on devices are provided. Such systems and methods enable payment processing to be completed with a peripheral device (such as a magnetic card reader) and a point of sales system, without the need for extensive developer integration. The system receives a payment charge amount from a point of sales system. The system also detects (or dynamically populates) peripheral devices that are used to capture account information. The peripheral device is a supported device type with an associated library, which includes data for properly interfacing with the peripheral device. The system provides the captured account data, a merchant ID and the amount of the charge to a payment management system. The system likewise receives a response (approve or decline) from the payment management system.
    Type: Application
    Filed: April 3, 2023
    Publication date: July 27, 2023
    Inventors: Robert BONESTELL, Kevin OLIVER, Matthew D. OZVAT, Andrew HARRIS, Daniel J. OURADA
  • Patent number: 11645637
    Abstract: Systems and methods for payment processing on devices are provided. Such systems and methods enable payment processing to be completed with a peripheral device (such as a magnetic card reader) and a point of sales system, without the need for extensive developer integration. The system receives a payment charge amount from a point of sales system. The system also detects (or dynamically populates) peripheral devices that are used to capture account information. The peripheral device is a supported device type with an associated library, which includes data for properly interfacing with the peripheral device. The system provides the captured account data, a merchant ID and the amount of the charge to a payment management system. The system likewise receives a response (approve or decline) from the payment management system.
    Type: Grant
    Filed: August 21, 2019
    Date of Patent: May 9, 2023
    Assignee: Worldpay, LLC
    Inventors: Robert Bonestell, Kevin Oliver, Matthew D. Ozvat, Andrew Harris, Daniel Ourada
  • Patent number: 11598479
    Abstract: A support structure for supporting a display includes a post extending between a first end and a second end, an arm movably coupled to the post, and a grip assembly for moveably coupling the arm to the post. The grip assembly includes a housing, an actuator assembly, a retention component movably positioned in the housing, and a resilient member that biases the retention component to a first position, in which, the grip assembly is engaged to the post.
    Type: Grant
    Filed: December 10, 2018
    Date of Patent: March 7, 2023
    Assignee: COLEBROOK BOSSON & SAUNDERS (PRODUCTS) LIMITED
    Inventors: Alex Ambridge, Simon Bibby, Kevin Oliver
  • Patent number: 11567919
    Abstract: In accordance with embodiments, there are provided mechanisms and methods for performing transparent object migration across storage tiers. In an embodiment and by way of example, a method for appending data to large data volumes is provided. The method embodiment includes a) setting a CustomEntityOption bit that determines (at object creation time) where the object is stored, either in the relational or the non-relational data store portion, b) loading the CustomEntityOption bit in a cached CustomEntityDefinition, c) showing the CustomEntityOption bit as EntityInfo, and d) allowing custom object definition and Metadata API functionality when the bit is shown.
    Type: Grant
    Filed: May 26, 2021
    Date of Patent: January 31, 2023
    Assignee: salesforce.com, inc.
    Inventors: James Taylor, Bill C. Eidson, Kevin Oliver
  • Publication number: 20220343324
    Abstract: An arbitraged enhanced payment processing system in association with a distributed enhanced payment processing system includes a merchant point of sale (POS) terminal system and a remote payment management system. The POS terminal system initiates a transaction that includes receiving a payment amount, a purchaser account identifier, a virtual electronic payment indicator, and a merchant ID via a payment client. Subsequently, the POS terminal system outputs the transaction to the remote payment management system which generates a token for the transaction. The payment management system then provides the purchaser account identifier, a merchant account identifier, and the payment amount to a payment processing servicer. Upon receiving a payment processing servicer response, the payment management system outputs the response and token to the POS terminal system.
    Type: Application
    Filed: July 12, 2022
    Publication date: October 27, 2022
    Inventors: Matthew D. OZVAT, Nicholas G. NAYFACK, John BERKLEY, Travis L. PRIEST, Michelle K. PLOMSKE, Charles E. WATTS, Robert BONESTELL, Daniel J. OURADA, Kevin OLIVER
  • Patent number: 11481763
    Abstract: An expedited automated merchant boarding system in association with a distributed enhanced payment processing system includes a merchant point of sale (POS) terminal system and a remote enhanced payment management system (EPMS). The remote EPMS pre-boards anticipated POS terminal system components and records pre-boarding results information. The POS terminal system initiates merchant boarding by transmitting merchant account information. The remote EPMS receives merchant account information and establishes a merchant account. The POS terminal system utilizes protocol transactions including auto-boarding information to initiate auto-boarding with the remote EPMS. The remote EPMS auto-boards the POS terminal system utilizing received auto-boarding information and recorded pre-boarding results. The remote EPMS turns up selected payment management services for the merchant POS terminal system.
    Type: Grant
    Filed: May 10, 2019
    Date of Patent: October 25, 2022
    Assignee: Worldpay, LLC
    Inventors: Matthew D. Ozvat, John Berkley, Kevin Oliver, William T. Cooper
  • Patent number: 11416856
    Abstract: An arbitraged enhanced payment processing system in association with a distributed enhanced payment processing system includes a merchant point of sale (POS) terminal system and a remote payment management system. The POS terminal system initiates a transaction that includes receiving a payment amount, a purchaser account identifier, a virtual electronic payment indicator, and a merchant ID via a payment client. Subsequently, the POS terminal system outputs the transaction to the remote payment management system which generates a token for the transaction. The payment management system then provides the purchaser account identifier, a merchant account identifier, and the payment amount to a payment processing servicer. Upon receiving a payment processing servicer response, the payment management system outputs the response and token to the POS terminal system.
    Type: Grant
    Filed: March 13, 2020
    Date of Patent: August 16, 2022
    Assignee: Worldpay, LLC
    Inventors: Matthew D. Ozvat, Nicholas G. Nayfack, John Berkley, Travis L. Priest, Michelle K. Plomske, Charles E. Watts, Robert Bonestell, Daniel J. Ourada, Kevin Oliver
  • Publication number: 20220245638
    Abstract: A distributed enhanced payment processing system includes a merchant point of sale (POS) terminal system and a remote payment management system. The POS terminal system initiates a transaction that includes receiving a payment amount, a purchaser account identifier, a virtual electronic payment indicator, and a merchant ID via a payment client. Subsequently, the POS terminal system outputs the transaction to the remote payment management system which generates a token for the transaction. The payment management system then provides the purchaser account identifier, a merchant account identifier, and the payment amount to a remote virtual electronic payment (VEP) entity system. Upon receiving a VEP entity system response, the payment management system outputs the response and token to the POS terminal system.
    Type: Application
    Filed: April 14, 2022
    Publication date: August 4, 2022
    Inventors: Matthew D. OZVAT, Michelle K. PLOMSKE, Charles E. WATTS, Robert BONESTELL, Daniel J. OURADA, Kevin OLIVER
  • Patent number: 11328296
    Abstract: A distributed enhanced payment processing system includes a merchant point of sale (POS) terminal system and a remote payment management system. The POS terminal system initiates a transaction that includes receiving a payment amount, a purchaser account identifier, a virtual electronic payment indicator, and a merchant ID via a payment client. Subsequently, the POS terminal system outputs the transaction to the remote payment management system which generates a token for the transaction. The payment management system then provides the purchaser account identifier, a merchant account identifier, and the payment amount to a remote virtual electronic payment (VEP) entity system. Upon receiving a VEP entity system response, the payment management system outputs the response and token to the POS terminal system.
    Type: Grant
    Filed: May 22, 2019
    Date of Patent: May 10, 2022
    Assignee: Worldpay, LLC
    Inventors: Matthew D. Ozvat, Michelle K. Plomske, Charles E. Watts, Robert Bonestell, Daniel J. Ourada, Kevin Oliver
  • Publication number: 20220058653
    Abstract: Cost altering payment services (“CAPS”) system in association with a distributed enhanced payment (“DEP”) processing system includes a merchant point of sale (“POS”) terminal system and a remote enhanced payment management system (“EPMS”). The remote EPMS receives payment transactions including additional risk mitigating payment transaction (“RMPT”) information and based on that additional RMPT information provides altered transaction costs. The remote EPMS provides facilities for the merchant to review and revise payment management services so as to utilize additional RMPT information received from the merchant POS terminal system so as to alter transaction costs. Such facilities provide information to determine the relative potential transaction cost benefits of various payment management service sets utilizing cost profiles that represent the costs of archival, recorded and projected future transactions.
    Type: Application
    Filed: October 29, 2021
    Publication date: February 24, 2022
    Inventors: Matthew D. OZVAT, John BERKLEY, Kevin OLIVER, William T. COOPER, Charles E. WATTS, Rachel B. COCHRAN
  • Patent number: 11195182
    Abstract: Cost altering payment services (“CAPS”) system in association with a distributed enhanced payment (“DEP”) processing system includes a merchant point of sale (“POS”) terminal system and a remote enhanced payment management system (“EPMS”). The remote EPMS receives payment transactions including additional risk mitigating payment transaction (“RMPT”) information and based on that additional RMPT information provides altered transaction costs. The remote EPMS provides facilities for the merchant to review and revise payment management services so as to utilize additional RMPT information received from the merchant POS terminal system so as to alter transaction costs. Such facilities provide information to determine the relative potential transaction cost benefits of various payment management service sets utilizing cost profiles that represent the costs of archival, recorded and projected future transactions.
    Type: Grant
    Filed: May 21, 2019
    Date of Patent: December 7, 2021
    Assignee: Worldpay, LLC
    Inventors: Matthew D. Ozvat, John Berkley, Kevin Oliver, William T. Cooper, Charles E. Watts, Rachel B. Cochran
  • Patent number: 11144558
    Abstract: Search systems and methods for searching structured data and enhancing the relevancy of search results provided to a requesting user or application. Enhanced search results are provided by searching a cache of a user's most recently used items to eliminate or reduce search indexing latency. Also, more relevant search results are provided by re-ranking results based on use history, data security models and/or hierarchical user role models. Further, enhanced search results are provided by including user information in the search index.
    Type: Grant
    Filed: August 13, 2018
    Date of Patent: October 12, 2021
    Assignee: salesforce.com, inc.
    Inventors: Kevin Oliver, Scott Hansma, Craig Weissman, Paul Nakada, Jeanine Walters
  • Publication number: 20210293375
    Abstract: A support structure for supporting a display includes a post extending between a first end and a second end, an arm movably coupled to the post, and a grip assembly for moveably coupling the arm to the post. The grip assembly includes a housing, an actuator assembly, a retention component movably positioned in the housing, and a resilient member that biases the retention component to a first position, in which, the grip assembly is engaged to the post.
    Type: Application
    Filed: December 10, 2018
    Publication date: September 23, 2021
    Inventors: Alex Ambridge, Simon Bibby, Kevin Oliver
  • Publication number: 20210279221
    Abstract: In accordance with embodiments, there are provided mechanisms and methods for performing transparent object migration across storage tiers. In an embodiment and by way of example, a method for appending data to large data volumes is provided. The method embodiment includes a) setting a CustomEntityOption bit that determines (at object creation time) where the object is stored, either in the relational or the non-relational data store portion, b) loading the CustomEntityOption bit in a cached CustomEntityDefinition, c) showing the CustomEntityOption bit as EntityInfo, and d) allowing custom object definition and Metadata API functionality when the bit is shown.
    Type: Application
    Filed: May 26, 2021
    Publication date: September 9, 2021
    Inventors: James Taylor, Bill C. Eidson, Kevin Oliver
  • Patent number: 11036706
    Abstract: In accordance with embodiments, there are provided mechanisms and methods for performing transparent object migration across storage tiers. In an embodiment and by way of example, a method for appending data to large data volumes is provided. The method embodiment includes a) setting a CustomEntityOption bit that determines (at object creation time) where the object is stored, either in the relational or the non-relational data store portion, b) loading the CustomEntityOption bit in a cached CustomEntityDefinition, c) showing the CustomEntityOption bit as EntityInfo, and d) allowing custom object definition and Metadata API functionality when the bit is shown.
    Type: Grant
    Filed: October 6, 2017
    Date of Patent: June 15, 2021
    Assignee: salesforce.com, inc.
    Inventors: James Taylor, Bill C. Eidson, Kevin Oliver
  • Patent number: D933656
    Type: Grant
    Filed: March 10, 2020
    Date of Patent: October 19, 2021
    Assignee: COLEBROOK BOSSON & SAUNDERS (PRODUCTS) LIMITED
    Inventors: Alex Ambridge, Simon Bibby, Kevin Oliver
  • Patent number: D935458
    Type: Grant
    Filed: December 10, 2018
    Date of Patent: November 9, 2021
    Assignee: COLEBROOK BOSSON & SAUNDERS (PRODUCTS) LIMITED
    Inventors: Alex Ambridge, Simon Bibby, Kevin Oliver