Patents by Inventor Kevin Oliver
Kevin Oliver has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Publication number: 20240135764Abstract: Disclosed herein are system, method, and computer program product embodiments for providing secure access to a locker of a locker system based on a token that includes token data and a message authentication code (MAC) to authenticate the token data. The token data includes at least the unique locker identifier for the locker. The MAC can be generated using a secret key. The secret key can be obtained based on a unique derivation key associated with a master key. The locker system can determine whether the token is valid based on the token data, the MAC, and the secret key. In response to a determination that the token is valid, the locker system can send a signal to unlock the locker.Type: ApplicationFiled: January 2, 2024Publication date: April 25, 2024Applicant: Capital One Services, LLCInventors: Kevin OSBORN, Matt OLIVER, Lin Ni Lisa CHENG
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Publication number: 20240127244Abstract: A distributed enhanced payment processing system includes a merchant point of sale (POS) terminal system and a remote payment management system. The POS terminal system initiates a transaction that includes receiving a payment amount, a purchaser account identifier, a virtual electronic payment indicator, and a merchant ID via a payment client. Subsequently, the POS terminal system outputs the transaction to the remote payment management system which generates a token for the transaction. The payment management system then provides the purchaser account identifier, a merchant account identifier, and the payment amount to a remote virtual electronic payment (VEP) entity system. Upon receiving a VEP entity system response, the payment management system outputs the response and token to the POS terminal system.Type: ApplicationFiled: December 27, 2023Publication date: April 18, 2024Inventors: Matthew D. OZVAT, Michelle K. PLOMSKE, Charles E. WATTS, Robert BONESTELL, Daniel J. OURADA, Kevin OLIVER
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Patent number: 11900376Abstract: A distributed enhanced payment processing system includes a merchant point of sale (POS) terminal system and a remote payment management system. The POS terminal system initiates a transaction that includes receiving a payment amount, a purchaser account identifier, a virtual electronic payment indicator, and a merchant ID via a payment client. Subsequently, the POS terminal system outputs the transaction to the remote payment management system which generates a token for the transaction. The payment management system then provides the purchaser account identifier, a merchant account identifier, and the payment amount to a remote virtual electronic payment (VEP) entity system. Upon receiving a VEP entity system response, the payment management system outputs the response and token to the POS terminal system.Type: GrantFiled: June 19, 2020Date of Patent: February 13, 2024Assignee: Worldpay, LLCInventors: Matthew D. Ozvat, Michelle K. Plomske, Charles E. Watts, Robert Bonestell, Daniel J. Ourada, Kevin Oliver
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Publication number: 20230237457Abstract: Systems and methods for payment processing on devices are provided. Such systems and methods enable payment processing to be completed with a peripheral device (such as a magnetic card reader) and a point of sales system, without the need for extensive developer integration. The system receives a payment charge amount from a point of sales system. The system also detects (or dynamically populates) peripheral devices that are used to capture account information. The peripheral device is a supported device type with an associated library, which includes data for properly interfacing with the peripheral device. The system provides the captured account data, a merchant ID and the amount of the charge to a payment management system. The system likewise receives a response (approve or decline) from the payment management system.Type: ApplicationFiled: April 3, 2023Publication date: July 27, 2023Inventors: Robert BONESTELL, Kevin OLIVER, Matthew D. OZVAT, Andrew HARRIS, Daniel J. OURADA
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Patent number: 11645637Abstract: Systems and methods for payment processing on devices are provided. Such systems and methods enable payment processing to be completed with a peripheral device (such as a magnetic card reader) and a point of sales system, without the need for extensive developer integration. The system receives a payment charge amount from a point of sales system. The system also detects (or dynamically populates) peripheral devices that are used to capture account information. The peripheral device is a supported device type with an associated library, which includes data for properly interfacing with the peripheral device. The system provides the captured account data, a merchant ID and the amount of the charge to a payment management system. The system likewise receives a response (approve or decline) from the payment management system.Type: GrantFiled: August 21, 2019Date of Patent: May 9, 2023Assignee: Worldpay, LLCInventors: Robert Bonestell, Kevin Oliver, Matthew D. Ozvat, Andrew Harris, Daniel Ourada
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Patent number: 11598479Abstract: A support structure for supporting a display includes a post extending between a first end and a second end, an arm movably coupled to the post, and a grip assembly for moveably coupling the arm to the post. The grip assembly includes a housing, an actuator assembly, a retention component movably positioned in the housing, and a resilient member that biases the retention component to a first position, in which, the grip assembly is engaged to the post.Type: GrantFiled: December 10, 2018Date of Patent: March 7, 2023Assignee: COLEBROOK BOSSON & SAUNDERS (PRODUCTS) LIMITEDInventors: Alex Ambridge, Simon Bibby, Kevin Oliver
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Patent number: 11567919Abstract: In accordance with embodiments, there are provided mechanisms and methods for performing transparent object migration across storage tiers. In an embodiment and by way of example, a method for appending data to large data volumes is provided. The method embodiment includes a) setting a CustomEntityOption bit that determines (at object creation time) where the object is stored, either in the relational or the non-relational data store portion, b) loading the CustomEntityOption bit in a cached CustomEntityDefinition, c) showing the CustomEntityOption bit as EntityInfo, and d) allowing custom object definition and Metadata API functionality when the bit is shown.Type: GrantFiled: May 26, 2021Date of Patent: January 31, 2023Assignee: salesforce.com, inc.Inventors: James Taylor, Bill C. Eidson, Kevin Oliver
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Publication number: 20220343324Abstract: An arbitraged enhanced payment processing system in association with a distributed enhanced payment processing system includes a merchant point of sale (POS) terminal system and a remote payment management system. The POS terminal system initiates a transaction that includes receiving a payment amount, a purchaser account identifier, a virtual electronic payment indicator, and a merchant ID via a payment client. Subsequently, the POS terminal system outputs the transaction to the remote payment management system which generates a token for the transaction. The payment management system then provides the purchaser account identifier, a merchant account identifier, and the payment amount to a payment processing servicer. Upon receiving a payment processing servicer response, the payment management system outputs the response and token to the POS terminal system.Type: ApplicationFiled: July 12, 2022Publication date: October 27, 2022Inventors: Matthew D. OZVAT, Nicholas G. NAYFACK, John BERKLEY, Travis L. PRIEST, Michelle K. PLOMSKE, Charles E. WATTS, Robert BONESTELL, Daniel J. OURADA, Kevin OLIVER
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Patent number: 11481763Abstract: An expedited automated merchant boarding system in association with a distributed enhanced payment processing system includes a merchant point of sale (POS) terminal system and a remote enhanced payment management system (EPMS). The remote EPMS pre-boards anticipated POS terminal system components and records pre-boarding results information. The POS terminal system initiates merchant boarding by transmitting merchant account information. The remote EPMS receives merchant account information and establishes a merchant account. The POS terminal system utilizes protocol transactions including auto-boarding information to initiate auto-boarding with the remote EPMS. The remote EPMS auto-boards the POS terminal system utilizing received auto-boarding information and recorded pre-boarding results. The remote EPMS turns up selected payment management services for the merchant POS terminal system.Type: GrantFiled: May 10, 2019Date of Patent: October 25, 2022Assignee: Worldpay, LLCInventors: Matthew D. Ozvat, John Berkley, Kevin Oliver, William T. Cooper
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Patent number: 11416856Abstract: An arbitraged enhanced payment processing system in association with a distributed enhanced payment processing system includes a merchant point of sale (POS) terminal system and a remote payment management system. The POS terminal system initiates a transaction that includes receiving a payment amount, a purchaser account identifier, a virtual electronic payment indicator, and a merchant ID via a payment client. Subsequently, the POS terminal system outputs the transaction to the remote payment management system which generates a token for the transaction. The payment management system then provides the purchaser account identifier, a merchant account identifier, and the payment amount to a payment processing servicer. Upon receiving a payment processing servicer response, the payment management system outputs the response and token to the POS terminal system.Type: GrantFiled: March 13, 2020Date of Patent: August 16, 2022Assignee: Worldpay, LLCInventors: Matthew D. Ozvat, Nicholas G. Nayfack, John Berkley, Travis L. Priest, Michelle K. Plomske, Charles E. Watts, Robert Bonestell, Daniel J. Ourada, Kevin Oliver
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Publication number: 20220245638Abstract: A distributed enhanced payment processing system includes a merchant point of sale (POS) terminal system and a remote payment management system. The POS terminal system initiates a transaction that includes receiving a payment amount, a purchaser account identifier, a virtual electronic payment indicator, and a merchant ID via a payment client. Subsequently, the POS terminal system outputs the transaction to the remote payment management system which generates a token for the transaction. The payment management system then provides the purchaser account identifier, a merchant account identifier, and the payment amount to a remote virtual electronic payment (VEP) entity system. Upon receiving a VEP entity system response, the payment management system outputs the response and token to the POS terminal system.Type: ApplicationFiled: April 14, 2022Publication date: August 4, 2022Inventors: Matthew D. OZVAT, Michelle K. PLOMSKE, Charles E. WATTS, Robert BONESTELL, Daniel J. OURADA, Kevin OLIVER
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Patent number: 11328296Abstract: A distributed enhanced payment processing system includes a merchant point of sale (POS) terminal system and a remote payment management system. The POS terminal system initiates a transaction that includes receiving a payment amount, a purchaser account identifier, a virtual electronic payment indicator, and a merchant ID via a payment client. Subsequently, the POS terminal system outputs the transaction to the remote payment management system which generates a token for the transaction. The payment management system then provides the purchaser account identifier, a merchant account identifier, and the payment amount to a remote virtual electronic payment (VEP) entity system. Upon receiving a VEP entity system response, the payment management system outputs the response and token to the POS terminal system.Type: GrantFiled: May 22, 2019Date of Patent: May 10, 2022Assignee: Worldpay, LLCInventors: Matthew D. Ozvat, Michelle K. Plomske, Charles E. Watts, Robert Bonestell, Daniel J. Ourada, Kevin Oliver
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Publication number: 20220058653Abstract: Cost altering payment services (“CAPS”) system in association with a distributed enhanced payment (“DEP”) processing system includes a merchant point of sale (“POS”) terminal system and a remote enhanced payment management system (“EPMS”). The remote EPMS receives payment transactions including additional risk mitigating payment transaction (“RMPT”) information and based on that additional RMPT information provides altered transaction costs. The remote EPMS provides facilities for the merchant to review and revise payment management services so as to utilize additional RMPT information received from the merchant POS terminal system so as to alter transaction costs. Such facilities provide information to determine the relative potential transaction cost benefits of various payment management service sets utilizing cost profiles that represent the costs of archival, recorded and projected future transactions.Type: ApplicationFiled: October 29, 2021Publication date: February 24, 2022Inventors: Matthew D. OZVAT, John BERKLEY, Kevin OLIVER, William T. COOPER, Charles E. WATTS, Rachel B. COCHRAN
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Patent number: 11195182Abstract: Cost altering payment services (“CAPS”) system in association with a distributed enhanced payment (“DEP”) processing system includes a merchant point of sale (“POS”) terminal system and a remote enhanced payment management system (“EPMS”). The remote EPMS receives payment transactions including additional risk mitigating payment transaction (“RMPT”) information and based on that additional RMPT information provides altered transaction costs. The remote EPMS provides facilities for the merchant to review and revise payment management services so as to utilize additional RMPT information received from the merchant POS terminal system so as to alter transaction costs. Such facilities provide information to determine the relative potential transaction cost benefits of various payment management service sets utilizing cost profiles that represent the costs of archival, recorded and projected future transactions.Type: GrantFiled: May 21, 2019Date of Patent: December 7, 2021Assignee: Worldpay, LLCInventors: Matthew D. Ozvat, John Berkley, Kevin Oliver, William T. Cooper, Charles E. Watts, Rachel B. Cochran
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Patent number: 11144558Abstract: Search systems and methods for searching structured data and enhancing the relevancy of search results provided to a requesting user or application. Enhanced search results are provided by searching a cache of a user's most recently used items to eliminate or reduce search indexing latency. Also, more relevant search results are provided by re-ranking results based on use history, data security models and/or hierarchical user role models. Further, enhanced search results are provided by including user information in the search index.Type: GrantFiled: August 13, 2018Date of Patent: October 12, 2021Assignee: salesforce.com, inc.Inventors: Kevin Oliver, Scott Hansma, Craig Weissman, Paul Nakada, Jeanine Walters
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Publication number: 20210293375Abstract: A support structure for supporting a display includes a post extending between a first end and a second end, an arm movably coupled to the post, and a grip assembly for moveably coupling the arm to the post. The grip assembly includes a housing, an actuator assembly, a retention component movably positioned in the housing, and a resilient member that biases the retention component to a first position, in which, the grip assembly is engaged to the post.Type: ApplicationFiled: December 10, 2018Publication date: September 23, 2021Inventors: Alex Ambridge, Simon Bibby, Kevin Oliver
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Publication number: 20210279221Abstract: In accordance with embodiments, there are provided mechanisms and methods for performing transparent object migration across storage tiers. In an embodiment and by way of example, a method for appending data to large data volumes is provided. The method embodiment includes a) setting a CustomEntityOption bit that determines (at object creation time) where the object is stored, either in the relational or the non-relational data store portion, b) loading the CustomEntityOption bit in a cached CustomEntityDefinition, c) showing the CustomEntityOption bit as EntityInfo, and d) allowing custom object definition and Metadata API functionality when the bit is shown.Type: ApplicationFiled: May 26, 2021Publication date: September 9, 2021Inventors: James Taylor, Bill C. Eidson, Kevin Oliver
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Patent number: 11036706Abstract: In accordance with embodiments, there are provided mechanisms and methods for performing transparent object migration across storage tiers. In an embodiment and by way of example, a method for appending data to large data volumes is provided. The method embodiment includes a) setting a CustomEntityOption bit that determines (at object creation time) where the object is stored, either in the relational or the non-relational data store portion, b) loading the CustomEntityOption bit in a cached CustomEntityDefinition, c) showing the CustomEntityOption bit as EntityInfo, and d) allowing custom object definition and Metadata API functionality when the bit is shown.Type: GrantFiled: October 6, 2017Date of Patent: June 15, 2021Assignee: salesforce.com, inc.Inventors: James Taylor, Bill C. Eidson, Kevin Oliver
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Patent number: D933656Type: GrantFiled: March 10, 2020Date of Patent: October 19, 2021Assignee: COLEBROOK BOSSON & SAUNDERS (PRODUCTS) LIMITEDInventors: Alex Ambridge, Simon Bibby, Kevin Oliver
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Patent number: D935458Type: GrantFiled: December 10, 2018Date of Patent: November 9, 2021Assignee: COLEBROOK BOSSON & SAUNDERS (PRODUCTS) LIMITEDInventors: Alex Ambridge, Simon Bibby, Kevin Oliver