Patents by Inventor Kevin P. Kelly
Kevin P. Kelly has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Patent number: 12141804Abstract: A dynamic transaction card comprising an outer surface, a sensor, and a display disposed on the outer surface is disclosed. The dynamic transaction card can include an antenna and a microcontroller controlling a dynamic transaction card application. The dynamic transaction card can also include a secure payment chip having a plurality of contact points and storing a passive tag associated with a user. The passive tag can include a unique identifier and one or more log-in credentials for the user. When making a purchase, the user can be authenticated via a connection between the dynamic transaction card and a user device. The unique identifier can be used as an authentication token and the one or more log-in credentials can be verified against log-in credentials associated with the user.Type: GrantFiled: April 25, 2022Date of Patent: November 12, 2024Assignee: CAPITAL ONE SERVICES, LLCInventors: Tyler Locke, Kevin P. Kelly
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Patent number: 12117993Abstract: A method of recovering blockchain wallet items, the method including: configuring a first smart contract to authorize a second smart contract to initiate transfer of one or more wallet items registered to the first smart contract to a location specified by the second smart contract; configuring the second smart contract to initiate transfer of the one or more wallet items from the first smart contract in response to receiving a first recovery verifier; receiving, via an API and by the second smart contract, a wallet recovery request associated with the first smart contract, the wallet recovery request specifying a third smart contract as being a recipient wallet; and based on the wallet recovery request and responsive to receiving the first recovery verifier, initiating, by the second smart contract, a transfer of the one or more wallet items from the first smart contract to the third smart contracts.Type: GrantFiled: July 11, 2023Date of Patent: October 15, 2024Assignee: CAPITAL ONE SERVICES, LLCInventors: Adam Vukich, Kevin P. Kelly, Adnan Malik, Mykhaylo Bulgakov, William Carroll, Steven Quadros, Abdelkader Benkreira
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Patent number: 12101704Abstract: A method and system for automatically connecting one customer device with another over a Bluetooth or similar connection. The automatic connection may be made by generating a unique identifier to store on a new customer device and a backend system associated with an existing customer device and connecting the new customer device with the existing customer device using the unique identifier.Type: GrantFiled: January 13, 2023Date of Patent: September 24, 2024Assignee: CAPITAL ONE SERVICES, LLCInventors: James Zarakas, Kevin P. Kelly, Saleem Sangi, Adam Koeppel
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Patent number: 12075238Abstract: Systems and methods for securely pairing a transmitting device with a receiving device are described. The systems and methods may communicate with a first device via a first communication method over a wireless communication network. The systems and methods may transmit, to the first device via a second communication method, a first sensory pattern representing a first key. In addition, the system and methods may communicate with the first device via the first communication method using the first key.Type: GrantFiled: December 27, 2022Date of Patent: August 27, 2024Assignee: Capital One Services, LLCInventors: Kevin P. Kelly, Saleem A. Sangi, Robert T. Perry, Adam R. Koeppel
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Patent number: 11954747Abstract: A method of distributing a smart will of a user, the method comprising: receiving a smart will creation request comprising: one or more beneficiary wallet identifiers, and asset distribution rules; creating, based on the smart will creation request, an estate smart contract, the estate smart contract being configured to authorize transfer of one or more assets registered to the estate smart contract to a storage location specified by an executor smart contract; receiving, by the executor smart contract, a death notification indicative of death of an owner of the estate smart contract; instructing the estate smart contract to transfer the assets from the estate smart contract to a trust smart contract; verifying, by the trust smart contract, that the beneficiary wallets are valid; and transferring, by the trust smart contract, one or more assets to the beneficiary wallets in accordance with the asset distribution rules.Type: GrantFiled: June 15, 2022Date of Patent: April 9, 2024Assignee: CAPITAL ONE SERVICES, LLCInventors: Steven Quadros, Mykhaylo Bulgakov, Adnan Malik, Kevin P. Kelly, William Carroll, Adam Vukich, Abdelkader Benkreira
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Publication number: 20230350881Abstract: A method of recovering blockchain wallet items, the method including: configuring a first smart contract to authorize a second smart contract to initiate transfer of one or more wallet items registered to the first smart contract to a location specified by the second smart contract; configuring the second smart contract to initiate transfer of the one or more wallet items from the first smart contract in response to receiving a first recovery verifier; receiving, via an API and by the second smart contract, a wallet recovery request associated with the first smart contract, the wallet recovery request specifying a third smart contract as being a recipient wallet; and based on the wallet recovery request and responsive to receiving the first recovery verifier, initiating, by the second smart contract, a transfer of the one or more wallet items from the first smart contract to the third smart contracts.Type: ApplicationFiled: July 11, 2023Publication date: November 2, 2023Inventors: Adam Vukich, Kevin P. Kelly, Adnan Malik, Mykhaylo Bulgakov, William Carroll, Steven Quadros, Abdelkader Benkreira
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Patent number: 11741082Abstract: A method of recovering blockchain wallet items, the method including: configuring a first smart contract to authorize a second smart contract to initiate transfer of one or more wallet items registered to the first smart contract to a location specified by the second smart contract; configuring the second smart contract to initiate transfer of the one or more wallet items from the first smart contract in response to receiving a first recovery verifier; receiving, via an API and by the second smart contract, a wallet recovery request associated with the first smart contract, the wallet recovery request specifying a third smart contract as being a recipient wallet; and based on the wallet recovery request and responsive to receiving the first recovery verifier, initiating, by the second smart contract, a transfer of the one or more wallet items from the first smart contract to the third smart contracts.Type: GrantFiled: April 30, 2020Date of Patent: August 29, 2023Assignee: CAPITAL ONE SERVICES, LLCInventors: Adam Vukich, Kevin P. Kelly, Adnan Malik, Mykhaylo Bulgakov, William Carroll, Steven Quadros, Abdelkader Benkreira
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Publication number: 20230179981Abstract: A method and system for automatically connecting one customer device with another over a Bluetooth or similar connection. The automatic connection may be made by generating a unique identifier to store on a new customer device and a backend system associated with an existing customer device and connecting the new customer device with the existing customer device using the unique identifier.Type: ApplicationFiled: January 13, 2023Publication date: June 8, 2023Inventors: James ZARAKAS, Kevin P. KELLY, Saleem SANGI, Adam KOEPPEL
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Publication number: 20230135455Abstract: Systems and methods for securely pairing a transmitting device with a receiving device are described. The systems and methods may communicate with a first device via a first communication method over a wireless communication network. The systems and methods may transmit, to the first device via a second communication method, a first sensory pattern representing a first key. In addition, the system and methods may communicate with the first device via the first communication method using the first key.Type: ApplicationFiled: December 27, 2022Publication date: May 4, 2023Applicant: Capital One Services, LLCInventors: Kevin P. KELLY, Saleem A. SANGI, Robert T. PERRY, Adam R. KOEPPEL
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Patent number: 11589202Abstract: A method and system for automatically connecting one customer device with another over a Bluetooth or similar connection. The automatic connection may be made by generating a unique identifier to store on a new customer device and a backend system associated with an existing customer device and connecting the new customer device with the existing customer device using the unique identifier.Type: GrantFiled: July 26, 2021Date of Patent: February 21, 2023Assignee: CAPITAL ONE SERVICES, LLCInventors: James Zarakas, Kevin P. Kelly, Saleem Sangi, Adam Koeppel
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Patent number: 11563775Abstract: Systems and methods for securely pairing a transmitting device with a receiving device are described. The systems and methods may communicate with a first device via a first communication method over a wireless communication network. The systems and methods may transmit, to the first device via a second communication method, a first sensory pattern representing a first key. In addition, the system and methods may communicate with the first device via the first communication method using the first key.Type: GrantFiled: June 3, 2021Date of Patent: January 24, 2023Assignee: Capital One Services, LLCInventors: Kevin P. Kelly, Saleem A. Sangi, Robert T. Perry, Adam R. Koeppel
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Publication number: 20220335428Abstract: A dynamic transaction card comprising an outer surface, a sensor, and a display disposed on the outer surface is disclosed. The dynamic transaction card can include an antenna and a microcontroller controlling a dynamic transaction card application. The dynamic transaction card can also include a secure payment chip having a plurality of contact points and storing a passive tag associated with a user. The passive tag can include a unique identifier and one or more log-in credentials for the user. When making a purchase, the user can be authenticated via a connection between the dynamic transaction card and a user device. The unique identifier can be used as an authentication token and the one or more log-in credentials can be verified against log-in credentials associated with the user.Type: ApplicationFiled: April 25, 2022Publication date: October 20, 2022Inventors: Tyler LOCKE, Kevin P. KELLY
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Publication number: 20220309600Abstract: A method of distributing a smart will of a user, the method comprising: receiving a smart will creation request comprising: one or more beneficiary wallet identifiers, and asset distribution rules; creating, based on the smart will creation request, an estate smart contract, the estate smart contract being configured to authorize transfer of one or more assets registered to the estate smart contract to a storage location specified by an executor smart contract; receiving, by the executor smart contract, a death notification indicative of death of an owner of the estate smart contract; instructing the estate smart contract to transfer the assets from the estate smart contract to a trust smart contract; verifying, by the trust smart contract, that the beneficiary wallets are valid; and transferring, by the trust smart contract, one or more assets to the beneficiary wallets in accordance with the asset distribution rules.Type: ApplicationFiled: June 15, 2022Publication date: September 29, 2022Inventors: Steven Quadros, Mykhaylo Bulgakov, Adnan Malik, Kevin P. Kelly, William Carroll, Adam Vukich, Abdelkader Benkreira
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Patent number: 11386511Abstract: A method of distributing a smart will of a user, the method comprising: receiving a smart will creation request comprising: one or more beneficiary wallet identifiers, and asset distribution rules; creating, based on the smart will creation request, an estate smart contract, the estate smart contract being configured to authorize transfer of one or more assets registered to the estate smart contract to a storage location specified by an executor smart contract; receiving, by the executor smart contract, a death notification indicative of death of an owner of the estate smart contract; instructing the estate smart contract to transfer the assets from the estate smart contract to a trust smart contract; verifying, by the trust smart contract, that the beneficiary wallets are valid; and transferring, by the trust smart contract, one or more assets to the beneficiary wallets in accordance with the asset distribution rules.Type: GrantFiled: April 29, 2020Date of Patent: July 12, 2022Assignee: CAPITAL ONE SERVICES, LLCInventors: Steven Quadros, Mykhaylo Bulgakov, Adnan Malik, Kevin P. Kelly, William Carroll, Adam Vukich, Abdelkader Benkreira
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Patent number: 11354554Abstract: A dynamic transaction card that is manufactured using conductive plastic jumpers that will dissolve when in contact with a solvent used to tamper with the dynamic transaction card. Internal components of a dynamic transaction card may be manufactured using a synthetic or semi-synthetic organic material, such as, for example, plastics. These materials may be conductive to provide functionality to a dynamic transaction card, such as a connection between an integrated circuit and other card components such that when the materials dissolve, the connections are broken and the dynamic transaction card may be inactive due to the loss of various connections.Type: GrantFiled: February 12, 2021Date of Patent: June 7, 2022Assignee: CAPITAL ONE SERVICES, LLCInventors: David Wurmfeld, James Zarakas, Theodore Markson, Saleem Sangi, Tyler Locke, Kevin P. Kelly
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Publication number: 20220147992Abstract: A dynamic transaction card comprising an outer surface, a sensor, and a display disposed on the outer surface is disclosed. The dynamic transaction card can include an antenna and a microcontroller controlling a dynamic transaction card application. The dynamic transaction card can also include a secure payment chip having a plurality of contact points and storing a passive tag associated with a user. The passive tag can include a unique identifier and one or more log-in credentials for the user. When making a purchase, the user can be authenticated via a connection between the dynamic transaction card and a user device. The unique identifier can be used as an authentication token and the one or more log-in credentials can be verified against log-in credentials associated with the user.Type: ApplicationFiled: December 4, 2019Publication date: May 12, 2022Inventors: Tyler LOCKE, Kevin P. KELLY
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Patent number: 11315114Abstract: A dynamic transaction card comprising an outer surface, a sensor, and a display disposed on the outer surface is disclosed. The dynamic transaction card can include an antenna and a microcontroller controlling a dynamic transaction card application. The dynamic transaction card can also include a secure payment chip having a plurality of contact points and storing a passive tag associated with a user. The passive tag can include a unique identifier and one or more log-in credentials for the user. When making a purchase, the user can be authenticated via a connection between the dynamic transaction card and a user device. The unique identifier can be used as an authentication token and the one or more log-in credentials can be verified against log-in credentials associated with the user.Type: GrantFiled: December 4, 2019Date of Patent: April 26, 2022Assignee: CAPITAL ONE SERVICES, LLCInventors: Tyler Locke, Kevin P. Kelly
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Publication number: 20210352459Abstract: A method and system for automatically connecting one customer device with another over a Bluetooth or similar connection. The automatic connection may be made by generating a unique identifier to store on a new customer device and a backend system associated with an existing customer device and connecting the new customer device with the existing customer device using the unique identifier.Type: ApplicationFiled: July 26, 2021Publication date: November 11, 2021Inventors: James ZARAKAS, Kevin P. KELLY, Saleem SANGI, Adam KOEPPEL
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Patent number: 11164177Abstract: A dynamic transaction card that includes a number of layers, each of which may be interconnected to one another. For example, a dynamic transaction card may include an outer layer, a potting layer, a touch sensor layer, a display layer (including, for example, LEDs, a dot matrix display, and the like), a microcontroller storing firmware, Java applets, Java applet integration, and the like, an EMV chip, an energy storage component, one or more antenna (e.g., Bluetooth antenna, NFC antenna, and the like), a power management component, a flexible printed circuit board (PCB), a chassis, and/or a card backing layer. The card includes a secure element to receive visual impairment settings and alert data. A microprocessor can convert the alert data into impairment data based on the visual impairment settings. A display is generated based on the impairment data.Type: GrantFiled: June 9, 2020Date of Patent: November 2, 2021Assignee: CAPITAL ONE SERVICES, LLCInventors: James Zarakas, Theodore Markson, Adam Koeppel, Kevin P. Kelly, Brian Briggman, Saleem Sangi, David Wurmfeld, Tyler Locke, Karla M. Escalante
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Publication number: 20210297450Abstract: Systems and methods for securely pairing a transmitting device with a receiving device are described. The systems and methods may communicate with a first device via a first communication method over a wireless communication network. The systems and methods may transmit, to the first device via a second communication method, a first sensory pattern representing a first key. In addition, the system and methods may communicate with the first device via the first communication method using the first key.Type: ApplicationFiled: June 3, 2021Publication date: September 23, 2021Applicant: Capital One Services, LLCInventors: Kevin P. KELLY, Saleem A. SANGI, Robert T. PERRY, Adam R. KOEPPEL