Patents by Inventor Kevin P. Kelly

Kevin P. Kelly has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 12141804
    Abstract: A dynamic transaction card comprising an outer surface, a sensor, and a display disposed on the outer surface is disclosed. The dynamic transaction card can include an antenna and a microcontroller controlling a dynamic transaction card application. The dynamic transaction card can also include a secure payment chip having a plurality of contact points and storing a passive tag associated with a user. The passive tag can include a unique identifier and one or more log-in credentials for the user. When making a purchase, the user can be authenticated via a connection between the dynamic transaction card and a user device. The unique identifier can be used as an authentication token and the one or more log-in credentials can be verified against log-in credentials associated with the user.
    Type: Grant
    Filed: April 25, 2022
    Date of Patent: November 12, 2024
    Assignee: CAPITAL ONE SERVICES, LLC
    Inventors: Tyler Locke, Kevin P. Kelly
  • Patent number: 12117993
    Abstract: A method of recovering blockchain wallet items, the method including: configuring a first smart contract to authorize a second smart contract to initiate transfer of one or more wallet items registered to the first smart contract to a location specified by the second smart contract; configuring the second smart contract to initiate transfer of the one or more wallet items from the first smart contract in response to receiving a first recovery verifier; receiving, via an API and by the second smart contract, a wallet recovery request associated with the first smart contract, the wallet recovery request specifying a third smart contract as being a recipient wallet; and based on the wallet recovery request and responsive to receiving the first recovery verifier, initiating, by the second smart contract, a transfer of the one or more wallet items from the first smart contract to the third smart contracts.
    Type: Grant
    Filed: July 11, 2023
    Date of Patent: October 15, 2024
    Assignee: CAPITAL ONE SERVICES, LLC
    Inventors: Adam Vukich, Kevin P. Kelly, Adnan Malik, Mykhaylo Bulgakov, William Carroll, Steven Quadros, Abdelkader Benkreira
  • Patent number: 12101704
    Abstract: A method and system for automatically connecting one customer device with another over a Bluetooth or similar connection. The automatic connection may be made by generating a unique identifier to store on a new customer device and a backend system associated with an existing customer device and connecting the new customer device with the existing customer device using the unique identifier.
    Type: Grant
    Filed: January 13, 2023
    Date of Patent: September 24, 2024
    Assignee: CAPITAL ONE SERVICES, LLC
    Inventors: James Zarakas, Kevin P. Kelly, Saleem Sangi, Adam Koeppel
  • Patent number: 12075238
    Abstract: Systems and methods for securely pairing a transmitting device with a receiving device are described. The systems and methods may communicate with a first device via a first communication method over a wireless communication network. The systems and methods may transmit, to the first device via a second communication method, a first sensory pattern representing a first key. In addition, the system and methods may communicate with the first device via the first communication method using the first key.
    Type: Grant
    Filed: December 27, 2022
    Date of Patent: August 27, 2024
    Assignee: Capital One Services, LLC
    Inventors: Kevin P. Kelly, Saleem A. Sangi, Robert T. Perry, Adam R. Koeppel
  • Patent number: 11954747
    Abstract: A method of distributing a smart will of a user, the method comprising: receiving a smart will creation request comprising: one or more beneficiary wallet identifiers, and asset distribution rules; creating, based on the smart will creation request, an estate smart contract, the estate smart contract being configured to authorize transfer of one or more assets registered to the estate smart contract to a storage location specified by an executor smart contract; receiving, by the executor smart contract, a death notification indicative of death of an owner of the estate smart contract; instructing the estate smart contract to transfer the assets from the estate smart contract to a trust smart contract; verifying, by the trust smart contract, that the beneficiary wallets are valid; and transferring, by the trust smart contract, one or more assets to the beneficiary wallets in accordance with the asset distribution rules.
    Type: Grant
    Filed: June 15, 2022
    Date of Patent: April 9, 2024
    Assignee: CAPITAL ONE SERVICES, LLC
    Inventors: Steven Quadros, Mykhaylo Bulgakov, Adnan Malik, Kevin P. Kelly, William Carroll, Adam Vukich, Abdelkader Benkreira
  • Publication number: 20230350881
    Abstract: A method of recovering blockchain wallet items, the method including: configuring a first smart contract to authorize a second smart contract to initiate transfer of one or more wallet items registered to the first smart contract to a location specified by the second smart contract; configuring the second smart contract to initiate transfer of the one or more wallet items from the first smart contract in response to receiving a first recovery verifier; receiving, via an API and by the second smart contract, a wallet recovery request associated with the first smart contract, the wallet recovery request specifying a third smart contract as being a recipient wallet; and based on the wallet recovery request and responsive to receiving the first recovery verifier, initiating, by the second smart contract, a transfer of the one or more wallet items from the first smart contract to the third smart contracts.
    Type: Application
    Filed: July 11, 2023
    Publication date: November 2, 2023
    Inventors: Adam Vukich, Kevin P. Kelly, Adnan Malik, Mykhaylo Bulgakov, William Carroll, Steven Quadros, Abdelkader Benkreira
  • Patent number: 11741082
    Abstract: A method of recovering blockchain wallet items, the method including: configuring a first smart contract to authorize a second smart contract to initiate transfer of one or more wallet items registered to the first smart contract to a location specified by the second smart contract; configuring the second smart contract to initiate transfer of the one or more wallet items from the first smart contract in response to receiving a first recovery verifier; receiving, via an API and by the second smart contract, a wallet recovery request associated with the first smart contract, the wallet recovery request specifying a third smart contract as being a recipient wallet; and based on the wallet recovery request and responsive to receiving the first recovery verifier, initiating, by the second smart contract, a transfer of the one or more wallet items from the first smart contract to the third smart contracts.
    Type: Grant
    Filed: April 30, 2020
    Date of Patent: August 29, 2023
    Assignee: CAPITAL ONE SERVICES, LLC
    Inventors: Adam Vukich, Kevin P. Kelly, Adnan Malik, Mykhaylo Bulgakov, William Carroll, Steven Quadros, Abdelkader Benkreira
  • Publication number: 20230179981
    Abstract: A method and system for automatically connecting one customer device with another over a Bluetooth or similar connection. The automatic connection may be made by generating a unique identifier to store on a new customer device and a backend system associated with an existing customer device and connecting the new customer device with the existing customer device using the unique identifier.
    Type: Application
    Filed: January 13, 2023
    Publication date: June 8, 2023
    Inventors: James ZARAKAS, Kevin P. KELLY, Saleem SANGI, Adam KOEPPEL
  • Publication number: 20230135455
    Abstract: Systems and methods for securely pairing a transmitting device with a receiving device are described. The systems and methods may communicate with a first device via a first communication method over a wireless communication network. The systems and methods may transmit, to the first device via a second communication method, a first sensory pattern representing a first key. In addition, the system and methods may communicate with the first device via the first communication method using the first key.
    Type: Application
    Filed: December 27, 2022
    Publication date: May 4, 2023
    Applicant: Capital One Services, LLC
    Inventors: Kevin P. KELLY, Saleem A. SANGI, Robert T. PERRY, Adam R. KOEPPEL
  • Patent number: 11589202
    Abstract: A method and system for automatically connecting one customer device with another over a Bluetooth or similar connection. The automatic connection may be made by generating a unique identifier to store on a new customer device and a backend system associated with an existing customer device and connecting the new customer device with the existing customer device using the unique identifier.
    Type: Grant
    Filed: July 26, 2021
    Date of Patent: February 21, 2023
    Assignee: CAPITAL ONE SERVICES, LLC
    Inventors: James Zarakas, Kevin P. Kelly, Saleem Sangi, Adam Koeppel
  • Patent number: 11563775
    Abstract: Systems and methods for securely pairing a transmitting device with a receiving device are described. The systems and methods may communicate with a first device via a first communication method over a wireless communication network. The systems and methods may transmit, to the first device via a second communication method, a first sensory pattern representing a first key. In addition, the system and methods may communicate with the first device via the first communication method using the first key.
    Type: Grant
    Filed: June 3, 2021
    Date of Patent: January 24, 2023
    Assignee: Capital One Services, LLC
    Inventors: Kevin P. Kelly, Saleem A. Sangi, Robert T. Perry, Adam R. Koeppel
  • Publication number: 20220335428
    Abstract: A dynamic transaction card comprising an outer surface, a sensor, and a display disposed on the outer surface is disclosed. The dynamic transaction card can include an antenna and a microcontroller controlling a dynamic transaction card application. The dynamic transaction card can also include a secure payment chip having a plurality of contact points and storing a passive tag associated with a user. The passive tag can include a unique identifier and one or more log-in credentials for the user. When making a purchase, the user can be authenticated via a connection between the dynamic transaction card and a user device. The unique identifier can be used as an authentication token and the one or more log-in credentials can be verified against log-in credentials associated with the user.
    Type: Application
    Filed: April 25, 2022
    Publication date: October 20, 2022
    Inventors: Tyler LOCKE, Kevin P. KELLY
  • Publication number: 20220309600
    Abstract: A method of distributing a smart will of a user, the method comprising: receiving a smart will creation request comprising: one or more beneficiary wallet identifiers, and asset distribution rules; creating, based on the smart will creation request, an estate smart contract, the estate smart contract being configured to authorize transfer of one or more assets registered to the estate smart contract to a storage location specified by an executor smart contract; receiving, by the executor smart contract, a death notification indicative of death of an owner of the estate smart contract; instructing the estate smart contract to transfer the assets from the estate smart contract to a trust smart contract; verifying, by the trust smart contract, that the beneficiary wallets are valid; and transferring, by the trust smart contract, one or more assets to the beneficiary wallets in accordance with the asset distribution rules.
    Type: Application
    Filed: June 15, 2022
    Publication date: September 29, 2022
    Inventors: Steven Quadros, Mykhaylo Bulgakov, Adnan Malik, Kevin P. Kelly, William Carroll, Adam Vukich, Abdelkader Benkreira
  • Patent number: 11386511
    Abstract: A method of distributing a smart will of a user, the method comprising: receiving a smart will creation request comprising: one or more beneficiary wallet identifiers, and asset distribution rules; creating, based on the smart will creation request, an estate smart contract, the estate smart contract being configured to authorize transfer of one or more assets registered to the estate smart contract to a storage location specified by an executor smart contract; receiving, by the executor smart contract, a death notification indicative of death of an owner of the estate smart contract; instructing the estate smart contract to transfer the assets from the estate smart contract to a trust smart contract; verifying, by the trust smart contract, that the beneficiary wallets are valid; and transferring, by the trust smart contract, one or more assets to the beneficiary wallets in accordance with the asset distribution rules.
    Type: Grant
    Filed: April 29, 2020
    Date of Patent: July 12, 2022
    Assignee: CAPITAL ONE SERVICES, LLC
    Inventors: Steven Quadros, Mykhaylo Bulgakov, Adnan Malik, Kevin P. Kelly, William Carroll, Adam Vukich, Abdelkader Benkreira
  • Patent number: 11354554
    Abstract: A dynamic transaction card that is manufactured using conductive plastic jumpers that will dissolve when in contact with a solvent used to tamper with the dynamic transaction card. Internal components of a dynamic transaction card may be manufactured using a synthetic or semi-synthetic organic material, such as, for example, plastics. These materials may be conductive to provide functionality to a dynamic transaction card, such as a connection between an integrated circuit and other card components such that when the materials dissolve, the connections are broken and the dynamic transaction card may be inactive due to the loss of various connections.
    Type: Grant
    Filed: February 12, 2021
    Date of Patent: June 7, 2022
    Assignee: CAPITAL ONE SERVICES, LLC
    Inventors: David Wurmfeld, James Zarakas, Theodore Markson, Saleem Sangi, Tyler Locke, Kevin P. Kelly
  • Publication number: 20220147992
    Abstract: A dynamic transaction card comprising an outer surface, a sensor, and a display disposed on the outer surface is disclosed. The dynamic transaction card can include an antenna and a microcontroller controlling a dynamic transaction card application. The dynamic transaction card can also include a secure payment chip having a plurality of contact points and storing a passive tag associated with a user. The passive tag can include a unique identifier and one or more log-in credentials for the user. When making a purchase, the user can be authenticated via a connection between the dynamic transaction card and a user device. The unique identifier can be used as an authentication token and the one or more log-in credentials can be verified against log-in credentials associated with the user.
    Type: Application
    Filed: December 4, 2019
    Publication date: May 12, 2022
    Inventors: Tyler LOCKE, Kevin P. KELLY
  • Patent number: 11315114
    Abstract: A dynamic transaction card comprising an outer surface, a sensor, and a display disposed on the outer surface is disclosed. The dynamic transaction card can include an antenna and a microcontroller controlling a dynamic transaction card application. The dynamic transaction card can also include a secure payment chip having a plurality of contact points and storing a passive tag associated with a user. The passive tag can include a unique identifier and one or more log-in credentials for the user. When making a purchase, the user can be authenticated via a connection between the dynamic transaction card and a user device. The unique identifier can be used as an authentication token and the one or more log-in credentials can be verified against log-in credentials associated with the user.
    Type: Grant
    Filed: December 4, 2019
    Date of Patent: April 26, 2022
    Assignee: CAPITAL ONE SERVICES, LLC
    Inventors: Tyler Locke, Kevin P. Kelly
  • Publication number: 20210352459
    Abstract: A method and system for automatically connecting one customer device with another over a Bluetooth or similar connection. The automatic connection may be made by generating a unique identifier to store on a new customer device and a backend system associated with an existing customer device and connecting the new customer device with the existing customer device using the unique identifier.
    Type: Application
    Filed: July 26, 2021
    Publication date: November 11, 2021
    Inventors: James ZARAKAS, Kevin P. KELLY, Saleem SANGI, Adam KOEPPEL
  • Patent number: 11164177
    Abstract: A dynamic transaction card that includes a number of layers, each of which may be interconnected to one another. For example, a dynamic transaction card may include an outer layer, a potting layer, a touch sensor layer, a display layer (including, for example, LEDs, a dot matrix display, and the like), a microcontroller storing firmware, Java applets, Java applet integration, and the like, an EMV chip, an energy storage component, one or more antenna (e.g., Bluetooth antenna, NFC antenna, and the like), a power management component, a flexible printed circuit board (PCB), a chassis, and/or a card backing layer. The card includes a secure element to receive visual impairment settings and alert data. A microprocessor can convert the alert data into impairment data based on the visual impairment settings. A display is generated based on the impairment data.
    Type: Grant
    Filed: June 9, 2020
    Date of Patent: November 2, 2021
    Assignee: CAPITAL ONE SERVICES, LLC
    Inventors: James Zarakas, Theodore Markson, Adam Koeppel, Kevin P. Kelly, Brian Briggman, Saleem Sangi, David Wurmfeld, Tyler Locke, Karla M. Escalante
  • Publication number: 20210297450
    Abstract: Systems and methods for securely pairing a transmitting device with a receiving device are described. The systems and methods may communicate with a first device via a first communication method over a wireless communication network. The systems and methods may transmit, to the first device via a second communication method, a first sensory pattern representing a first key. In addition, the system and methods may communicate with the first device via the first communication method using the first key.
    Type: Application
    Filed: June 3, 2021
    Publication date: September 23, 2021
    Applicant: Capital One Services, LLC
    Inventors: Kevin P. KELLY, Saleem A. SANGI, Robert T. PERRY, Adam R. KOEPPEL