Patents by Inventor Kevin W. Stange

Kevin W. Stange has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20230122814
    Abstract: Disclosed herein are a computer system, computer-implemented methods, and related technologies that may be used for administering a customizable annuity product. The customizable annuity product has a number of investment sleeves, each of which is tied to an index such as a mutual fund or a stock index. For each investment sleeve, the annuity purchaser can choose the index to which the account is tied, though funds from the annuity product are not actually invested in the indices. During the accumulation phase of a customizable annuity product, the account value for the product may increase (or, potentially, decrease) in proportion with the performance of the indices to which the investment sleeves are tied. The disclosed computer system, computer-implemented methods, and related technologies may be used by an insurance company or other financial institution to administer the customizable annuity product and communicate with the purchasers of customizable annuity product.
    Type: Application
    Filed: September 20, 2022
    Publication date: April 20, 2023
    Inventors: Keith E. Golembiewski, Kevin W. Stange, Christopher B. Abreu
  • Patent number: 11449941
    Abstract: Disclosed herein are a computer system, computer-implemented methods, and related technologies that may be used for administering a customizable annuity product. The customizable annuity product has a number of investment sleeves, each of which is tied to an index such as a mutual fund or a stock index. For each investment sleeve, the annuity purchaser can choose the index to which the account is tied, though funds from the annuity product are not actually invested in the indices. During the accumulation phase of a customizable annuity product, the account value for the product may increase (or, potentially, decrease) in proportion with the performance of the indices to which the investment sleeves are tied. The disclosed computer system, computer-implemented methods, and related technologies may be used by an insurance company or other financial institution to administer the customizable annuity product and communicate with the purchasers of customizable annuity product.
    Type: Grant
    Filed: October 27, 2011
    Date of Patent: September 20, 2022
    Assignee: TALCOTT RESOLUTION LIFE INSURANCE COMPANY
    Inventors: Keith E. Golembiewski, Kevin W. Stange, Christopher B. Abreu
  • Publication number: 20130110742
    Abstract: Disclosed herein are a computer system, computer-implemented methods, and related technologies that may be used for administering a customizable annuity product. The customizable annuity product has a number of investment sleeves, each of which is tied to an index such as a mutual fund or a stock index. For each investment sleeve, the annuity purchaser can choose the index to which the account is tied, though funds from the annuity product are not actually invested in the indices. During the accumulation phase of a customizable annuity product, the account value for the product may increase (or, potentially, decrease) in proportion with the performance of the indices to which the investment sleeves are tied. The disclosed computer system, computer-implemented methods, and related technologies may be used by an insurance company or other financial institution to administer the customizable annuity product and communicate with the purchasers of customizable annuity product.
    Type: Application
    Filed: October 27, 2011
    Publication date: May 2, 2013
    Applicant: HARTFORD FIRE INSURANCE COMPANY
    Inventors: Keith E. Golembiewski, Kevin W. Stange, Christopher B. Abreu