Abstract: A computer program, system and method for determining compensatory amount in a deposit-share exchange agreement over a computer network such as the Internet. Such compensatory amount is necessary to accord and satisfaction in place of an action to sue by depositor for damages where the deposit institution failed to exchange its obligation with said depositor. This compensatory amount is also an inducement to keep deposit agreement on foot. The computer system includes a computer connected to the Internet, which performs the following functions: (1) receiving details from a prospective depositor over a network; (2) and receive the compensatory amount as calculated by deposit institution.

Abstract: Method, apparatus and program to offer a vehicle option. Calculation of a vehicle put option premium for a vehicle is disclosed whereby said contract provides the seller to contract selling a vehicle at the user's price of his own choosing or willingness to pay within a determined future period whereby premium in consideration of said contract provides a right but not an obligation for seller to sell to user.