Abstract: A benefits processing system is provided in which a central benefits processor is interconnected with continually updated databases containing such information as available investments, pricing information, commission schedules, and dividend information. To make all investments available to participants, the system uses a unique two-byte binary code for each investment. Through the use of dollar cost averaging, whole or part shares of any investment traded on any exchange or over-the-counter may be purchased as part of the plan. Various system modules for automatically handling support tasks are provided, in addition to modules created to handle new tasks previously unavailable in such benefits plans.