Abstract: A system receives transaction data from data source(s). The system stores a participant entity database. The system determines a first transaction included in the transaction data corresponds to a direct deposit transaction for a payment from a first entity to a recipient. The system determines that the first entity of the first transaction is a participating entity in an enhancement account that provides benefits to members of the participating entity. The system determines that the recipient of the first transaction is both a first member of the first entity and an account holder. The system determines a first account associated with the first account holder and automatically enrolls the first account in the enhancement account.

Abstract: A system provides healthcare monitoring and actuation of a user. The system establishes, via the distributed network, an operative communication channel with a wearable device of a user; generates and transmit a healthcare application to the wearable device via the operative communication channel; authenticates the wearable device at a first time based on at least receiving the indication that the user is in possession of the wearable device; determines that the user continues to remain in possession of the wearable device; identifies one or more trigger events associated with the user, wherein the one or more trigger events comprise healthcare trigger events, activity trigger events and location trigger events; and initiates one or more proactive response actions in response to the one or more trigger events.