Patents by Inventor KHRISTINA WATERS

KHRISTINA WATERS has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Using automated data validation in loan origination to evaluate credit worthiness and data reliability
    Patent number: 11227333
    Abstract: A system, comprises a device including a memory with an application configured to validate data in an acquisition installed thereon, wherein the system is improved by the application being configured to electronically receive a query for a financial transaction between a first party and a second party, electronically transmit an encryption key from the second party to a third party, electronically transmit the encryption key from the second party to a data source and accessing a first set of a data associated with the financial transaction, electronically receive the first set of data associated with the financial transaction and validate the first set of data associated with the financial transaction by applying validation heuristics and output a finding report and provide the second party validation heuristic output in the finding report.
    Type: Grant
    Filed: March 3, 2020
    Date of Patent: January 18, 2022
    Assignee: Fannie Mae
    Inventors: Eric Rosenblatt, Stacey Shifman, Lois Wesly, Alex Medinets, Khristina Waters
  • USING AUTOMATED DATA VALIDATION IN LOAN ORIGINATION TO EVALUATE CREDIT WORTHINESS AND DATA RELIABILITY
    Publication number: 20200202431
    Abstract: A system, comprises a device including a memory with an application configured to validate data in an acquisition installed thereon, wherein the system is improved by the application being configured to electronically receive a query for a financial transaction between a first party and a second party, electronically transmit an encryption key from the second party to a third party, electronically transmit the encryption key from the second party to a data source and accessing a first set of a data associated with the financial transaction, electronically receive the first set of data associated with the financial transaction and validate the first set of data associated with the financial transaction by applying validation heuristics and output a finding report and provide the second party validation heuristic output in the finding report.
    Type: Application
    Filed: March 3, 2020
    Publication date: June 25, 2020
    Inventors: Eric Rosenblatt, Stacey Shifman, Lois Wesly, Alex Medinets, Khristina Waters
  • Using automated data validation in loan origination to evaluate credit worthiness and data reliability
    Patent number: 10621664
    Abstract: A system, comprises a device including a memory with an application configured to validate data in an acquisition installed thereon, wherein the system is improved by the application being configured to electronically receive a query for a financial transaction between a first party and a second party, electronically transmit an encryption key from the second party to a third party, electronically transmit the encryption key from the second party to a data source and accessing a first set of a data associated with the financial transaction, electronically receive the first set of data associated with the financial transaction and validate the first set of data associated with the financial transaction by applying validation heuristics and output a finding report and provide the second party validation heuristic output in the finding report.
    Type: Grant
    Filed: May 18, 2016
    Date of Patent: April 14, 2020
    Assignee: Fannie Mae
    Inventors: Eric Rosenblatt, Stacey Shifman, Lois Wesly, Alex Medinets, Khristina Waters
  • USING AUTOMATED DATA VALIDATION IN LOAN ORIGINATION TO EVALUATE CREDIT WORTHINESS AND DATA RELIABILITY
    Publication number: 20170337625
    Abstract: A system, comprises a device including a memory with an application configured to validate data in an acquisition installed thereon, wherein the system is improved by the application being configured to electronically receive a query for a financial transaction between a first party and a second party, electronically transmit an encryption key from the second party to a third party, electronically transmit the encryption key from the second party to a data source and accessing a first set of a data associated with the financial transaction, electronically receive the first set of data associated with the financial transaction and validate the first set of data associated with the financial transaction by applying validation heuristics and output a finding report and provide the second party validation heuristic output in the finding report.
    Type: Application
    Filed: May 18, 2016
    Publication date: November 23, 2017
    Inventors: ERIC ROSENBLATT, STACEY SHIFMAN, LOIS WESLY, ALEX MEDINETS, KHRISTINA WATERS