Abstract: An encapsulated digital remittance solution that provides a remote money transfer server and a digital money transfer application installed on a personal computing device. The digital money transfer application integrates a money transfer shortcut into a digital interface of a digital messaging application, wherein the digital money transfer application can be launched from within the digital messaging application. When the money transfer shortcut is selected, the digital money transfer application initiates an encrypted connection between the personal computing device and the remote money transfer server to ensure the secure transfer of information. A currency transfer amount and a transfer recipient are selected by a user through a money transfer interface displayed within the digital messaging application. A money transfer confirmation is then generated and sent to the transfer recipient via the digital messaging application.