Patents by Inventor Kiran Kumar Sridhar
Kiran Kumar Sridhar has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Publication number: 20210182815Abstract: Methods, systems, and computer program products for secure cardless cash withdrawal are disclosed. For example, a computer-implemented method may include detecting presence of a user device at an automated teller machine (ATM) by one or more sensors, requesting an authorization indicator for a cash request in response to the detecting, receiving the authorization indicator associated with the cash request at the ATM where presentation of the authorization indicator at any one of a plurality of ATMs would authorize the cash request, and distributing funds associated with the cash request in response to receiving the authorization indicator.Type: ApplicationFiled: November 25, 2020Publication date: June 17, 2021Inventors: Balaji Raja, Aditya Jain, Teddy Vincent Toms, Kiran Kumar Sridhar
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Patent number: 10853778Abstract: Methods, systems, and computer program products for secure cardless cash withdrawal are disclosed. For example, a computer-implemented method may include detecting presence of a user device at an automated teller machine (ATM) by one or more sensors, requesting an authorization indicator for a cash request in response to the detecting, receiving the authorization indicator associated with the cash request at the ATM where presentation of the authorization indicator at any one of a plurality of ATMs would authorize the cash request, and distributing funds associated with the cash request in response to receiving the authorization indicator.Type: GrantFiled: November 28, 2018Date of Patent: December 1, 2020Assignee: PayPal, Inc.Inventors: Balaji Raja, Aditya Jain, Teddy Vincent Toms, Kiran Kumar Sridhar
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Patent number: 10489787Abstract: An embodiment includes a method of multi-leg transaction processing. The method includes receiving from a merchant server, a designation of two or more sub-transactions of a pending multi-leg transaction as a coupled group. The execution of any of the two or more sub-transactions in the coupled group is dependent on prior authorization of each of the two or more sub-transactions. The method includes receiving transaction input used to indicate conditional execution of the multi-leg transaction. Prior to execution of the multi-leg transaction and in substantially real time, the method includes determining whether each of the two or more sub-transactions in the coupled group is authorized. In response to any of the two or more sub-transactions being unauthorized, the method includes preventing execution of the multi-leg transaction. In response to authorization of each of the two or more sub-transactions, the method includes executing the multi-leg transaction non-sequentially.Type: GrantFiled: December 30, 2015Date of Patent: November 26, 2019Assignee: PAYPAL, INC.Inventors: Paul Sheard, Kiran Kumar Sridhar, Mitendra Mahto
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Publication number: 20190095889Abstract: Methods, systems, and computer program products for secure cardless cash withdrawal are disclosed. For example, a computer-implemented method may include detecting presence of a user device at an automated teller machine (ATM) by one or more sensors, requesting an authorization indicator for a cash request in response to the detecting, receiving the authorization indicator associated with the cash request at the ATM where presentation of the authorization indicator at any one of a plurality of ATMs would authorize the cash request, and distributing funds associated with the cash request in response to receiving the authorization indicator.Type: ApplicationFiled: November 28, 2018Publication date: March 28, 2019Inventors: Balaji Raja, Aditya Jain, Teddy Vincent Toms, Kiran Kumar Sridhar
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Publication number: 20170193512Abstract: An embodiment includes a method of multi-leg transaction processing. The method includes receiving from a merchant server, a designation of two or more sub-transactions of a pending multi-leg transaction as a coupled group. The execution of any of the two or more sub-transactions in the coupled group is dependent on prior authorization of each of the two or more sub-transactions. The method includes receiving transaction input used to indicate conditional execution of the multi-leg transaction. Prior to execution of the multi-leg transaction and in substantially real time, the method includes determining whether each of the two or more sub-transactions in the coupled group is authorized. In response to any of the two or more sub-transactions being unauthorized, the method includes preventing execution of the multi-leg transaction. In response to authorization of each of the two or more sub-transactions, the method includes executing the multi-leg transaction non-sequentially.Type: ApplicationFiled: December 30, 2015Publication date: July 6, 2017Inventors: Paul Sheard, Kiran Kumar Sridhar, Mitendra Mahto
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Publication number: 20170109718Abstract: Methods, systems, and computer program products for secure cardless cash withdrawal are disclosed. For example, a computer-implemented method may include detecting presence of a user device at an automated teller machine (ATM) by one or more sensors, requesting an authorization indicator for a cash request in response to the detecting, receiving the authorization indicator associated with the cash request at the ATM where presentation of the authorization indicator at any one of a plurality of ATMs would authorize the cash request, and distributing funds associated with the cash request in response to receiving the authorization indicator.Type: ApplicationFiled: December 30, 2016Publication date: April 20, 2017Inventors: Balaji Raja, Aditya Jain, Teddy Vincent Toms, Kiran Kumar Sridhar
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Patent number: 9536240Abstract: Methods, systems, and computer program products for secure cardless cash withdrawal are provided. A computer-implemented method may include identifying one or more cash machines near a computing device of a user, receiving a cash request from the computing device, generating a one-time authorization code on a secure server for the cash request when the computing device is detected by a sensor of a selected cash machine, providing the one-time authorization code to the computing device for display to the user when the computing device is detected within a distance allowing the user to operate the cash machine, validating a user-provided code received from the selected cash machine in view of the one-time authorization code, instructing the selected cash machine to distribute the requested cash when the user-provided code is validated, and invalidating the one-time authorization code when the cash request is completed.Type: GrantFiled: July 21, 2014Date of Patent: January 3, 2017Assignee: PayPal, Inc.Inventors: Balaji Raja, Aditya Jain, Teddy Vincent Toms, Kiran Kumar Sridhar
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Publication number: 20160019537Abstract: Methods, systems, and computer program products for secure cardless cash withdrawal are provided. A computer-implemented method may include identifying one or more cash machines near a computing device of a user, receiving a cash request from the computing device, generating a one-time authorization code on a secure server for the cash request when the computing device is detected by a sensor of a selected cash machine, providing the one-time authorization code to the computing device for display to the user when the computing device is detected within a distance allowing the user to operate the cash machine, validating a user-provided code received from the selected cash machine in view of the one-time authorization code, instructing the selected cash machine to distribute the requested cash when the user-provided code is validated, and invalidating the one-time authorization code when the cash request is completed.Type: ApplicationFiled: July 21, 2014Publication date: January 21, 2016Inventors: Balaji Raja, Aditya Jain, Teddy Vincent Toms, Kiran Kumar Sridhar