Abstract: A mobile device is made resistant to malware. Wireless mobile devices are paired with short-distance wireless technology to separate user gadgets like keyfobs. Two or more pieces of security passwords are escrowed separately amongst the physically distinct devices. Neither the mobile device nor its matching keyfob store or keep entire passwords.

Abstract: A mobile device is made resistant to malware. Wireless mobile devices are paired with short-distance wireless technology to separate user gadgets like keyfobs. Two or more pieces of security passwords are escrowed separately amongst the physically distinct devices. Neither the mobile device nor its matching keyfob store or keep entire passwords.

Abstract: Physical security methods and equipment are applied to mobile devices that use multi-factor authentication mobile apps. Herein, a password management mobile app physically escrows each encrypted password that must be stored into two parts. These are then distributed between two separate, independent physical devices. Only one of those parts is kept only in a separate user gadget like a keyfob. Any reconstitution of each password after decryption requires that the user have on-hand both the mobile device and the separate user gadget. Such reconstitution is one password at a time, and only as needed, and released for use in remote authentication with a master user password entry.

Abstract: A security system for defending online users against fraudsters and malicious websites comprises a back-end network server and appropriate apps for each protected user device. An otherwise conventional network server is enhanced with application software instructions for a centralized software-as-a-service (SaaS) to respond to network requests from user devices operating variously under ANDROID-type, APPLE IOS-type, and MICROSOFT WINDOWS-type operating systems. The SaaS investigates, surveys, and watches websites. It calculates confidence scores related to financial fraud and the acceptability and risk to said users of visiting particular websites. It maintains a trusted network database of website URL's calculated to belong to financial websites that can be trusted and present acceptable levels of fraud and financial risk to its visitors. Each user device application provides for secure password management and access via a security browser to websites in the trusted network.

Abstract: A security system for defending online users against fraudsters and malicious websites comprises a back-end network server and appropriate apps for each protected user device. An otherwise conventional network server is enhanced with application software instructions for a centralized software-as-a-service (SaaS) to respond to network requests from user devices operating variously under ANDROID-type, APPLE IOS-type, and MICROSOFT WINDOWS-type operating systems. The SaaS investigates, surveys, and watches websites. It calculates confidence scores related to financial fraud and the acceptability and risk to said users of visiting particular websites. It maintains a trusted network database of website URL's calculated to belong to financial websites that can be trusted and present acceptable levels of fraud and financial risk to its visitors. Each user device application provides for secure password management and access via a security browser to websites in the trusted network.