Patents by Inventor Kris Lowell Donaldson

Kris Lowell Donaldson has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20240037554
    Abstract: Systems and methods are provided for associating authentications and authorizations in connection with network interactions. An exemplary system includes a computing device configured to receive an authorization request for a network interaction from an acquirer, where the authorization request represents a transaction to a payment account and includes a transaction amount and an accountholder authentication value (AAV) indicative of a prior authentication associated with the transaction. The computing device is configured to determine whether the authorization request, the transaction amount and/or an interval associated with the authorization request satisfies a parameter.
    Type: Application
    Filed: October 13, 2023
    Publication date: February 1, 2024
    Inventors: Robert Albert Ederle, Mark B. Hey, Kris Lowell Donaldson, Gregory S. Kriebaum
  • Patent number: 11823187
    Abstract: Systems and methods are provided for associating authentications and authorizations in connection with network interactions. An exemplary system includes a computing device configured to receive an authorization request for a network interaction from an acquirer, where the authorization request includes a primary account number (PAN) for a payment account and a transaction amount. The computing device is also configured to determine whether the authorization request includes an accountholder authentication value (AAV) and/or a transaction identifier (ID). In response to the authorization request including the AAV and the transaction ID, the computing device is configured to determine whether the AAV and the transaction ID are included in a data structure and, in response to them being included in the data structure, append a tag to the authorization request indicative of association of the authorization request to an authentication in the data structure associated with the AAV and the transaction ID.
    Type: Grant
    Filed: May 27, 2021
    Date of Patent: November 21, 2023
    Assignee: MASTERCARD INTERNATIONAL INCORPORATED
    Inventors: Robert Albert Ederle, Mark B. Hey, Kris Lowell Donaldson, Gregory S. Kriebaum
  • Publication number: 20210374747
    Abstract: Systems and methods are provided for associating authentications and authorizations in connection with network interactions. An exemplary system includes a computing device configured to receive an authorization request for a network interaction from an acquirer, where the authorization request includes a primary account number (PAN) for a payment account and a transaction amount. The computing device is also configured to determine whether the authorization request includes an accountholder authentication value (AAV) and/or a transaction identifier (ID). In response to the authorization request including the AAV and the transaction ID, the computing device is configured to determine whether the AAV and the transaction ID are included in a data structure and, in response to them being included in the data structure, append a tag to the authorization request indicative of association of the authorization request to an authentication in the data structure associated with the AAV and the transaction ID.
    Type: Application
    Filed: May 27, 2021
    Publication date: December 2, 2021
    Inventors: Robert Albert Ederle, Mark B. Hey, Kris Lowell Donaldson, Gregory S. Kriebaum