Abstract: An electronic device includes a user interface, one or more sensors, a communication device, and one or more processors operable with the user interface, the one or more sensors, and the communication device. The one or more processors determine, with the one or more sensors, whether one or more persons are within a predefined environment of the electronic device. Where only one person is within the predefined environment, the one or more processors operate one or more of a financial application, a messaging application, or a banking application in a normal mode of operation. Where two or more persons are within the predefined environment, the one or more processors operate the one or more of the financial application, the messaging application, or the banking application in a security mode of operation.

Abstract: An electronic device includes one or more sensors, a user interface that has one or more user input output devices, and one or more processors operable with the one or more sensors and the user interface. The one or more processors receive an unsafe conditions command and, in response, cause a financial application or banking application to operate in an abnormal mode of operation. In the abnormal mode of operation, the financial application or banking application may present an incorrect balance, present one or more fictitious transactions or statements, may preclude the presentation of notifications, or perform other operations protecting personal and financial data structures.

Abstract: An electronic device includes a user interface, a communication device, and one or more processors operable with the user interface and communication device and operating a digital wallet application. The one or more processors are configured to determine a probable failure of the digital wallet application to complete upcoming financial transactions and cause the user interface to present a potential payment failure mode notification identifying a reason for the probable failure of the digital wallet application to complete the upcoming financial transactions prior to the upcoming financial transactions occurring.

Abstract: An electronic device includes a user interface, a communication device, and one or more processors operable with the user interface and communication device. The one or more processors are configured to determine a prospective financial transaction with a merchant requiring an on-site payment, retrieve, using the communication device, one or more payment modes accepted by the merchant using electronic signals across a network, and cause the user interface to present an offered payment mode notification identifying the one or more payment modes accepted by the merchant prior to the prospective financial transaction.

Abstract: An electronic device includes a user interface, a communication device, and one or more processors operable with the user interface and communication device and operating a digital wallet application. The one or more processors are configured to determine a probable failure of the digital wallet application to complete upcoming financial transactions due to one or more merchant or payment processor system malfunctions and cause the user interface to present a potential payment failure mode notification identifying the one or more merchant or payment processor system malfunctions prior to the upcoming financial transactions occurring.

Abstract: A method provides techniques for emoji management for electronic messaging. The message includes detecting, by a processor of an electronic device, selection of an emoji for sending within a message. A recipient is identified for the message. The method further includes determining one or more attributes that can be associated with the emoji, and retrieving at least one of a recipient emoji reception preference and a sender emoji transmission preference for the one or more attributes. The emoji is modified based on the one or more attributes corresponding to the at least one of the recipient emoji reception preference and the sender emoji transmission preference. The method continues with transmitting the message with the modified emoji to the recipient.

Abstract: A method provides techniques for detecting, by a processor of an electronic device, a use context associated with a do-not-disturb (DnD) operating mode of the electronic device. In response to detecting the DnD use context, a notification mode of the electronic device is changed from an original setting to a restrictive setting in which received and/or automatically generated notifications are not outputted in certain scenarios or during execution of certain applications or processes. The method further includes detecting entry into a DnD inactive condition from among a completion of the DnD use context or a switch to another use context that does not require a DnD operating mode, and restoring the notification mode of the electronic device to the original setting, based on detecting the DnD inactive condition.

Abstract: An electronic device includes a communication device, a user interface, and one or more processors operable with the communication device and user interface. The one or more processors extract, from an electronic communication relating to a parcel delivery received by the communication device, one or more delivery event relevant data fields that include at least a parcel delivery location and a parcel delivery location and cause the communication device to transmit an electronic entry system control communique allowing entry through an entry control system situated at the parcel delivery location at the parcel delivery time to the entry control system. The electronic entry system control communique may only be valid for a predefined duration spanning the parcel delivery time.

Abstract: Techniques for notification of data transaction based on time difference are described and are implementable to enable and disable presentation of delay alerts of delayed notifications of data transactions. For instance, a transaction notification of a data transaction is received at a client device. A comparison is performed of a time difference between a delivery time of the transaction notification and a transaction timestamp for the data transaction to a time difference threshold. The transaction notification is processed based at least in part on the comparison of the time difference to the time difference threshold, such as to present a delay alert if the transaction notification is delivered more than a threshold time duration after the data transaction.

Abstract: In aspects of automatic multi-categorization of transactions, an electronic device detects a transaction event in a transaction application linked to a payment application in an application ecosystem. The electronic device determines that a request for a transfer of digital payment of the transaction event is authorized at the payment application. The electronic device records a total value of the digital payment and a transaction identifier to the transaction event. The electronic device receives, from the transaction application via the data communication network of the application ecosystem, line-item details of the transaction event. The electronic device assigns, from a plurality of categories, a category to each item purchased in the transaction event based on analysis of the line-item details.

Abstract: An electronic device, a method and a computer program product for indicating a digital wallet balance from at least one digital wallet account. The method includes detecting, via at least one processor, a trigger to initiate indication of a digital wallet balance. In response to detecting the trigger to initiate indication of the digital wallet balance, the method further includes sending a balance inquiry for the digital wallet balance of each of the at least one digital wallet account and receiving, in response to the balance inquiry, the digital wallet balance for each of the at least one digital wallet account. The method further includes converting the digital wallet balance into a first balance indicator corresponding to the digital wallet balance and outputting the first balance indicator within a first graphical user interface presented on the display.

Abstract: A communication device, computer program product, and method are provided that generate an image stream to be transmitted from one communication device to at least another communication device in a video communication session. A controller (i) identifies, within a first image stream, secondary content displayed within at least one surface included in a first field of view, and (ii) in response to identifying the secondary content displayed within the at least one surface (a) generates a second image stream that does not include at least a portion of the secondary content; and (b) transmits the second image stream in place of the first image stream to the at least one second communication device during the video communication session.

Abstract: A method provides techniques for generating proactive alerts to prepare a device to enable an upcoming two-factor authentication (2FA) transaction. The method includes detecting, by an electronic device comprising a display, a potential two-factor authentication (2FA) condition. The method continues with detecting a 2FA readiness status of a receiving device to receive and present 2FA information. In response to identifying the 2FA readiness status of the receiving device as not ready, an alert is displayed on the display of the electronic device. Accordingly, disruptions and delays in transaction processing due to a receiving device not being ready for two-factor authentication are mitigated.

Abstract: A method provides techniques for managing payment reminders for electronic devices. The method includes receiving, by an electronic device comprising a display, a first notification corresponding to completion of a payment for a first bill. The method continues with subsequently detecting a second notification to make payment for the first bill, and identifying that the second notification corresponds to the first bill that has already been paid. In response to identifying that the second notification corresponds to the first bill that has already been paid, the method further includes suppressing presentation of the second notification on the display as a duplicate bill alert.

Abstract: Methods and apparatuses for identifying groups of electronic messages, generating conversation documents using the groups of electronic messages, and indexing the conversation documents to improve search ranking and retrieval for content contained within the electronic messages are described. In some cases, understanding the contents of a group of electronic messages may require context from outside the group of electronic messages, such as context provided by electronic messages outside of the group of electronic messages or context provided by electronic documents linked to by messages of the group of electronic messages. The identification of a group of electronic messages includes detecting a conversation boundary that separates a first set of messages from a second set of messages, which may be determined using machine learning approaches or various heuristics.

Abstract: In aspects of Do Not Disturb for encoded information, a mobile device detects that encoded account information is generated for display on a screen of the mobile device. The mobile device activates a Do Not Disturb setting of the mobile device based on detecting that the encoded account information is generated for display and a determination by the mobile device that the Do Not Disturb setting is off. The mobile device detects dismissal of the encoded account information from display. And the mobile device deactivates the Do Not Disturb setting based on the dismissal of the encoded account information.

Abstract: Techniques for feedback for transaction recipients are described and are implementable to enable users to provide transaction feedback for transaction recipients and the transaction feedback to be converted into recipient feedback for the transaction recipients. In implementations, a user can be presented with indicia of transaction feedback with a transaction recipient at various points in a data transaction process. The user can interact with the indicia of transaction feedback to indicate transaction feedback for a data transaction with the transaction recipient. The transaction feedback can be aggregated with other transaction feedback for the transaction feedback to generate recipient feedback for the transaction recipient.

Abstract: Techniques for impaired mode for a mobile device are described and are implementable to enable data transactions to be controlled based on different state conditions. For instance, different state conditions of a mobile device can indicate that a user of the mobile device may be in an impaired state. In such scenarios the mobile device may be transitioned to an impaired mode where data transactions are subject to transaction constraints.

Abstract: Techniques for feedback alerts for data transactions are described and are implementable to enable users to provide transaction feedback for data transactions and to receive feedback alerts for data transactions. In implementations, a user can initiate a data transaction with a particular party and can be presented with a feedback alert describing transaction feedback for previous data transactions with the particular party.

Abstract: A method in a conferencing system terminal device includes detecting, with one or more processors during a videoconference, a communication device electronically in communication with a plurality of remote electronic devices engaged in the videoconference. The method includes also detecting, with one or more sensors during the videoconference, an authorized user of the conferencing system terminal device engaging in a side conversation. One or more processors cause the communication device to transmit a video overlay for the authorized user of the conferencing system terminal device to the plurality of remote electronic devices while the side conversation occurs. This conceals the authorized user's participation in the side conversation.