Patents by Inventor Kristan C. Densmore

Kristan C. Densmore has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 8184894
    Abstract: Apparatus and methods for providing electronic reassociation of data transmissions of checks and backup information. A method according to the invention may include scanning each check received by a lockbox service and scanning backup information related to correspondence included with each check. Thereafter, the method may include electronically associating each check with the backup information. The method may include generating a data transmission for each check and the associated backup information. Finally, the method may include storing the data transmission for each check and the associated backup information at a periodic interval. Such an interval may be determined, at least in part, by the deposit cut-off time of a financial institution.
    Type: Grant
    Filed: November 25, 2008
    Date of Patent: May 22, 2012
    Assignee: Bank of America Corporation
    Inventors: Coty T. Cherrix, Orlando O. Atienza, Robert B. Walker, Kristan C. Densmore