Patents by Inventor Kristin Hodge Wallace

Kristin Hodge Wallace has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20220374266
    Abstract: Embodiments of the invention are directed to systems, methods, and computer program products for dynamic event-based integration of resources and temporal resource processing. The invention is structured for dynamic integration of resources and resource processing based on events. Embodiments of invention may be configured for determining technology activity systems associated with a user, analyzing resources data on a user's device, determining temporal action triggers, transmitting temporal action triggers, modifying user activity programs, and conducting modified user activity programs. The invention may also be configured for determining a user's geographical location, and predict the effect of geographical location and other parameters on the resource level of the user.
    Type: Application
    Filed: May 24, 2021
    Publication date: November 24, 2022
    Applicant: BANK OF AMERICA CORPORATION
    Inventors: Kashif M. Siddiqui, Ryan Elizabeth Barlow, Richard C. Clow, II, Justin duPont, Emily Elizabeth Pansa, Kristin Hodge Wallace
  • Patent number: 11354634
    Abstract: Systems, computer program products, and methods are described herein for layered digital resource distribution in an electronic network environment. The present invention is configured to electronically receive computing instructions from a computing device associated with a first entity comprising a first request to execute a resource transfer with a second entity; determine a primary digital resource associated with the first entity; generate a first digital resource specifically to execute the resource transfer with the second entity, wherein the first digital resource is associated with the primary digital resource, wherein the first digital resource is electronically linked to the primary digital resource; initiate the execution of the first request of the resource transfer with the second entity using the first digital resource; and store the first digital resource in a digital repository associated with the primary digital resource.
    Type: Grant
    Filed: January 2, 2020
    Date of Patent: June 7, 2022
    Assignee: BANK OF AMERICA CORPORATION
    Inventors: Tony England, Steven Michael Twombly, Kristin Hodge Wallace
  • Publication number: 20210209570
    Abstract: Systems, computer program products, and methods are described herein for layered digital resource distribution in an electronic network environment. The present invention is configured to electronically receive computing instructions from a computing device associated with a first entity comprising a first request to execute a resource transfer with a second entity; determine a primary digital resource associated with the first entity; generate a first digital resource specifically to execute the resource transfer with the second entity, wherein the first digital resource is associated with the primary digital resource, wherein the first digital resource is electronically linked to the primary digital resource; initiate the execution of the first request of the resource transfer with the second entity using the first digital resource; and store the first digital resource in a digital repository associated with the primary digital resource.
    Type: Application
    Filed: January 2, 2020
    Publication date: July 8, 2021
    Applicant: Bank of America Corporation
    Inventors: Tony England, Steven Michael Twombly, Kristin Hodge Wallace