Abstract: A provider institution computing system includes a customer database storing customer information, a network interface circuit structured to enable an exchange of information over a network, and a transaction circuit generating trackable transaction requests.

Abstract: Systems and methods relating to generating trackable transaction requests are disclosed. A financial institution computing system includes a customer database storing financial information and tracking information, a network interface circuit enabling the financial institution computing system to exchange information over a network, and a transaction circuit generating trackable transaction requests across a plurality of financial institutions. The transaction circuit receives financial information from an originator computing system over the network and generates a corresponding transaction request including a transaction identification code. The transaction request is transmitted to a correspondent institution over the network and tracking information is received from at least one correspondent institution. The tracking information is provided to the originator computing system the transaction circuit settles the transaction request.

Abstract: Disclosed in some examples are methods, systems, and machine readable mediums for online competitive payment bidding and route selection. A payment route matching and selection service may be a network accessible computer based service which allows banks to submit payment requests that are bid on by banks that wish to handle the payment, or part of the payment. Payment requests may specify one or more desired payment properties (such as cost, speed, and the like). Bids may specify offered payment properties (e.g., cost, speed, and the like). The payment route matching and selection service may then attempt to find a payment route (including zero or more payment legs) that most closely (relative to the other routes) matches the desired payment properties of the payment request based upon the offered payment properties of the submitted bids.

Abstract: Disclosed in some examples are methods, machine readable mediums, and systems that provide for improved payment processing utilizing a trusted beneficiary identification (ID) to identify trusted beneficiaries. The trusted beneficiary ID is included in payment details by the payor and signifies that the beneficiary of the payment is trusted by virtue of a prescreening process and was found to be trustworthy. The trusted beneficiary ID speeds payment by reducing false positives on sanctions checking and also by storing a trusted beneficiary record with beneficiary information which may be utilized to reduce missing or incorrect information.

Abstract: Techniques for global account consolidation are generally described. An example server system is configured to group a first financial account associated with a first country and a second financial associated with a second country to form a consolidated global account, and to receive a transaction request associated with the consolidated global account for the first and second financial accounts. The example server system is further configured to determine an exchange rate applicable to the transaction request between respective currencies of the first and second countries, to deduct a first transaction amount from the first financial account based on the transaction request and the exchange rate, and to add a second transaction amount to the second financial account based on the transaction request and the exchange rate, the adding and deducting being responsive to determining that the first and second financial accounts are both included in the consolidated global account.

Abstract: Systems and methods to perform a foreign exchange transaction between a buyer and a seller associated with an exchange network includes a request management circuit configured to receive an exchange request comprising a requested currency amount associated with a buyer, identify one or more exchange proposals comprising a second currency amount associated with one or more sellers, and perform the foreign exchange transaction based, at least in part, on the one or more exchange proposals, wherein funds from a repository associated with the exchange request are transferred to a repository associated with the one or more exchange proposals.