Patents by Inventor Kristine Diehl

Kristine Diehl has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Consumer due diligence for money transfer systems and methods
    Patent number: 11263606
    Abstract: A method of transferring money from a sender to a recipient using a third party money transfer service a point of sale device receiving transaction details for a requested money transfer; determining whether the requested transaction is an allowable transaction; and either aborting the transaction; attempting to identify the sender as an existing customer using the transaction details; using the sender's transaction history and the transaction details to determine whether to allow the requested transaction to proceed. If the requested transaction is allowed to proceed, the method includes creating a money transfer record for the requested transaction; associating a money transfer control number to the money transfer record; and using the transaction details to determine whether to monitor the requested transaction.
    Type: Grant
    Filed: October 23, 2019
    Date of Patent: March 1, 2022
    Assignee: The Western Union Company
    Inventor: Kristine Diehl
  • CONSUMER DUE DILIGENCE FOR MONEY TRANSFER SYSTEMS AND METHODS
    Publication number: 20200058003
    Abstract: A method of transferring money from a sender to a recipient using a third party money transfer service a point of sale device receiving transaction details for a requested money transfer; determining whether the requested transaction is an allowable transaction; and either aborting the transaction; attempting to identify the sender as an existing customer using the transaction details; using the sender's transaction history and the transaction details to determine whether to allow the requested transaction to proceed. If the requested transaction is allowed to proceed, the method includes creating a money transfer record for the requested transaction; associating a money transfer control number to the money transfer record; and using the transaction details to determine whether to monitor the requested transaction.
    Type: Application
    Filed: October 23, 2019
    Publication date: February 20, 2020
    Applicant: The Western Union Company
    Inventor: Kristine Diehl
  • Consumer due diligence for money transfer systems and methods
    Patent number: 10482435
    Abstract: A method of transferring money from a sender to a recipient using a third party money transfer service a point of sale device receiving transaction details for a requested money transfer; determining whether the requested transaction is an allowable transaction; and either aborting the transaction; attempting to identify the sender as an existing customer using the transaction details; using the sender's transaction history and the transaction details to determine whether to allow the requested transaction to proceed. If the requested transaction is allowed to proceed, the method includes creating a money transfer record for the requested transaction; associating a money transfer control number to the money transfer record; and using the transaction details to determine whether to monitor the requested transaction.
    Type: Grant
    Filed: August 25, 2017
    Date of Patent: November 19, 2019
    Assignee: The Western Union Company
    Inventor: Kristine Diehl
  • CONSUMER DUE DILIGENCE FOR MONEY TRANSFER SYSTEMS AND METHODS
    Publication number: 20180046996
    Abstract: A method of transferring money from a sender to a recipient using a third party money transfer service a point of sale device receiving transaction details for a requested money transfer; determining whether the requested transaction is an allowable transaction; and either aborting the transaction; attempting to identify the sender as an existing customer using the transaction details; using the sender's transaction history and the transaction details to determine whether to allow the requested transaction to proceed. If the requested transaction is allowed to proceed, the method includes creating a money transfer record for the requested transaction; associating a money transfer control number to the money transfer record; and using the transaction details to determine whether to monitor the requested transaction.
    Type: Application
    Filed: August 25, 2017
    Publication date: February 15, 2018
    Applicant: The Western Union Company
    Inventor: Kristine Diehl
  • Consumer due diligence for money transfer systems and methods
    Patent number: 9747587
    Abstract: A method of transferring money from a sender to a recipient using a third party money transfer service a point of sale device receiving transaction details for a requested money transfer; determining whether the requested transaction is an allowable transaction; and either aborting the transaction; attempting to identify the sender as an existing customer using the transaction details; using the sender's transaction history and the transaction details to determine whether to allow the requested transaction to proceed. If the requested transaction is allowed to proceed, the method includes creating a money transfer record for the requested transaction; associating a money transfer control number to the money transfer record; and using the transaction details to determine whether to monitor the requested transaction.
    Type: Grant
    Filed: May 15, 2013
    Date of Patent: August 29, 2017
    Assignee: The Western Union Company
    Inventor: Kristine Diehl
  • CONSUMER DUE DILIGENCE FOR MONEY TRANSFER SYSTEMS AND METHODS
    Publication number: 20130254054
    Abstract: A method of transferring money from a sender to a recipient using a third party money transfer service a point of sale device receiving transaction details for a requested money transfer; determining whether the requested transaction is an allowable transaction; and either aborting the transaction; attempting to identify the sender as an existing customer using the transaction details; using the sender's transaction history and the transaction details to determine whether to allow the requested transaction to proceed. If the requested transaction is allowed to proceed, the method includes creating a money transfer record for the requested transaction; associating a money transfer control number to the money transfer record; and using the transaction details to determine whether to monitor the requested transaction.
    Type: Application
    Filed: May 15, 2013
    Publication date: September 26, 2013
    Applicant: The Western Union Company
    Inventor: Kristine Diehl
  • Consumer due diligence for money transfer systems and methods
    Patent number: 8473352
    Abstract: A method of transferring money from a sender to a recipient using a third party money transfer service a point of sale device receiving transaction details for a requested money transfer; determining whether the requested transaction is an allowable transaction; and either aborting the transaction; attempting to identify the sender as an existing customer using the transaction details; using the sender's transaction history and the transaction details to determine whether to allow the requested transaction to proceed. If the requested transaction is allowed to proceed, the method includes creating a money transfer record for the requested transaction; associating a money transfer control number to the money transfer record; and using the transaction details to determine whether to monitor the requested transaction.
    Type: Grant
    Filed: March 24, 2009
    Date of Patent: June 25, 2013
    Assignee: The Western Union Company
    Inventor: Kristine Diehl
  • Consumer Due Diligence For Money Transfer Systems And Methods
    Publication number: 20100250375
    Abstract: A method of transferring money from a sender to a recipient using a third party money transfer service a point of sale device receiving transaction details for a requested money transfer; determining whether the requested transaction is an allowable transaction; and either aborting the transaction; attempting to identify the sender as an existing customer using the transaction details; using the sender's transaction history and the transaction details to determine whether to allow the requested transaction to proceed. If the requested transaction is allowed to proceed, the method includes creating a money transfer record for the requested transaction; associating a money transfer control number to the money transfer record; and using the transaction details to determine whether to monitor the requested transaction.
    Type: Application
    Filed: March 24, 2009
    Publication date: September 30, 2010
    Applicant: The Westren Union Company
    Inventor: Kristine Diehl