Patents by Inventor Kristopher T. KERN
Kristopher T. KERN has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Patent number: 11443279Abstract: One or more servers (70) are configured to periodically format (90, 92) and send (94) payments (26) to a payee. According to an exemplary embodiment, the payments (26) include a consolidated financial instrument (73) and at least one explanation of explanation of benefit (75) associated with the consolidated financial instrument. The consolidated financial instrument (73) transfers accumulated monies without co-mingling funds in compliance with ERISA regulations. According to an exemplary embodiment, the at least one associated explanation of benefit (75) includes a patient identification, a payer identification, a service provider identification, a date of service, a service identification, a patient obligation, and an amount paid. Acceptance of the payment to each payee is recorded (100) in a data store (102).Type: GrantFiled: February 11, 2020Date of Patent: September 13, 2022Assignee: Electronic Commerce for Healthcare Organizations, Inc.Inventors: Ryan J. Davis, Timothy S. Adkins, Kristopher T. Kern, Charles E. Kirkpatrick, William H. Davis
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Publication number: 20200243188Abstract: One or more servers (70) are configured to periodically format (90, 92) and send (94) payments (26) to a payee. According to an exemplary embodiment, the payments (26) include a consolidated financial instrument (73) and at least one explanation of explanation of benefit (75) associated with the consolidated financial instrument. The consolidated financial instrument (73) transfers accumulated monies without co-mingling funds in compliance with ERISA regulations. According to an exemplary embodiment, the at least one associated explanation of benefit (75) includes a patient identification, a payer identification, a service provider identification, a date of service, a service identification, a patient obligation, and an amount paid. Acceptance of the payment to each payee is recorded (100) in a data store (102).Type: ApplicationFiled: February 11, 2020Publication date: July 30, 2020Applicant: ELECTRONIC COMMERCE FOR HEALTHCARE ORGANIZATIONS, INC.Inventors: Ryan J. DAVIS, Timothy S. ADKINS, Kristopher T. KERN, Charles E. KIRKPATRICK, William H. DAVIS
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Patent number: 10599813Abstract: One or more servers (70) are configured to periodically format (90, 92) and send (94) payments (26) to a payee. According to an exemplary embodiment, the payments (26) include a consolidated financial instrument (73) and at least one explanation of explanation of benefit (75) associated with the consolidated financial instrument. The consolidated financial instrument (73) transfers accumulated monies without co-mingling funds in compliance with ERISA regulations. According to an exemplary embodiment, the at least one associated explanation of benefit (75) includes a patient identification, a payer identification, a service provider identification, a date of service, a service identification, a patient obligation, and an amount paid. Acceptance of the payment to each payee is recorded (100) in a data store (102).Type: GrantFiled: December 3, 2013Date of Patent: March 24, 2020Assignee: ELECTRONIC COMMERCE FOR HEALTHCARD ORGANIZATIONS, INC.Inventors: Ryan J. Davis, Timothy S. Adkins, Kristopher T. Kern, Charles E. Kirkpatrick, William H. Davis
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Publication number: 20140095195Abstract: One or more servers (70) are configured to periodically format (90, 92) and send (94) payments (26) to a payee in an order of preference (62) and a specified payment method until accepted (96). The payments (26) include a consolidated financial instrument (73) and at least one explanation of explanation of benefit (75) associated with the consolidated financial instrument. The consolidated financial instrument (73) transfers accumulated monies without co-mingling funds in compliance with ERISA regulations. The at least one associated explanation of benefit (75) includes a patient identification, a payer identification, a service provider identification, a date of service, a service identification, a patient obligation, and an amount paid. Acceptance of the payment to each payee is recorded (100) in a data store (102).Type: ApplicationFiled: December 3, 2013Publication date: April 3, 2014Applicant: ELECTRONIC COMMERCE FOR HEALTHCARE ORGANIZATIONS, INC.Inventors: Ryan J. DAVIS, Timothy S. ADKINS, Kristopher T. KERN, Charles E. KIRKPATRICK, William H. DAVIS
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Patent number: 8626536Abstract: One or more servers (70) are configured to periodically format (90, 92) and send (94) payments (26) to a payee in an order of preference (62) and a specified payment method until accepted (96). The payments (26) include a consolidated financial instrument (73) and at least one explanation of explanation of benefit (75) associated with the consolidated financial instrument. The consolidated financial instrument (73) transfers accumulated monies without co-mingling funds in compliance with ERISA regulations. The at least one associated explanation of benefit (75) includes a patient identification, a payer identification, a service provider identification, a date of service, a service identification, a patient obligation, and an amount paid. Acceptance of the payment to each payee is recorded (100) in a data store (102).Type: GrantFiled: December 22, 2011Date of Patent: January 7, 2014Assignee: Electronic Commerce for Healthcare Organizations, Inc.Inventors: Ryan J. Davis, Timothy S. Adkins, Kristopher T. Kern, Charles E. Kirkpatrick, William H. Davis
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Publication number: 20120095787Abstract: One or more servers (70) are configured to periodically format (90, 92) and send (94) payments (26) to a payee in an order of preference (62) and a specified payment method until accepted (96). The payments (26) include a consolidated financial instrument (73) and at least one explanation of explanation of benefit (75) associated with the consolidated financial instrument. The consolidated financial instrument (73) transfers accumulated monies without co-mingling funds in compliance with ERISA regulations. The at least one associated explanation of benefit (75) includes a patient identification, a payer identification, a service provider identification, a date of service, a service identification, a patient obligation, and an amount paid. Acceptance of the payment to each payee is recorded (100) in a data store (102).Type: ApplicationFiled: December 22, 2011Publication date: April 19, 2012Applicant: Electronic Commerce for Healthcare Organizations, Inc.Inventors: Ryan J. DAVIS, Timothy S. ADKINS, Kristopher T. KERN, Charles E. KIRKPATRICK, William H. DAVIS