Patents by Inventor Kristy Lynn Clendening

Kristy Lynn Clendening has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Systems and methods for providing an annuity
    Patent number: 8688479
    Abstract: A web application may be used to take an on-line application for an annuity. The application may collect the applicant's personal information (e.g., name, address, etc.), type of annuity applied for (e.g., immediate or deferred, retirement or non-retirement, etc.), sources of funding, beneficiaries, etc. The web application may also allow the application to be signed electronically. The web application may take application for annuities that are supported by various different types of back-end systems, and may provide the information collected from the applicant to the appropriate back-end system.
    Type: Grant
    Filed: September 19, 2008
    Date of Patent: April 1, 2014
    Assignee: United Services Automobile Association (USAA)
    Inventors: Kristy Lynn Clendening, Martin Noel De La Torre, Lori Ann Holmes, David Richard Lilien, Stephen G. Malfitano, Irene Olbera Perez, Sherry Lynn Rakowitz, Kenneth Bruce Ryan, II, Sarah Brooke Severson