Patents by Inventor Krupal Ghorpade

Krupal Ghorpade has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20250348859
    Abstract: A system and method for facilitating an international payment card-based or other financial transaction by evaluating multiple international pathways for transaction processing and data storage and identifying and using an optimum pathway between the origination and destination countries for these processes. The origination and destination countries are assigned country categories based on localization requirements for the transaction processing and data storage processes, and a first pathway is identified, evaluated based on relevant criteria, and scored. Alternative pathways through intermediate countries are similarly identified, evaluated, and scored. The evaluations and the resulting scores may be based on, e.g., available infrastructure and the financial and performance costs of using the available infrastructure. The scores are compared to identify the optimum path, and the optimum path is used to facilitate the international financial transaction.
    Type: Application
    Filed: May 8, 2024
    Publication date: November 13, 2025
    Applicant: Mastercard International Incorporated
    Inventors: Devanshu Bhardwaj, Kaushal Shetty, Krupal Ghorpade, Mayank Joshi
  • Patent number: 10755508
    Abstract: The present disclosure generally relates to a computerized method comprising: communicating access details of the facility from the mobile device to the facility for a first authentication process, the mobile device located in the vicinity of the facility initially in a secured state for preventing access thereto; receiving a request notification on the mobile device in response to positive authentication of the access details from the first authentication process, the request notification comprising a request for biometric data of the user; receiving an input of the biometric data on the mobile device; and communicating the biometric data from the mobile device to a host server for a second authentication process, wherein the facility is configured to change from the secured state to an unsecured state in response to positive authentication of the biometric data from the second authentication process, thereby providing, to the user, access to the facility.
    Type: Grant
    Filed: August 31, 2017
    Date of Patent: August 25, 2020
    Assignee: MASTERCARD INTERNATIONAL INCORPORATED
    Inventors: Krupal Ghorpade, Vijendra Pratap Singh
  • Patent number: 10275957
    Abstract: Methods, systems and devices for access control are provided. The present disclosure provides a communication device of a user communicating access details associated with the facility, to a client system within the vicinity of which the communication device is located, and the client system verifying the access details and transmitting an electronic request to a host server. Further, the host server transmits a request notification to the communication device requesting authentication of an identity of the user using an input of a biometric sample of the user on the communication device. The host server then obtains an outcome of the authentication, and causes the user to be authorized in response to a positive outcome of the authentication as well as the verification.
    Type: Grant
    Filed: October 31, 2017
    Date of Patent: April 30, 2019
    Assignee: MASTERCARD INTERNATIONAL INCORPORATED
    Inventors: Vijendra Pratap Singh, Krupal Ghorpade
  • Publication number: 20180122166
    Abstract: Methods, systems and devices for access control are provided. The present disclosure provides a communication device of a user communicating access details associated with the facility, to a client system within the vicinity of which the communication device is located, and the client system verifying the access details and transmitting an electronic request to a host server. Further, the host server transmits a request notification to the communication device requesting authentication of an identity of the user using an input of a biometric sample of the user on the communication device. The host server then obtains an outcome of the authentication, and causes the user to be authorized in response to a positive outcome of the authentication as well as the verification.
    Type: Application
    Filed: October 31, 2017
    Publication date: May 3, 2018
    Inventors: Vijendra Pratap Singh, Krupal Ghorpade
  • Publication number: 20180061155
    Abstract: The present disclosure generally relates to a computerized method comprising: communicating access details of the facility from the mobile device to the facility for a first authentication process, the mobile device located in the vicinity of the facility initially in a secured state for preventing access thereto; receiving a request notification on the mobile device in response to positive authentication of the access details from the first authentication process, the request notification comprising a request for biometric data of the user; receiving an input of the biometric data on the mobile device; and communicating the biometric data from the mobile device to a host server for a second authentication process, wherein the facility is configured to change from the secured state to an unsecured state in response to positive authentication of the biometric data from the second authentication process, thereby providing, to the user, access to the facility.
    Type: Application
    Filed: August 31, 2017
    Publication date: March 1, 2018
    Inventors: Krupal Ghorpade, Vijendra Pratap Singh