Patents by Inventor Kunal Mehra

Kunal Mehra has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20250238872
    Abstract: A renewal adjustor may determine that an advance renewal notice, associated with an upcoming renewal of an insurance policy that involves a premium increase, was not sent by a target notice date determined based on an applicable advance renewal notice period. The renewal adjuster may automatically edit policy data, maintained by a policy management system in association with the insurance policy, to extend a current term of the insurance policy by a length of time by which the advance renewal notice was delayed and to shorten a subsequent renewal term of the insurance policy by the same length of time. Accordingly, by editing the policy data to extend the current term and shorten the renewal term, a renewal of the insurance policy by the policy management system may be delayed until the advance renewal notice period elapses following the actual date the advance renewal notice was sent.
    Type: Application
    Filed: January 18, 2024
    Publication date: July 24, 2025
    Inventors: Kunal Mehra, Mounika Chinthapenta, Aanandhi Priyadharshini Manoharan, Harishankar Thodupunoori, Ross Sikyta, Pavan Kumar Sharma, Brett Michael Whitehead
  • Patent number: 12326851
    Abstract: A computer system for performing over-time event monitoring is provided. The computer system includes at least one processor in communication with at least one memory device. The at least one processor is programmed to scan a plurality of data messages and detect a first data message in the plurality of data messages. The first data message is associated with a first event that includes the first data message and a second data message. The at least one processor is also programmed to scan the plurality of data messages for the second data message associated with the first event. If the second data message is not detected based on the scan, the at least one processor is also programmed to determine whether the first event has expired. If the first event has expired, the at least one processor is programmed to transmit an error message to a user computer device.
    Type: Grant
    Filed: October 23, 2020
    Date of Patent: June 10, 2025
    Assignee: State Farm Mutual Automobile Insurance Company
    Inventors: Marc L. Fitzgerald, Rhonda Mansfield, Brett F. Wood, Kirsten Wong, Rene Ritsema, Kunal Mehra, Mark G. Quenette, Jason McKee
  • Publication number: 20250173342
    Abstract: A computer system for performing enhanced rules conflict checking is provided. The computer system includes at least one processor in communication with at least one memory device. The at least one processor is programmed to store a plurality of rules for transmitting to a plurality of destination systems and receive a data message for transmission to the plurality of destination systems. The data message is configured to be routed to each of the plurality of destination systems. The at least one processor is programmed to compare the data message to the plurality of rules to validate the data message and if the data message is validated, instruct the requesting system to transmit the data message to the plurality of destination systems.
    Type: Application
    Filed: January 27, 2025
    Publication date: May 29, 2025
    Inventors: Marc L. Fitzgerald, Rhonda Mansfield, Brett F. Wood, Kirsten Wong, Rene Ritsema, Kunal Mehra, Mark G. Quenette, Jason McKee
  • Patent number: 12229146
    Abstract: A computer system for performing enhanced rules conflict checking is provided. The computer system includes at least one processor in communication with at least one memory device. The at least one processor is programmed to store a plurality of rules for transmitting to a plurality of destination systems and receive a data message for transmission to the plurality of destination systems. The data message is configured to be routed to each of the plurality of destination systems. The at least one processor is programmed to compare the data message to the plurality of rules to validate the data message and if the data message is validated, instruct the requesting system to transmit the data message to the plurality of destination systems.
    Type: Grant
    Filed: September 28, 2023
    Date of Patent: February 18, 2025
    Assignee: State Farm Mutual Automobile Insurance Company
    Inventors: Marc L. Fitzgerald, Rhonda Mansfield, Brett F. Wood, Kirsten Wong, Rene Ritsema, Kunal Mehra, Mark G. Quenette, Jason McKee
  • Publication number: 20240362203
    Abstract: A computer system for performing cloud-based enhanced rules conflict checking is provided. The computer system is programmed to store a plurality of rules for transmitting to a plurality of destination systems and receive a data message for transmission to the plurality of destination systems from a first requesting system. The computer system is programmed to compare the data message to a first set of rules to validate the data message and if the data message is validated for the first set of rules, instruct the first requesting system to transmit the data message to the plurality of destination systems. The computer system is further programmed to receive the data message for transmission to one or more remaining destination systems from a second requesting system and compare the data message to a second set of rules for validating the data message.
    Type: Application
    Filed: July 3, 2024
    Publication date: October 31, 2024
    Inventors: Marc L. Fitzgerald, Rhonda Mansfield, Brett F. Wood, Kirsten Wong, Rene Ritsema, Kunal Mehra, Mark G. Quenette, Jason McKee
  • Patent number: 12038903
    Abstract: A computer system for performing cloud-based enhanced rules conflict checking is provided. The computer system is programmed to store a plurality of rules for transmitting to a plurality of destination systems and receive a data message for transmission to the plurality of destination systems from a first requesting system. The computer system is programmed to compare the data message to a first set of rules to validate the data message and if the data message is validated for the first set of rules, instruct the first requesting system to transmit the data message to the plurality of destination systems. The computer system is further programmed to receive the data message for transmission to one or more remaining destination systems from a second requesting system and compare the data message to a second set of rules for validating the data message.
    Type: Grant
    Filed: October 23, 2020
    Date of Patent: July 16, 2024
    Assignee: State Farm Mutual Automobile Insurance Company
    Inventors: Marc L. Fitzgerald, Rhonda Mansfield, Brett F. Wood, Kirsten Wong, Rene Ritsema, Kunal Mehra, Mark G. Quenette, Jason McKee
  • Publication number: 20240020306
    Abstract: A computer system for performing enhanced rules conflict checking is provided. The computer system includes at least one processor in communication with at least one memory device. The at least one processor is programmed to store a plurality of rules for transmitting to a plurality of destination systems and receive a data message for transmission to the plurality of destination systems. The data message is configured to be routed to each of the plurality of destination systems. The at least one processor is programmed to compare the data message to the plurality of rules to validate the data message and if the data message is validated, instruct the requesting system to transmit the data message to the plurality of destination systems.
    Type: Application
    Filed: September 28, 2023
    Publication date: January 18, 2024
    Inventors: Marc L. Fitzgerald, Rhonda Mansfield, Brett F. Wood, Kirsten Wong, Rene Ritsema, Kunal Mehra, Mark G. Quenette, Jason McKee
  • Patent number: 11797541
    Abstract: A computer system for performing enhanced rules conflict checking is provided. The computer system includes at least one processor in communication with at least one memory device. The at least one processor is programmed to store a plurality of rules for transmitting to a plurality of destination systems and receive a data message for transmission to the plurality of destination systems. The data message is configured to be routed to each of the plurality of destination systems. The at least one processor is programmed to compare the data message to the plurality of rules to validate the data message and if the data message is validated, instruct the requesting system to transmit the data message to the plurality of destination systems.
    Type: Grant
    Filed: October 23, 2020
    Date of Patent: October 24, 2023
    Assignee: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY
    Inventors: Marc L. Fitzgerald, Rhonda Mansfield, Brett F. Wood, Kirsten Wong, Rene Ritsema, Kunal Mehra, Mark G. Quenette, Jason McKee