Patents by Inventor Kurt Brown

Kurt Brown has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 12136081
    Abstract: A system and method for replacing a customer's debit card payment with a one-time loan at a point of sale (POS) is disclosed. The method receives, at a POS, a debit card input from a customer to be used as a transaction payment. The POS obtains, from the debit card input, identification information for the customer. A total monetary amount of the transaction payment and the identification information is provided to a one-time loan provider's computer system. The one-time loan provider's system uses the customer identification information to perform a credit screening for the total monetary amount of the transaction payment. The one-time loan provider's system provides to the POS a one-time loan offer for the customer. The one-time loan offer to be used in place of the debit card input to make the transaction payment.
    Type: Grant
    Filed: June 1, 2022
    Date of Patent: November 5, 2024
    Assignee: BREAD FINANCIAL PAYMENTS, INC.
    Inventors: Joseph Butvin, Kurt Brown
  • Publication number: 20220366398
    Abstract: A system and method for replacing a customer's debit card payment with a one-time loan at a point of sale (POS) is disclosed. The method receives, at a POS, a debit card input from a customer to be used as a transaction payment. The POS obtains, from the debit card input, identification information for the customer. A total monetary amount of the transaction payment and the identification information is provided to a one-time loan provider's computer system. The one-time loan provider's system uses the customer identification information to perform a credit screening for the total monetary amount of the transaction payment. The one-time loan provider's system provides to the POS a one-time loan offer for the customer. The one-time loan offer to be used in place of the debit card input to make the transaction payment.
    Type: Application
    Filed: June 1, 2022
    Publication date: November 17, 2022
    Applicant: Comenity LLC
    Inventors: Joseph BUTVIN, Kurt BROWN
  • Patent number: 11379821
    Abstract: A system and method for replacing a customer's debit card payment with a one-time loan at a point of sale (POS) is disclosed. The method receives, at a POS, a debit card input from a customer to be used as a transaction payment. The POS obtains, from the debit card input, identification information for the customer. A total monetary amount of the transaction payment and the identification information is provided to a one-time loan provider's computer system. The one-time loan provider's system uses the customer identification information to perform a credit screening for the total monetary amount of the transaction payment. The one-time loan provider's system provides to the POS a one-time loan offer for the customer. The one-time loan offer to be used in place of the debit card input to make the transaction payment.
    Type: Grant
    Filed: December 9, 2019
    Date of Patent: July 5, 2022
    Assignee: Comenity LLC
    Inventors: Joseph Butvin, Kurt Brown
  • Publication number: 20210065160
    Abstract: A system and method for replacing a customer's debit card payment with a one-time loan at a point of sale (POS) is disclosed. The method receives, at a POS, a debit card input from a customer to be used as a transaction payment. The POS obtains, from the debit card input, identification information for the customer. A total monetary amount of the transaction payment and the identification information is provided to a one-time loan provider's computer system. The one-time loan provider's system uses the customer identification information to perform a credit screening for the total monetary amount of the transaction payment. The one-time loan provider's system provides to the POS a one-time loan offer for the customer. The one-time loan offer to be used in place of the debit card input to make the transaction payment.
    Type: Application
    Filed: December 9, 2019
    Publication date: March 4, 2021
    Applicant: Comenity LLC
    Inventors: Joseph BUTVIN, Kurt BROWN
  • Publication number: 20140162954
    Abstract: The present invention provides a method of treating a human patient in need of growth hormone therapy by periodically administering to the human patient for more than two weeks an effective amount of a composition comprising a pharmaceutically acceptable carrier and a fusion protein whose amino acid sequence is set forth as SEQ ID NO:1, so as to thereby treat the human patient. The present invention also provides a method of treating a human patient in need of growth hormone therapy by administering to the human patient, in a clinically effective regimen, a clinically effective dose of a composition comprising a pharmaceutically acceptable carrier and a fusion protein whose amino acid sequence is set forth as SEQ ID NO:1, wherein the clinically effective dose and clinically effective regimen are selected by a series of steps.
    Type: Application
    Filed: December 10, 2013
    Publication date: June 12, 2014
    Applicant: TEVA PHARMACEUTICAL INDUSTRIES, LTD
    Inventors: Kurt Brown, Merav Bassan
  • Patent number: 7438864
    Abstract: In a system having a component 106 which is capable of reacting with a gaseous contaminant in a gas stream, a purifier assembly 102 is positionable in the gas stream and comprises a purifier medium 112 that reacts with the gaseous contaminant in a manner in which is substantially similar to the manner in which the component 106 reacts with the gaseous contaminant.
    Type: Grant
    Filed: February 8, 2002
    Date of Patent: October 21, 2008
    Assignee: Pall Corporation
    Inventors: William Murphy, Eric Edlund, Kurt Brown
  • Publication number: 20040115105
    Abstract: In a system having a component (106) which is capable of reacting with a gaseous contaminant in a gas stream, a purifier assembly (102) is positionable in the gas stream and comprises a purifier medium (112) that reacts with the gaseous contaminant in a manner in which is substantially similar to the manner in which the component (106) reacts with the gaseous contaminant.
    Type: Application
    Filed: January 30, 2004
    Publication date: June 17, 2004
    Inventors: William Murphy, Eric Edlund, Kurt Brown
  • Publication number: 20020082927
    Abstract: An intelligent caching router (ICR) balances the cost-saving and functionality-enhancing benefits of the application-service-provider (ASP) model of software delivery against the inherent risks of relying on networked computing. In so doing, the ICR makes the ASP model practical for services that require extremely high levels of reliability and availability. The ICR is inserted functionally between a (thin) client and the network (i.e., Internet, intranet or extranet) and performs certain operations, including the logging of “mission-critical” application state data; network connectivity monitoring; traditional backup routing features; mission-critical server emulation; and server resynchronization upon reconnection. When networking problems are detected, the ICR initially takes steps to try and restore connectivity. In taking such actions, the ICR is largely behaving as a traditional intelligent network router.
    Type: Application
    Filed: November 21, 2001
    Publication date: June 27, 2002
    Inventors: Nathaniel S. Borenstein, Kurt Brown, Keith Harder, John Christopher Kaltwasser, Greg Merriman, Daniel Pritts