Patents by Inventor Kurt Indermaur

Kurt Indermaur has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Transaction authentication using multiple biometric inputs
    Patent number: 11756038
    Abstract: Example embodiments relate to transaction authentication using biometric inputs from multiple users. The biometric inputs are input via a single computing entity simultaneously or within a configurable time period. The biometric inputs can be used to generate a transaction authentication record to authenticate the transaction.
    Type: Grant
    Filed: August 31, 2022
    Date of Patent: September 12, 2023
    Assignee: Optum, Inc.
    Inventor: Kurt Indermaur
  • Token-based pre-approval systems and methods for payment request submissions
    Patent number: 11574365
    Abstract: Methods, apparatus, systems, computing devices, computing entities, and/or the like for generating a pre-approval token for a claim payment request based at least in part on draft claim data. The pre-approval token may be appended to a final, formalized claim relating to the draft claim during a formal claim submission process to retrieve and apply the results of the pre-approval review to facilitate formal claim resolution.
    Type: Grant
    Filed: June 17, 2019
    Date of Patent: February 7, 2023
    Assignee: Optum, Inc.
    Inventor: Kurt Indermaur
  • TRANSACTION AUTHENTICATION USING MULTIPLE BIOMETRIC INPUTS
    Publication number: 20220414674
    Abstract: Example embodiments relate to transaction authentication using biometric inputs from multiple users. The biometric inputs are input via a single computing entity simultaneously or within a configurable time period. The biometric inputs can be used to generate a transaction authentication record to authenticate the transaction.
    Type: Application
    Filed: August 31, 2022
    Publication date: December 29, 2022
    Inventor: Kurt Indermaur
  • Transaction authentication using multiple biometric inputs
    Patent number: 11526887
    Abstract: Example embodiments relate to transaction authentication using biometric inputs from multiple users. The biometric inputs are input via a single computing entity simultaneously or within a configurable time period. The biometric inputs can be used to generate a transaction authentication record to authenticate the transaction.
    Type: Grant
    Filed: October 23, 2019
    Date of Patent: December 13, 2022
    Assignee: Optum, Inc.
    Inventor: Kurt Indermaur
  • TRANSACTION AUTHENTICATION USING MULTIPLE BIOMETRIC INPUTS
    Publication number: 20210125185
    Abstract: Example embodiments relate to transaction authentication using biometric inputs from multiple users. The biometric inputs are input via a single computing entity simultaneously or within a configurable time period. The biometric inputs can be used to generate a transaction authentication record to authenticate the transaction.
    Type: Application
    Filed: October 23, 2019
    Publication date: April 29, 2021
    Inventor: Kurt Indermaur
  • TOKEN-BASED PRE-APPROVAL SYSTEMS AND METHODS FOR PAYMENT REQUEST SUBMISSIONS
    Publication number: 20200394715
    Abstract: Methods, apparatus, systems, computing devices, computing entities, and/or the like for generating a pre-approval token for a claim payment request based at least in part on draft claim data. The pre-approval token may be appended to a final, formalized claim relating to the draft claim during a formal claim submission process to retrieve and apply the results of the pre-approval review to facilitate formal claim resolution.
    Type: Application
    Filed: June 17, 2019
    Publication date: December 17, 2020
    Inventor: Kurt Indermaur