Patents by Inventor Kurt Johnson

Kurt Johnson has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20250028980
    Abstract: Various embodiments of the present disclosure provide methods, apparatus, systems, computing devices, computing entities, and/or the like for a predictive data analysis system that is configured to rank one or more candidate entities. A machine learning model is trained to rank the one or more candidate entities for initiating the performance of one or more prediction-based actions based on one or more sets of a plurality of clusters generated based on population data merged with ancillary data, and an association of location data with external domain data. The plurality of clusters is generated by generating embeddings for one or more features associated with a plurality of entities selected for clustering and determining a similarity score for entity pairs selected from the plurality of entities based on a distance function and the embeddings.
    Type: Application
    Filed: July 20, 2023
    Publication date: January 23, 2025
    Inventors: Kurt Johnson, Chiranjeev Pahuja, Krishna Naveen Kumar Kamatam, Elena Li
  • Publication number: 20240354847
    Abstract: Methods and systems are disclosed for providing approved financing in advance of a purchase to a buyer of an item, such as an automobile, and allowing the prospective buyer to maintain control over the financing throughout the sales process. According to disclosed embodiments, a financial service system configures a financing website for the buyer, and receives personal information as well as information relating to the desired item. The financial service system approves loan parameters for the buyer, and provides the user with a link to access the financing website on a mobile device while at a dealership. Financing parameters can thus be edited throughout the process until the final sales agreement, providing the buyer with confidence and flexibility in the buying process.
    Type: Application
    Filed: May 17, 2024
    Publication date: October 24, 2024
    Applicant: Capital One Services, LLC
    Inventors: Katherine D. FORRESTER, Patrick A. EBERLE, Nicholas DOLLE, Steven G. CHIAGOURIS, JoAnna R. HARTZMARK, Xiaoxiang ZHANG, Kurt JOHNSON, Kenneth S. CHILDS
  • Patent number: 12067616
    Abstract: This disclosure relates generally to systems and methods for providing personalized financing information and, more particularly, systems and methods for providing personalized financing information via a dealership website using an API associated with a financial service provider. In one embodiment, a system includes memory hardware storing instructions that configure processing hardware to receive a loan request for a buyer via a real-time API that includes at least buyer identification and financial information and information associated at least one inventory item presented on a dealership website. The system may also determine financing information comprising prospective financing terms for the at least one item based on at least the loan request. The server may also provide, to the dealership server via the real-time API, the determined financing information for presentation on the dealership website, including prospective financing terms information corresponding to each of the at least one item.
    Type: Grant
    Filed: November 28, 2022
    Date of Patent: August 20, 2024
    Assignee: Capital One Services, LLC
    Inventors: Katherine Forrester, Nicholas Dolle, Xiaoxiang Zhang, Kurt Johnson, Jeffrey Whalen, David Gray, Shaun Webb, Maninder Suri, Ruhaab Markas
  • Patent number: 12002089
    Abstract: Methods and systems are disclosed for providing approved financing in advance of a purchase to a buyer of an item, such as an automobile, and allowing the prospective buyer to maintain control over the financing throughout the sales process. According to disclosed embodiments, a financial service system configures a financing website for the buyer, and receives personal information as well as information relating to the desired item. The financial service system approves loan parameters for the buyer, and provides the user with a link to access the financing website on a mobile device while at a dealership. Financing parameters can thus be edited throughout the process until the final sales agreement, providing the buyer with confidence and flexibility in the buying process.
    Type: Grant
    Filed: December 22, 2021
    Date of Patent: June 4, 2024
    Assignee: Capital One Services, LLC
    Inventors: Katherine D. Forrester, Patrick A. Eberle, Nicholas Dolle, Steven G. Chiagouris, JoAnna R. Hartzmark, Xiaoxiang Zhang, Kurt Johnson, Kenneth S. Childs
  • Publication number: 20230097380
    Abstract: This disclosure relates generally to systems and methods for providing personalized financing information and, more particularly, systems and methods for providing personalized financing information via a dealership website using an API associated with a financial service provider. In one embodiment, a system includes memory hardware storing instructions that configure processing hardware to receive a loan request for a buyer via a real-time API that includes at least buyer identification and financial information and information associated at least one inventory item presented on a dealership website. The system may also determine financing information comprising prospective financing terms for the at least one item based on at least the loan request. The server may also provide, to the dealership server via the real-time API, the determined financing information for presentation on the dealership website, including prospective financing terms information corresponding to each of the at least one item.
    Type: Application
    Filed: November 28, 2022
    Publication date: March 30, 2023
    Applicant: Capital One Services, LLC
    Inventors: Katherine FORRESTER, Nicholas DOLLE, Xiaoxiang ZHANG, Kurt JOHNSON, Jeffrey WHALEN, David GRAY, Shaun WEBB, Maninder SURI, Ruhaab MARKAS
  • Patent number: 11514520
    Abstract: This disclosure relates generally to systems and methods for providing personalized financing information and, more particularly, systems and methods for providing personalized financing information via a dealership website using an API associated with a financial service provider. In one embodiment, a system includes memory hardware storing instructions that configure processing hardware to receive a loan request for a buyer via a real-time API that includes at least buyer identification and financial information and information associated at least one inventory item presented on a dealership website. The system may also determine financing information comprising prospective financing terms for the at least one item based on at least the loan request. The server may also provide, to the dealership server via the real-time API, the determined financing information for presentation on the dealership website, including prospective financing terms information corresponding to each of the at least one item.
    Type: Grant
    Filed: December 14, 2021
    Date of Patent: November 29, 2022
    Assignee: Capital One Services, LLC
    Inventors: Katherine Forrester, Nicholas Dolle, Xiaoxiang Zhang, Kurt Johnson, Jeffrey Whalen, David Gray, Shaun Webb, Maninder Suri, Ruhaab Markas
  • Publication number: 20220198557
    Abstract: This disclosure relates generally to systems and methods for providing personalized financing information and, more particularly, systems and methods for providing personalized financing information via a dealership website using an API associated with a financial service provider. In one embodiment, a system includes memory hardware storing instructions that configure processing hardware to receive a loan request for a buyer via a real-time API that includes at least buyer identification and financial information and information associated at least one inventory item presented on a dealership website. The system may also determine financing information comprising prospective financing terms for the at least one item based on at least the loan request. The server may also provide, to the dealership server via the real-time API, the determined financing information for presentation on the dealership website, including prospective financing terms information corresponding to each of the at least one item.
    Type: Application
    Filed: December 14, 2021
    Publication date: June 23, 2022
    Applicant: Capital One Services, LLC
    Inventors: Katherine FORRESTER, Nicholas Dolle, Xiaoxiang Zhang, Kurt Johnson, Jeffrey Whalen, David Gray, Shaun Webb, Maninder Suri, Ruhaab Markas
  • Publication number: 20220114662
    Abstract: Methods and systems are disclosed for providing approved financing in advance of a purchase to a buyer of an item, such as an automobile, and allowing the prospective buyer to maintain control over the financing throughout the sales process. According to disclosed embodiments, a financial service system configures a financing website for the buyer, and receives personal information as well as information relating to the desired item. The financial service system approves loan parameters for the buyer, and provides the user with a link to access the financing website on a mobile device while at a dealership. Financing parameters can thus be edited throughout the process until the final sales agreement, providing the buyer with confidence and flexibility in the buying process.
    Type: Application
    Filed: December 22, 2021
    Publication date: April 14, 2022
    Applicant: Capital One Services, LLC
    Inventors: Katherine D. FORRESTER, Patrick A. EBERLE, Nicholas DOLLE, Steven G. CHIAGOURIS, Joanna R. HARTZMARK, Xiaxiang ZHANG, Kurt JOHNSON, Kenneth S. CHILDS
  • Patent number: 11250504
    Abstract: Methods and systems are disclosed for providing approved financing in advance of a purchase to a buyer of an item, such as an automobile, and allowing the prospective buyer to maintain control over the financing throughout the sales process. According to disclosed embodiments, a financial service system configures a financing website for the buyer, and receives personal information as well as information relating to the desired item. The financial service system approves loan parameters for the buyer, and provides the user with a link to access the financing website on a mobile device while at a dealership. Financing parameters can thus be edited throughout the process until the final sales agreement, providing the buyer with confidence and flexibility in the buying process.
    Type: Grant
    Filed: November 4, 2019
    Date of Patent: February 15, 2022
    Assignee: Capital One Services, LLC
    Inventors: Katherine D. Forrester, Patrick A. Eberle, Nicholas Dolle, Steven G. Chiagouris, Joanna R. Hartzmark, Xiaoxiang Zhang, Kurt Johnson, Kenneth S. Childs
  • Publication number: 20200193515
    Abstract: This disclosure relates generally to systems and methods for providing personalized financing information and, more particularly, systems and methods for providing personalized financing information via a dealership website using an API associated with a financial service provider. In one embodiment, a system includes memory hardware storing instructions that configure processing hardware to receive a loan request for a buyer via a real-time API that includes at least buyer identification and financial information and information associated at least one inventory item presented on a dealership website. The system may also determine financing information comprising prospective financing terms for the at least one item based on at least the loan request. The server may also provide, to the dealership server via the real-time API, the determined financing information for presentation on the dealership website, including prospective financing terms information corresponding to each of the at least one item.
    Type: Application
    Filed: January 29, 2020
    Publication date: June 18, 2020
    Applicant: Capital One Services, LLC
    Inventors: Katherine Forrester, Nicholas Dolle, Xiaoxiang Zhang, Kurt Johnson, Jeffrey Whalen, David Gray, Shaun Webb, Maninder Suri, Ruhaab Markas
  • Patent number: 10592981
    Abstract: This disclosure relates generally to systems and methods for providing personalized financing information and, more particularly, systems and methods for providing personalized financing information via a dealership website using an API associated with a financial service provider. In one embodiment, a system includes memory hardware storing instructions that configure processing hardware to receive a loan request for a buyer via a real-time API that includes at least buyer identification and financial information and information associated at least one inventory item presented on a dealership website. The system may also determine financing information comprising prospective financing terms for the at least one item based on at least the loan request. The server may also provide, to the dealership server via the real-time API, the determined financing information for presentation on the dealership website, including prospective financing terms information corresponding to each of the at least one item.
    Type: Grant
    Filed: January 16, 2015
    Date of Patent: March 17, 2020
    Assignee: Capital One Services, LLC
    Inventors: Katherine Forrester, Nicholas Dolle, Xiaoxiang Zhang, Kurt Johnson, Jeffrey Whalen, David Gray, Shaun Webb, Maninder Suri, Ruhaab Markas
  • Patent number: 10580071
    Abstract: This disclosure relates generally to systems and methods for providing personalized financing information and, more particularly, systems and methods for providing personalized financing information via a dealership website using an API associated with a financial service provider. In one embodiment, a system includes memory hardware storing instructions that configure processing hardware to receive a loan request for a buyer via a real-time API that includes at least buyer identification and financial information and information associated at least one inventory item presented on a dealership website. The system may also determine financing information comprising prospective financing terms for the at least one item based on at least the loan request. The server may also provide, to the dealership server via the real-time API, the determined financing information for presentation on the dealership website, including prospective financing terms information corresponding to each of the at least one item.
    Type: Grant
    Filed: January 4, 2018
    Date of Patent: March 3, 2020
    Assignee: Capital One Services, LLC
    Inventors: Katherine Forrester, Nicholas Dolle, Xiaoxiang Zhang, Kurt Johnson, Jeffrey Whalen, David Gray, Shaun Webb, Maninder Suri, Ruhaab Markas
  • Publication number: 20200065898
    Abstract: Methods and systems are disclosed for providing approved financing in advance of a purchase to a buyer of an item, such as an automobile, and allowing the prospective buyer to maintain control over the financing throughout the sales process. According to disclosed embodiments, a financial service system configures a financing website for the buyer, and receives personal information as well as information relating to the desired item. The financial service system approves loan parameters for the buyer, and provides the user with a link to access the financing website on a mobile device while at a dealership. Financing parameters can thus be edited throughout the process until the final sales agreement, providing the buyer with confidence and flexibility in the buying process.
    Type: Application
    Filed: November 4, 2019
    Publication date: February 27, 2020
    Applicant: CAPITAL ONE SERVICES, LLC
    Inventors: Katherine D. Forrester, Patrick A. Eberle, Nicholas Dolle, Steven G. Chiagouris, JoAnna R. Hartzmark, Xiaoxiang Zhang, Kurt Johnson, Kenneth S. Childs
  • Patent number: 10467690
    Abstract: Methods and systems are disclosed for providing approved financing in advance of a purchase to a buyer of an item, such as an automobile, and allowing the prospective buyer to maintain control over the financing throughout the sales process. According to disclosed embodiments, a financial service system configures a financing website for the buyer, and receives personal information as well as information relating to the desired item. The financial service system approves loan parameters for the buyer, and provides the user with a link to access the financing website on a mobile device while at a dealership. Financing parameters can thus be edited throughout the process until the final sales agreement, providing the buyer with confidence and flexibility in the buying process.
    Type: Grant
    Filed: November 30, 2017
    Date of Patent: November 5, 2019
    Assignee: Capital One Services, LLC
    Inventors: Katherine D. Forrester, Patrick A. Eberle, Nicholas Dolle, Steven G. Chiagouris, JoAnna R. Hartzmark, Xiaoxiang Zhang, Kurt Johnson, Kenneth S. Childs
  • Patent number: 10371373
    Abstract: A boiler tube clamp including a first U-shaped midsection configured for pressing against one side of a boiler tube, a first hinge member arranged on one end of the first midsection, a threaded bolt hingedly attached to the other end of the first midsection, and a second U-shaped midsection configured for pressing against the other side of the boiler tube. The clamp further includes a second hinge member arranged on one end of the second midsection and hingedly connected to the first hinge member so that the first inner surface and the second inner surface close toward one another. A lip extends radially out from the second midsection and a jackscrew extends through the lip for adjusting the distance a boiler tube contained by the clamp extends into a boiler through a boiler header.
    Type: Grant
    Filed: October 7, 2016
    Date of Patent: August 6, 2019
    Assignee: National Boiler Service, Inc.
    Inventors: Kurt Johnson, Robert Hunter, David Duplissey
  • Publication number: 20190038954
    Abstract: A simulator system includes a projector, a target assembly and a data processing system. The target assembly includes a projection surface and a sensor array defines a sensing plane configured to sense a position of a projectile in the sensing plane relative to the projection surface.
    Type: Application
    Filed: August 2, 2018
    Publication date: February 7, 2019
    Inventor: Kurt Johnson
  • Publication number: 20180130127
    Abstract: This disclosure relates generally to systems and methods for providing personalized financing information and, more particularly, systems and methods for providing personalized financing information via a dealership website using an API associated with a financial service provider. In one embodiment, a system includes memory hardware storing instructions that configure processing hardware to receive a loan request for a buyer via a real-time API that includes at least buyer identification and financial information and information associated at least one inventory item presented on a dealership website. The system may also determine financing information comprising prospective financing terms for the at least one item based on at least the loan request. The server may also provide, to the dealership server via the real-time API, the determined financing information for presentation on the dealership website, including prospective financing terms information corresponding to each of the at least one item.
    Type: Application
    Filed: January 4, 2018
    Publication date: May 10, 2018
    Applicant: CAPITAL ONE FINANCIAL CORPORATION
    Inventors: Katherine Forrester, Nicholas Dolle, Xiaoxiang Zhang, Kurt Johnson, Jeffrey Whalen, David Gray, Shaun Webb, Maninder Suri, Ruhaab Markas
  • Publication number: 20180089757
    Abstract: Methods and systems are disclosed for providing approved financing in advance of a purchase to a buyer of an item, such as an automobile, and allowing the prospective buyer to maintain control over the financing throughout the sales process. According to disclosed embodiments, a financial service system configures a financing website for the buyer, and receives personal information as well as information relating to the desired item. The financial service system approves loan parameters for the buyer, and provides the user with a link to access the financing website on a mobile device while at a dealership. Financing parameters can thus be edited throughout the process until the final sales agreement, providing the buyer with confidence and flexibility in the buying process.
    Type: Application
    Filed: November 30, 2017
    Publication date: March 29, 2018
    Inventors: Katherine D. Forrester, Patrick A. Eberle, Nicholas Dolle, Steven G. Chiagouris, JoAnna R. Hartzmark, Xiaoxiang Zhang, Kurt Johnson, Kenneth S. Childs
  • Patent number: 9586715
    Abstract: A fluid containment apparatus with a floor and a side wall is provided. A wall support is included that supports the side wall and can be moved between an initial supporting position and a collapsed position. The side wall is movable from an initial containment position to a collapsed state to allow access for vehicles or other objects to the floor. The wall support and side wall are subsequently movable back to their initial positions. In some arrangements, the wall support is movable back to the initial supporting position from the collapsed position but is not movable beyond the initial supporting position. Additionally or alternatively, in other embodiments the wall support remains in the collapsed position until a returning force is applied to move the wall support back.
    Type: Grant
    Filed: September 6, 2012
    Date of Patent: March 7, 2017
    Assignee: BASIC CONCEPTS, INC
    Inventors: Todd Beak, Kurt Johnson, David Doolin, Russell J. Guffee, Edward W. Van Romer
  • Publication number: 20170023238
    Abstract: A boiler tube clamp including a first portion having a first substantially U-shaped midsection with a first inner surface configured for receiving and pressing against one side of a boiler tube, a first hinge member arranged on one end of the first midsection, and a threaded bolt hingedly attached to the other end of the first midsection, and a second portion having a second substantially U-shaped midsection with a second inner surface configured for receiving and pressing against the other side of the boiler tube. The clamp further includes a second hinge member arranged on one end of the second midsection and hingedly connected to the first hinge member so that the first inner surface and the second inner surface close toward one another. An open slot is arranged at the other end of the second midsection configured for detachably receiving the threaded bolt. A lip extends radially out from an outer surface of the second midsection and arranged adjacent to an edge thereof.
    Type: Application
    Filed: October 7, 2016
    Publication date: January 26, 2017
    Inventors: Kurt Johnson, Robert Hunter, David Duplissey