Patents by Inventor Kurt L. Hansen
Kurt L. Hansen has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
-
Publication number: 20180205474Abstract: Systems and methods for accepting payments for goods and services provided by a merchant. In one embodiment a method can be implemented by obtaining digital content; offering said digital content to a wireless telephone user; receiving payment information from said user for purchase of said digital content; processing said payment information so as to confirm payment for said digital content; and then downloading said digital content to said wireless telephone of said wireless telephone user. Optionally, the transaction may be staged by the consumer, or others.Type: ApplicationFiled: March 14, 2018Publication date: July 19, 2018Applicants: First Data Corporation, The Western Union CompanyInventors: Peter Rae, Nancy Loomis, Ken Algiene, Kurt L. Hansen, Keith W. Dively
-
Publication number: 20180139000Abstract: Systems and methods for accepting payments for goods and services provided by a merchant. In one embodiment a method can be implemented by obtaining digital content; offering said digital content to a wireless telephone user; receiving payment information from said user for purchase of said digital content; processing said payment information so as to confirm payment for said digital content; and then downloading said digital content to said wireless telephone of said wireless telephone user. Optionally, the transaction may be staged by the consumer, or others.Type: ApplicationFiled: November 14, 2017Publication date: May 17, 2018Applicants: First Data Corporation, The Western Union CompanyInventors: Peter Rae, Nancy Loomis, Ken Algiene, Kurt L. Hansen, Keith W. Dively
-
Publication number: 20160314444Abstract: A method for transferring money may include providing a money transfer instrument having product information and a monetary value associated therewith. The method may also include capturing the product information by a POS terminal in response to the sender purchasing the money transfer instrument. The method may further include generating and issuing a personal identifier to the sender on a receipt printed at the POS terminal. The method may additionally include receiving from the sender money transfer information along with the personal identifier. The method may moreover include generating and transmitting to the sender a money transfer control identifier that is separate from the personal identifier. The method may furthermore include receiving from the recipient the money transfer control identifier to receive transferred money at a money transfer location.Type: ApplicationFiled: July 5, 2016Publication date: October 27, 2016Applicant: The Western Union CompanyInventors: Assaad G. Hanna, Kurt L. Hansen, Dean A. Seifert
-
Patent number: 9384476Abstract: A method for transferring money may include providing a money transfer instrument having product information and a monetary value associated therewith. The method may also include capturing the product information by a POS terminal in response to the sender purchasing the money transfer instrument. The method may further include generating and issuing a personal identifier to the sender on a receipt printed at the POS terminal. The method may additionally include receiving from the sender money transfer information along with the personal identifier. The method may moreover include generating and transmitting to the sender a money transfer control identifier that is separate from the personal identifier. The method may furthermore include receiving from the recipient the money transfer control identifier to receive transferred money at a money transfer location.Type: GrantFiled: March 17, 2014Date of Patent: July 5, 2016Assignee: The Western Union CompanyInventors: Assaad G. Hanna, Kurt L. Hansen, Dean A. Seifert
-
Patent number: 9129464Abstract: Systems and methods for accepting payments for goods and services provided by a merchant. In one embodiment, a method for accepting payments from a consumer for a good or service provided by a merchant comprises receiving a transaction request from the merchant, receiving a payment from the consumer, associating the payment with the transaction request, and sending at least a portion of the payment to the merchant. In this manner, the merchant stages the transaction, and the consumer completes the transaction by making the payment. An optional time limit feature also may be used, and the transaction may be staged by the consumer, or others.Type: GrantFiled: August 1, 2006Date of Patent: September 8, 2015Assignee: The Western Union CompanyInventors: Kurt L. Hansen, Thomas B. Sayor, Sharon K. Vialpando, Ken Algiene
-
Publication number: 20140344089Abstract: A method for transferring money may include providing a money transfer instrument having product information and a monetary value associated therewith. The method may also include capturing the product information by a POS terminal in response to the sender purchasing the money transfer instrument. The method may further include generating and issuing a personal identifier to the sender on a receipt printed at the POS terminal. The method may additionally include receiving from the sender money transfer information along with the personal identifier. The method may moreover include generating and transmitting to the sender a money transfer control identifier that is separate from the personal identifier. The method may furthermore include receiving from the recipient the money transfer control identifier to receive transferred money at a money transfer location.Type: ApplicationFiled: March 17, 2014Publication date: November 20, 2014Applicant: The Western Union CompanyInventors: Assaad G. Hanna, Kurt L. Hansen, Dean A. Seifert
-
Patent number: 8706640Abstract: Systems and methods for enrolling consumers in goods and services offered by a consumer provider are disclosed herein. Various of the methods include providing an enrollment system and displaying enrollment options via the enrollment system. Further, the methods include receiving enrollment requests and enrolling a consumer based on the enrollment request. The systems can be configured for effectuating the various enrollment methods.Type: GrantFiled: July 17, 2006Date of Patent: April 22, 2014Assignee: The Western Union CompanyInventors: Kurt L. Hansen, Keith W. Diveley
-
Patent number: 8672220Abstract: A money transfer system using a money transfer instrument purchased at a retail location. The system includes a POS terminal for entering a UPC code carried on the instrument. The POS terminal issues a PIN in response to the UPC code, with the PIN printed on a receipt. The customer may enter the PIN on the instrument. The customer later uses the PIN to obtain a money transfer control number (MTCN) associated with a record of the transfer transaction from a money transfer host.Type: GrantFiled: September 30, 2005Date of Patent: March 18, 2014Assignee: The Western Union CompanyInventors: Assaad G. Hanna, Kurt L. Hansen, Dean A. Seifert
-
Patent number: 8515874Abstract: A method for accepting payments from a consumer for a travel ticket from a travel company comprises receiving at a point of sale device a transaction request that includes a transaction identifier that identifies a travel arrangement made with the travel company and a payment amount. The payment amount and the transaction identifier is transmitted to a host computer system for validation. Also, a validation from the host computer system is received indicating that the transaction requested has been validated. A payment is received from the consumer, and at least a portion of the payment is electronically transmitted to the travel company.Type: GrantFiled: August 24, 2006Date of Patent: August 20, 2013Assignee: The Western Union CompanyInventors: Paul Blair, Kurt L. Hansen, Dean Seifert
-
Patent number: 7930246Abstract: A method and system are provided for transferring value from a value provider. A request initiated by a value owner to transfer value from the value provider to a recipient is received. An exchange provider receives the value in accordance with the request. The exchange provider includes a processor that converts the received value into a converted form. The converted value is then transmitted to the recipient by the exchange provider.Type: GrantFiled: December 18, 2009Date of Patent: April 19, 2011Assignee: The Western Union CompanyInventors: Kurt L. Hansen, Joseph Cachey, III
-
Patent number: 7769686Abstract: A method and system are provided for transferring value from a value provider. A request initiated by a value owner to transfer value from the value provider to a recipient is received. An exchange provider receives the value in accordance with the request. The exchange provider includes a processor that converts the received value into a converted form. The converted value is then transmitted to the recipient by the exchange provider.Type: GrantFiled: September 18, 2001Date of Patent: August 3, 2010Assignees: The Western Union Company, First Data CorporationInventors: Kurt L. Hansen, Joseph Cachey, III
-
Publication number: 20100100478Abstract: A method and system are provided for transferring value from a value provider. A request initiated by a value owner to transfer value from the value provider to a recipient is received. An exchange provider receives the value in accordance with the request. The exchange provider includes a processor that converts the received value into a converted form. The converted value is then transmitted to the recipient by the exchange provider.Type: ApplicationFiled: December 18, 2009Publication date: April 22, 2010Applicants: First Data Corporation, The Western Union CompanyInventors: Kurt L. Hansen, Joseph Cachey, III
-
Patent number: 7549575Abstract: One method involves payment of money to a recipient traveling to one or more foreign countries by entering into a remote computer money transfer information from a sender. The money transfer information comprises recipient identification information, at least one country where the money is to be received, and a payment amount in an originating currency. The money transfer information is transmitted to a host computer system. When ready to receive payment in the designated country, recipient identification information along with a request to withdraw a portion of a possible payment amount is entered into a payout computer. The recipient identification information and the request to withdraw is transmitted to a host computer system, and the requested withdrawal is provided to the recipient in the local currency.Type: GrantFiled: June 5, 2007Date of Patent: June 23, 2009Assignee: The Western Union CompanyInventors: Kurt L. Hansen, Dean A. Seifert, Mark Thompson, Mike Michelsen
-
Patent number: 7229011Abstract: One method involves payment of money to a recipient traveling to one or more foreign countries by entering into a remote computer money transfer information from a sender. The money transfer information comprises recipient identification information, at least one country where the money is to be received, and a payment amount in an originating currency. The money transfer information is transmitted to a host computer system. When ready to receive payment in the designated country, recipient identification information along with a request to withdraw a portion of a possible payment amount is entered into a payout computer. The recipient identification information and the request to withdraw is transmitted to a host computer system, and the requested withdrawal is provided to the recipient in the local currency.Type: GrantFiled: August 25, 2006Date of Patent: June 12, 2007Assignees: The Western Union Company, First Data CorporationInventors: Kurt L. Hansen, Dean A. Seifert, Mark Thompson, Mike Michelsen
-
Patent number: 7184989Abstract: Systems and methods for accepting payments for goods and services provided by a merchant. In one embodiment, a method for accepting payments from a consumer for a good or service provided by a merchant comprises receiving a transaction request from the merchant, receiving a payment from the consumer, associating the payment with the transaction request, and sending at least a portion of the payment to the merchant. In this manner, the merchant stages the transaction, and the consumer completes the transaction by making the payment. An optional time limit feature also may be used, and the transaction may be staged by the consumer, or others.Type: GrantFiled: May 21, 2003Date of Patent: February 27, 2007Assignee: First Data CorporationInventors: Kurt L. Hansen, Thomas B. Sayor, Sharon K. Vialpando, Kenneth Algiene
-
Patent number: 7117183Abstract: A method for accepting payments from a consumer for a travel ticket from a travel company comprises receiving at a point of sale device a transaction request that includes a transaction identifier that identifies a travel arrangement made with the travel company and a payment amount. The payment amount and the transaction identifier is transmitted to a host computer system for validation. Also, a validation from the host computer system is received indicating that the transaction requested has been validated. A payment is received from the consumer, and at least a portion of the payment is electronically transmitted to the travel company.Type: GrantFiled: January 28, 2004Date of Patent: October 3, 2006Assignee: First Data CoroporationInventors: Paul Blair, Kurt L. Hansen, Dean Seifert
-
Patent number: 7107249Abstract: Systems and methods for accepting payments for goods and services provided by a consumer provider. The methods can include associating consumers and consumer providers with a payment provider. The payment provider can receive payments destined for the consumer provider, associate the payments with one or more identifiers, and transfer at least portions of the receive payments to the consumer provider. The systems can include a point-of-sale device configured to accept payments from consumers on behalf of consumer providers. In some cases, the systems include a plurality of such point-of-sale devices in communication with a payment provider control. The payment provider control can be in communication with one or more consumer provider controls.Type: GrantFiled: March 29, 2002Date of Patent: September 12, 2006Assignee: First Data CorporationInventors: Keith W. Dively, Kurt L. Hansen
-
Patent number: 7096205Abstract: Systems and methods for enrolling consumers in goods and services offered by a consumer provider are disclosed herein. Various of the methods include providing an enrollment system and displaying enrollment options via the enrollment system. Further, the methods include receiving enrollment requests and enrolling a consumer based on the enrollment request. The systems can be configured for effectuating the various enrollment methods.Type: GrantFiled: March 29, 2002Date of Patent: August 22, 2006Assignee: First Data CorporationInventors: Kurt L. Hansen, Keith W. Diveley
-
Publication number: 20040210476Abstract: A method for accepting payments from a consumer for a travel ticket from a travel company comprises receiving at a point of sale device a transaction request that includes a transaction identifier that identifies a travel arrangement made with the travel company and a payment amount. The payment amount and the transaction identifier is transmitted to a host computer system for validation. Also, a validation from the host computer system is received indicating that the transaction requested has been validated. A payment is received from the consumer, and at least a portion of the payment is electronically transmitted to the travel company.Type: ApplicationFiled: January 28, 2004Publication date: October 21, 2004Applicant: First Data CorporationInventors: Paul Blair, Kurt L. Hansen, Dean Seifert
-
Publication number: 20040030647Abstract: Systems and methods for accepting payments for goods and services provided by a merchant. In one embodiment, a method for accepting payments from a consumer for a good or service provided by a merchant comprises receiving a transaction request from the merchant, receiving a payment from the consumer, associating the payment with the transaction request, and sending at least a portion of the payment to the merchant. In this manner, the merchant stages the transaction, and the consumer completes the transaction by making the payment. An optional time limit feature also may be used, and the transaction may be staged by the consumer, or others.Type: ApplicationFiled: May 21, 2003Publication date: February 12, 2004Applicant: First Data CorporationInventors: Kurt L. Hansen, Thomas B. Sayor, Sharon K. Vialpando, Kenneth Algiene