Patents by Inventor Kurt M. Campisano

Kurt M. Campisano has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Cardless payment system
    Patent number: 6341724
    Abstract: A Credit Card holder's telephone number is assigned to his or her credit card as an alias. The cardholder is then required to choose a PIN for security purposes. The telephone number is linked to the cardholder's credit card number via a database. When the cardmember enters into a transaction with a merchant, the card need not be present. The cardmember simply provides his or her telephone number and then the PIN. This can be done at any point of sale such as a store, catalog telephone order, or over the internet. The telephone number and PIN are entered and authorization is returned from the credit card company.
    Type: Grant
    Filed: January 11, 2001
    Date of Patent: January 29, 2002
    Assignee: First USA Bank, NA
    Inventor: Kurt M. Campisano
  • Cardless payment system
    Publication number: 20010001204
    Abstract: A Credit Card holder's telephone number is assigned to his or her credit card as an alias. The cardholder is then required to choose a PIN for security purposes. The telephone number is linked to the cardholder's credit card number via a database. When the cardmember enters into a transaction with a merchant, the card need not be present. The cardmember simply provides his or her telephone number and then the PIN. This can be done at any point of sale such as a store, catalog telephone order, or over the internet. The telephone number and PIN are entered and authorization is returned from the credit card company.
    Type: Application
    Filed: January 11, 2001
    Publication date: May 17, 2001
    Applicant: First USA Bank, N.A.
    Inventor: Kurt M. Campisano
  • Cardless payment system
    Patent number: 6227447
    Abstract: A Credit Card holder's telephone number is assigned to his or her credit card as an alias. The cardholder is then required to choose a PIN for security purposes. The telephone number is linked to the cardholder's credit card number via a database. When the cardmember enters into a transaction with a merchant, the card need not be present. The cardmember simply provides his or her telephone number and then the PIN. This can be done at any point of sale such as a store, catalog telephone order, or over the internet. The telephone number and PIN are entered and authorization is returned from the credit card company.
    Type: Grant
    Filed: May 10, 1999
    Date of Patent: May 8, 2001
    Assignee: First USA Bank, NA
    Inventor: Kurt M. Campisano