Abstract: A system and method for facilitating cash access for casino patrons, using casino points and casino complimentary dollars to satisfy financial service fees imposed on casino patrons via cage cashiers, mobile devices, and redemption kiosks that perform ATM functions, debit and credit transactions, check cashing, gaming wallet transactions, and crypto currency transactions for cash access.

Abstract: A system includes a point of sale terminal that initiates a first transaction without a transaction amount for a user. A pin entry device receives an account number of a credit card or a debit card used by the user. An application database server receives a first cryptographic token from a token provider. The first cryptographic token corresponds to the account number and is used in place of the account number. The first cryptographic token is used as a database lookup key to identify any transaction rules to be associated with the first transaction. The application database server receives a confirmation message authorizing the first transaction, and transmits the transaction rules and confirmation message to the point of sale terminal. The point of sale terminal initiates a second transaction for a transaction amount in response to the receipt of the transaction rules and the confirmation message.